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Union Technologies Informatique Group S.A (FPG) fair value: what the stock is really worth

As of Nov 10, 2026: fair value (intrinsic value) of Union Technologies Informatique Group S.A stock €0.07, price €0.08, that is 12.5% below the price, quality 28 out of 100. Rating: overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Technology FR · ISIN FR0000074197

UT Union Technologies Informatique Group S.A logo Thin data Nov 10, 2026

Union Technologies Informatique Group S.A

FPG · PA
Expensive, weak quality

Our calculation puts a fair price 13% below what the stock costs today.

Revenue last quarter +21% vs. a year ago.
Expensive Growth (revenue 5y +3.7 %/yr in EUR)
Moderate debt
Fair value €0.0665 · Overvalued
Quality 28/100
Loss-making · -2.5% net margin (TTM)
Negative free cash flow
Trails peers (2/9)
Narrow moat 11/100 · thin data
Thin data
Estimate⚠ Thinly traded⚠ Small free float
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

€0.6500 €0.0446 Fair Value €0.0665 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range €0.0446 – €0.6500 · fair‑value band €0.0544 – €0.0785 · the €0.0760 price screens above the €0.0665 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 10, 2026.

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Company profile

Union Technologies Informatique Group S.A., an IT service company, provides consulting and engineering services to banking, finance, insurance, retirement, industry, and service sectors in France and internationally.

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The company offers project management, technical assistance, and IT integration services, as well as distributes application software packages. Its software products include Optima, Edi-one, and net400. The company was incorporated in 1986 and is headquartered in Levallois-perret, France.

Union Technologies Informatique Group S.A. is a subsidiary of EEKEM GROUP.

Stock analysis

Union Technologies Informatique Group S.A (FPG) currently trades at €0.0760, while our estimate is €0.0665, 13% below the price, so the stock looks overvalued today.

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: €0.0544 (bear) to €0.0785 (bull), the price of €0.0760 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 28/100 (below-average quality), in the Technology sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Union Technologies Informatique Group S.A reported revenue of €21.6M in FY2025 versus €18.0M in FY2021, a compound +4.8%/yr. Reported net income was −€668K in FY2025.

Key figures

Market cap €4.8M Micro · P/S ratio 0.26 · Net margin −3.1% · Return on equity −127% · Return on assets (EBIT) −15.5% (5-year average) · Operating margin −3.0% · Revenue (TTM) €23.9M · Revenue growth (YoY) +21.1%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 11 out of 100 (low confidence).

What moves the price

The share trades about 44% below its 52-week high and at its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at 21% fair-value upside, at −13%, FPG screens richer than that median.

Fair Value

Bear €0.0544 Fair Value €0.0665 Bull €0.0785
Price €0.0760 · Downside -12.5%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 28/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 20
How much profit the company makes from its sales and capital
Quality Growth 59
Are margins and returns getting better?
Cashflow 14
Do the profits arrive as real cash?
Financial strength 12
Debt, balance sheet and risk of trouble
Investment 97
Does it invest with discipline instead of growing at any price?
Low Volatility 50
How calm the share price moves, does not count
Price momentum 10
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 0
Distance to the 52-week high, does not count
New shares 0
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 20/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+4.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.7%
Start year 2020 (pandemic). Over 10 years: −2.8% a year
Revenue growth 17 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.4%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
3.3% (2020) → −3.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

FPG screens overvalued: fair value 13% below the price. Compare with International Business Machines Corporation →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Information Technology Services · 518 stocks

Beats the industry median on 2/8 measures
Overall it trails its industry peers.
Valuation
Quality Score 28 · Bottom 25%
Fair Value upside −12.5% · Below median
Profitability
Return on assets −5.2% · Bottom 25%
Net margin (12 months) −2.5% · Bottom 25%
Operating margin (12 months) −3.0% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 21.1% · Above median
Balance sheet
Debt / equity 0.97× · Highest 25%

Valuation Multiplesvs Information Technology Services median · lower = cheaper

P/B 9.33× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (12 months) 0.20× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)17 · sector 32
FUTURE (revenue growth)100 · sector 30
PAST (return on equity)0 · sector 30
HEALTH (low debt)52 · sector 97
DIVIDEND (yield)0 · sector 37

