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Wells Fargo & Company (WFC) Fair Value & Analysis

Financial Services · US · Market cap $236B

WF Wells Fargo & Company logo Wells Fargo & Company WFC · US
Price$84.74
Fair Value$90.65
Upside+7.0%
Quality52/100
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Evidence: High Range $67.98 – $113.31

Fair value as of: Jun 26, 2026

From 16 valuation models · updated 6 days ago

Share price +7.6% over the past month.

Price vs Fair Value (12 months)

$94.51 $72.76 Fair Value $90.65 Jul 2025 Jul 2026

12‑month range $72.76 – $94.51 · fair‑value band $67.98 – $113.31 · the $84.74 price screens below the $90.65 fair value. As of Jun 26, 2026.

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Analysis

Wells Fargo & Company (WFC) currently trades at $84.74, while our model-based Fair Value estimate is $90.65 — implying the stock looks roughly 7.0% undervalued today. We read business quality at 52/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Wells Fargo & Company generated revenue of $81.1B at a net margin of 26.7%. Revenue grew 5.7% year over year. It earns a return on equity of 12.0%. Net debt stands at $252B. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) $81.1B
Revenue growth (YoY) +5.7%
Net margin 26.7%
Return on equity 12.0%
Free cash flow −$19.0B FY2025
P/E ratio 11.9
More key figures
Operating margin 29.5%
EPS (TTM) $6.47
Dividend yield 2.3%
EPS growth (YoY) +15.1%
Net debt $252B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Wells Fargo & Company reported revenue of $124B in FY2025 versus $83.1B in FY2021, a compound +10.4%/yr. Reported net income was $21.3B in FY2025, compounding −0.9%/yr from FY2021.

Revenue +10.4%/yr
FY21 $83.1B
FY22 $83.4B
FY23 $77.2B
FY24 $125B
FY25 $124B
Net income −0.9%/yr
FY21 $22.1B
FY22 $13.7B
FY23 $19.1B
FY24 $19.7B
FY25 $21.3B

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Recent news

External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.

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Frequently asked questions

Is Wells Fargo & Company (WFC) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $90.65 versus a price of $84.74 — about +7% (undervalued). Model-based estimate, not financial advice.
What is the fair value of WFC?
Our model-based fair value for Wells Fargo & Company is $90.65 (as of Jun 26, 2026), built from audited fundamentals. The current price is $84.74.
What is the quality score of WFC?
Wells Fargo & Company has a Quality Score of 52/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Wells Fargo & Company (WFC)?
Wells Fargo & Company reported trailing-twelve-month revenue of about $81.1B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of WFC?
The net profit margin of Wells Fargo & Company is about 26.7%, meaning it keeps roughly 26.7% of revenue as net income. Based on the latest reported figures.
Does Wells Fargo & Company pay a dividend?
Wells Fargo & Company currently shows a dividend yield of about 2.26% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.