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Candela Invest SA (CAND) fair value: what the stock is really worth

As of Oct 23, 2026: fair value (intrinsic value) of Candela Invest SA stock €1.69, price €1.92, that is 12.0% below the price, quality 47 out of 100. Rating: overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Financial Services BE · ISIN BE0974298300

CI Candela Invest SA logo Thin data Nov 10, 2026

Candela Invest SA

CAND · BR
Expensive, weak quality

Our calculation puts a fair price 12% below what the stock costs today.

Quality 47/100
Fair value €1.69 · Overvalued
Weak Growth (revenue 5y −7.3 %/yr in EUR)
Loss-making · -9.7% net margin (TTM)
High debt
Trails peers (1/9)
Narrow moat 0/100
Thin data
Estimate⚠ Thinly traded⚠ Small free float
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

€4.98 €0.6896 Fair Value €1.69 Aug 2016 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range €0.6896 – €4.98 · fair‑value band €1.27 – €2.12 · the €1.92 price screens above the €1.69 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 10, 2026.

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Company profile

Sica Invest SA is a privately owned investment manager.

Stock analysis

Candela Invest SA (CAND) currently trades at €1.92, while our estimate is €1.69, 12% below the price, so the stock looks overvalued today.

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: €1.27 (bear) to €2.12 (bull), the price of €1.92 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 47/100 (below-average quality), in the Financial Services sector.

Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.

Candela Invest SA reported revenue of €5.6M in FY2025 versus €7.2M in FY2021, a compound −5.8%/yr. Reported net income was −€548K in FY2025.

Key figures

Market cap €2.1M Micro · P/S ratio 0.37 · EPS (TTM) €−0.5100 · Net margin −9.7% · Return on equity −27.0% · Return on assets (EBIT) 0.5% (5-year average) · Operating margin −11.3% · Revenue (TTM) €5.6M.

What moves the price

The share trades about 36% below its 52-week high and 92% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −19% fair-value upside, at −12%, CAND screens cheaper than that median.

Fair Value

Bear €1.27 Fair Value €1.69 Bull €2.12
Price €1.92 · Downside -12.0%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 47/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 10
How much profit the company makes from its sales and capital
Quality Growth 43
Are margins and returns getting better?
Financial strength 31
Debt, balance sheet and risk of trouble
Investment 100
Does it invest with discipline instead of growing at any price?
Low Volatility 50
How calm the share price moves, does not count
Price momentum 53
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 73
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 0/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−9.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−10.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−7.3%
Start year 2020 (pandemic). Over 10 years: +71.9% a year
Revenue growth 16 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+49.6%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
13.0% (2019) → 0.4% (2024)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

CAND screens overvalued: fair value 12% below the price. Compare with Blackstone Inc →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 658 stocks

Beats the industry median on 1/8 measures
Overall it trails its industry peers.
Valuation
Quality Score 47 · Below median
Fair Value upside −12.0% · Below median
Profitability
Return on assets −6.8% · Bottom 25%
Net margin (12 months) −9.7% · Bottom 25%
Operating margin (12 months) −11.3% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 2.7% · Below median
Balance sheet
Debt / equity 2.85× · Highest 25%

Valuation Multiplesvs Asset Management median · lower = cheaper

P/B 1.18× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (12 months) 0.37× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)17 · sector 37
FUTURE (revenue growth)14 · sector 36
PAST (return on equity)0 · sector 23
HEALTH (low debt)0 · sector 95
DIVIDEND (yield)0 · sector 78

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Raymond James Financial, Inc RJF $168.11 $281.42 +67% vs CAND
Apollo Global Management, Inc APO $122.74 $197.52 +61% vs CAND
Ameriprise Financial, Inc AMP $519.96 $609.56 +17% vs CAND
Exor N.V EXO €74.30 €76.42 +3% vs CAND
State Street Corporation STT $171.62 $139.37 −19% vs CAND
Ares Management Corporation ARES $139.41 $99.35 −29% vs CAND
Northern Trust Corporation NTRS $177.89 $123.42 −31% vs CAND
Brookfield Asset Management Ltd BAM $53.49 $31.26 −42% vs CAND
Blackstone Inc BX $122.53 $52.29 −57% vs CAND
KKR & Co KKR $100.85 $27.63 −73% vs CAND

