Suvidhaa Infoserve Limited (SUVIDHAA) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Suvidhaa Infoserve Limited ₹0.86, price ₹2.07, upside -58.5%, quality 34 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch Suvidhaa Infoserve Limited for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range ₹2.06 – ₹30.05 · fair‑value band ₹0.6400 – ₹1.28 · the ₹2.07 price screens above the ₹0.8600 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.
Follow Suvidhaa Infoserve in your weekly email
Every Wednesday you see whether Suvidhaa Infoserve is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Suvidhaa Infoserve Limited provides marketplace technology services to small retail outlets in India.
Show more
Suvidhaa Infoserve Limited provides marketplace technology services to small retail outlets in India. The company offers facility to make payments for a host of services, such as utility bill payment, renewal insurance premium, collection, telecom, mobile, DTH recharges, domestics remittance, individual and business loan, mutual fund and other investment products, ATM, general and life insurance, E-commerce, bank account opening, and merchant acquiring services, etc., as well as rail, air, and bus travel ticketing services. It serves customers through Suvidhaa Centres, a financial services hub; Suvidhaa Points; S-Commerce platform, a robust, agile, and scalable system; and sPAY, a POS based transaction acquiring platform. Suvidhaa Infoserve Limited was incorporated in 2007 and is based in Mumbai, India.
Stock analysis
Suvidhaa Infoserve Limited (SUVIDHAA) currently trades at ₹2.07, while our model-based Fair Value estimate is ₹0.8600, 58.5% below the price, so the stock looks overvalued today.
Show more
Valuation
How firm this estimate is: it rests on 1 models at a data quality of 93/100, which puts the evidence level at low.
Scenario range: ₹0.6400 (bear) to ₹1.28 (bull), the price of ₹2.07 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 34/100 (below-average quality), in the Technology sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Suvidhaa Infoserve Limited reported revenue of ₹35.0M in FY2026 versus ₹381M in FY2022, a compound −44.9%/yr. Reported net income was −₹101M in FY2026.
Key figures
Market cap ₹575M (≈ $6.0M) · P/S ratio 16.4 · EPS (TTM) ₹−0.4800 · Net margin −288% · Return on equity −30.3% · Return on assets (EBIT) −14.3% · Operating margin −281% · Revenue (TTM) ₹35.0M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 50% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 44% fair-value upside, at −58%, SUVIDHAA screens richer than that median.
Fair Value models
Bear ₹0.6400Fair Value ₹0.8600Bull ₹1.28
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.0/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−67.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−51.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−49.6%
Start year 2021 (pandemic)
Revenue growth 8 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−19.0%
’18
’19
’20
’21
’22
’23
’24
’25
’26
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−12.8% (2021) → −306.3% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
Compare Suvidhaa Infoserve Limited with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Information Technology Services · 462 stocks
Beats the industry median on 2/6 measures
Overall it trails its industry peers.
Valuation
Quality Score34 · Bottom 25%
Fair Value upside−58.5% · Bottom 25%
Profitability
Return on assets−9.5% · Bottom 25%
Growth and dividend
Revenue growth−60.0% · Bottom 25%
Balance sheet
Debt / equity0.02× · Below median
Valuation Multiplesvs Information Technology Services median · lower = cheaper
P/S (TTM)0.17× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 43
FUTURE (revenue growth)0· sector 29
PAST (return on equity)0· sector 37
HEALTH (low debt)99· sector 97
DIVIDEND (yield)0· sector 41
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Suvidhaa Infoserve Limited (SUVIDHAA) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of ₹0.8600 versus a price of ₹2.07, about −58% upside (overvalued).
What is the fair value of SUVIDHAA?
Our model-based fair value for Suvidhaa Infoserve Limited is ₹0.8600 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹2.07.
What is the quality score of SUVIDHAA?
Suvidhaa Infoserve Limited has a Quality Score of 34/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Suvidhaa Infoserve Limited (SUVIDHAA)?
Our model-based price target is the fair value of ₹0.8600 (as of Sep 27, 2026) from 1 valuation models. Cautious scenario ₹0.6400, optimistic scenario ₹1.28. It is a calculation from audited fundamentals, not an analyst target.
What is the Suvidhaa Infoserve Limited stock forecast for 2026?
Our models put fair value at ₹0.8600, about −58% upside versus a price of ₹2.07 (overvalued). Cautious scenario ₹0.6400, optimistic scenario ₹1.28. The calculation is refreshed regularly with new filings.
What is the revenue of Suvidhaa Infoserve Limited (SUVIDHAA)?