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Candela Invest SA: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Candela Invest SA Fair Value". https://www.fairvalue-calculator.com/stock/CAND

Frequently asked questions

Is Candela Invest SA (CAND) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is €1.69 versus the last price from Oct 23, 2026 of €1.92, about 12% lower (overvalued).
What is the fair value of CAND?
Our estimate for Candela Invest SA is €1.69 (as of Nov 10, 2026), built from audited fundamentals. Last price (from Oct 23, 2026): €1.92.
What is the quality score of CAND?
Candela Invest SA has a Quality Score of 47/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Candela Invest SA (CAND)?
Our calculated price target is the estimate of €1.69 (as of Nov 10, 2026). Cautious scenario €1.27, optimistic scenario €2.12. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Candela Invest SA stock forecast for 2026?
Our estimate puts fair value at €1.69, about 12% lower versus the last price from Oct 23, 2026 of €1.92 (overvalued). Cautious scenario €1.27, optimistic scenario €2.12. The calculation is refreshed regularly with new filings.
What is the revenue of Candela Invest SA (CAND)?
Candela Invest SA reported trailing-twelve-month revenue of about €5.6M (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of Candela Invest SA (CAND)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Candela Invest SA it is €1.69 per share (as of Nov 10, 2026), against a price of €1.92.
Is Candela Invest SA stock overvalued or undervalued in 2026?
As of Nov 10, 2026, CAND trades above its calculated fair value: price €1.92, fair value €1.69, a gap of about −12% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CAND?
No. The price is what the market pays today (€1.92); the fair value is what the company's own numbers justify (€1.69). For Candela Invest SA the two are €0.2300 per share apart. That gap is exactly why we show both numbers side by side.
How much is Candela Invest SA worth?
The market values Candela Invest SA at about €2.1M (market capitalisation, as of Nov 10, 2026). Per share that is €1.92; our models calculate a fair value of €1.69 per share.
What do the bullish and bearish scenarios say about CAND?
Our models span a range for Candela Invest SA: cautious scenario €1.27, base €1.69, optimistic €2.12 per share (as of Nov 10, 2026, price €1.92). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Candela Invest SA (CAND)?
Balance-sheet figures for Candela Invest SA (as of Nov 10, 2026): return on equity −27.0%, debt of 2.85 per unit of equity. They feed the Quality Score of 47/100, which measures business quality independently of the share price.
How far is CAND from its 52-week high?
Candela Invest SA trades at €1.92, about 36% below its 52-week high of €3.00 and 92% above the low of €1.00 (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of €1.69 is for.
Which stocks are comparable to Candela Invest SA?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Asset Management Ltd, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Candela Invest SA stock attractive at the current price?
The data as of Nov 10, 2026: price €1.92, calculated fair value €1.69 (−12%), Quality Score 47/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Candela Invest SA itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Candela Invest SA (CAND)?
The latest price we hold is from Oct 23, 2026 and stands at €1.92. Our estimate is €1.69, about 12% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Candela Invest SA right now?
Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Candela Invest SA

How large is the market capitalisation of Candela Invest SA (CAND)?
The market capitalisation of Candela Invest SA is €2.1M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Candela Invest SA (CAND)?
The price-to-sales ratio of Candela Invest SA is 0.37 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Candela Invest SA (CAND)?
Earnings per share at Candela Invest SA are €−0.5100. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Candela Invest SA (CAND)?
The net margin of Candela Invest SA is −9.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Candela Invest SA (CAND)?
The return on equity (ROE) of Candela Invest SA is −27.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Candela Invest SA (CAND)?
On an EBIT basis the return on assets of Candela Invest SA is 0.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Candela Invest SA (CAND)?
The operating margin of Candela Invest SA is −11.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Candela Invest SA (CAND)?
Revenue at Candela Invest SA is growing +2.7% versus a year earlier (3y avg −10.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Candela Invest SA (CAND)?
Earnings per share at Candela Invest SA are growing −29.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Candela Invest SA (CAND) carry?
The net debt of Candela Invest SA is €1.4M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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