Suvidhaa Infoserve Limited reported trailing-twelve-month revenue of about ₹35.0M (latest available figure, as of Sep 27, 2026).
What is the intrinsic value of Suvidhaa Infoserve Limited (SUVIDHAA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Suvidhaa Infoserve Limited it is ₹0.8600 per share (as of Sep 27, 2026), against a price of ₹2.07. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Suvidhaa Infoserve Limited stock overvalued or undervalued in 2026?
As of Sep 27, 2026, SUVIDHAA trades above its calculated fair value: price ₹2.07, fair value ₹0.8600, a gap of about −58% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SUVIDHAA?
No. The price is what the market pays today (₹2.07); the fair value is what the company's own numbers justify (₹0.8600). For Suvidhaa Infoserve Limited the two are ₹1.21 per share apart. That gap is exactly why we show both numbers side by side.
How much is Suvidhaa Infoserve Limited worth?
The market values Suvidhaa Infoserve Limited at about ₹575M (market capitalisation, as of Sep 27, 2026). Per share that is ₹2.07; our models calculate a fair value of ₹0.8600 per share.
What do the bullish and bearish scenarios say about SUVIDHAA?
Our models span a range for Suvidhaa Infoserve Limited: cautious scenario ₹0.6400, base ₹0.8600, optimistic ₹1.28 per share (as of Sep 27, 2026, price ₹2.07). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Suvidhaa Infoserve Limited (SUVIDHAA)?
Balance-sheet figures for Suvidhaa Infoserve Limited (as of Sep 27, 2026): return on equity −30.3%, debt of 0.02 per unit of equity. They feed the Quality Score of 34/100, which measures business quality independently of the share price.
How far is SUVIDHAA from its 52-week high?
Suvidhaa Infoserve Limited trades at ₹2.07, about 50% below its 52-week high of ₹4.13 and at the low of ₹2.06 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹0.8600 is for.
Which stocks are comparable to Suvidhaa Infoserve Limited?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Suvidhaa Infoserve Limited stock attractive at the current price?
The data as of Sep 27, 2026: price ₹2.07, calculated fair value ₹0.8600 (−58%), Quality Score 34/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SUVIDHAA calculated?
We run Suvidhaa Infoserve Limited through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹0.8600, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Suvidhaa Infoserve Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Suvidhaa Infoserve Limited (SUVIDHAA)?
The closing price on Oct 1, 2026 was ₹2.07. Our model-based fair value is ₹0.8600, about −58% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Suvidhaa Infoserve Limited right now?
The price sits above even our optimistic bull case (₹1.28). The favourable scenario is already priced in. Weak quality (34/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (₹0.6400 to ₹1.28) leaves room in how you read the outcome.
Key figures of Suvidhaa Infoserve Limited
How large is the market capitalisation of Suvidhaa Infoserve Limited (SUVIDHAA)?
The market capitalisation of Suvidhaa Infoserve Limited is ₹575M (≈ $6.0M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Suvidhaa Infoserve Limited (SUVIDHAA)?
The price-to-sales ratio of Suvidhaa Infoserve Limited is 16.4 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Suvidhaa Infoserve Limited (SUVIDHAA)?
Earnings per share at Suvidhaa Infoserve Limited are ₹−0.4800. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Suvidhaa Infoserve Limited (SUVIDHAA)?
The net margin of Suvidhaa Infoserve Limited is −288% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Suvidhaa Infoserve Limited (SUVIDHAA)?
The return on equity (ROE) of Suvidhaa Infoserve Limited is −30.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Suvidhaa Infoserve Limited (SUVIDHAA)?
On an EBIT basis the return on assets of Suvidhaa Infoserve Limited is −14.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Suvidhaa Infoserve Limited (SUVIDHAA)?
The operating margin of Suvidhaa Infoserve Limited is −281% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Suvidhaa Infoserve Limited (SUVIDHAA)?
Revenue at Suvidhaa Infoserve Limited is growing −60.0% versus a year earlier (3y avg −51.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Suvidhaa Infoserve Limited (SUVIDHAA)?
Earnings per share at Suvidhaa Infoserve Limited are growing −24.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Suvidhaa Infoserve Limited (SUVIDHAA) generate?
The free cash flow of Suvidhaa Infoserve Limited is −₹43.1M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Suvidhaa Infoserve Limited (SUVIDHAA) hold?
Suvidhaa Infoserve Limited holds more cash than debt, ₹11.5M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
Free · no account needed
Watch Suvidhaa Infoserve Limited in the live analysis
One click puts Suvidhaa Infoserve Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