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Information Technology Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Cognizant Technology Solutions Corporation CTSH $65.00 $139.68 +115% vs FPG
Wipro Limited WIPRO ₹199.00 ₹287.86 +45% vs FPG
Infosys Limited INFY ₹1,154 ₹1,655 +43% vs FPG
Accenture plc ACN $258.51 $332.90 +29% vs FPG
Tata Consultancy Services Limited TCS ₹2,475 ₹2,993 +21% vs FPG
HCL Technologies Limited HCLTECH ₹1,407 ₹1,602 +14% vs FPG
Amadeus IT Group AMS €61.62 €66.57 +8% vs FPG
CDW Corporation CDW $169.36 $165.54 −2% vs FPG
Broadridge Financial Solutions, Inc BR $192.96 $161.18 −16% vs FPG
International Business Machines Corporation IBM $244.53 $185.39 −24% vs FPG

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Union Technologies Informatique Group S.A: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Union Technologies Informatique Group S.A Fair Value". https://www.fairvalue-calculator.com/stock/FPG

Frequently asked questions

Is Union Technologies Informatique Group S.A (FPG) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is €0.0665 versus a price of €0.0760, about 13% lower (overvalued).
What is the fair value of FPG?
Our estimate for Union Technologies Informatique Group S.A is €0.0665 (as of Nov 10, 2026), built from audited fundamentals. The current price: €0.0760.
What is the quality score of FPG?
Union Technologies Informatique Group S.A has a Quality Score of 28/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Union Technologies Informatique Group S.A (FPG)?
Our calculated price target is the estimate of €0.0665 (as of Nov 10, 2026). Cautious scenario €0.0544, optimistic scenario €0.0785. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Union Technologies Informatique Group S.A stock forecast for 2026?
Our estimate puts fair value at €0.0665, about 13% lower versus a price of €0.0760 (overvalued). Cautious scenario €0.0544, optimistic scenario €0.0785. The calculation is refreshed regularly with new filings.
What is the revenue of Union Technologies Informatique Group S.A (FPG)?
Union Technologies Informatique Group S.A reported trailing-twelve-month revenue of about €23.9M (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of Union Technologies Informatique Group S.A (FPG)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Union Technologies Informatique Group S.A it is €0.0665 per share (as of Nov 10, 2026), against a price of €0.0760.
Is Union Technologies Informatique Group S.A stock overvalued or undervalued in 2026?
As of Nov 10, 2026, FPG trades above its calculated fair value: price €0.0760, fair value €0.0665, a gap of about −13% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FPG?
No. The price is what the market pays today (€0.0760); the fair value is what the company's own numbers justify (€0.0665). For Union Technologies Informatique Group S.A the two are €0.0095 per share apart. That gap is exactly why we show both numbers side by side.
How much is Union Technologies Informatique Group S.A worth?
The market values Union Technologies Informatique Group S.A at about €4.8M (market capitalisation, as of Nov 10, 2026). Per share that is €0.0760; our models calculate a fair value of €0.0665 per share.
What do the bullish and bearish scenarios say about FPG?
Our models span a range for Union Technologies Informatique Group S.A: cautious scenario €0.0544, base €0.0665, optimistic €0.0785 per share (as of Nov 10, 2026, price €0.0760). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Union Technologies Informatique Group S.A (FPG)?
Balance-sheet figures for Union Technologies Informatique Group S.A (as of Nov 10, 2026): return on equity −127.5%, debt of 0.97 per unit of equity. They feed the Quality Score of 28/100, which measures business quality independently of the share price.
How far is FPG from its 52-week high?
Union Technologies Informatique Group S.A trades at €0.0760, about 44% below its 52-week high of €0.1350 and at the low of €0.0760 (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of €0.0665 is for.
Which stocks are comparable to Union Technologies Informatique Group S.A?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Union Technologies Informatique Group S.A stock attractive at the current price?
The data as of Nov 10, 2026: price €0.0760, calculated fair value €0.0665 (−13%), Quality Score 28/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Union Technologies Informatique Group S.A itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Union Technologies Informatique Group S.A (FPG)?
The closing price on Nov 10, 2026 was €0.0760. Our estimate is €0.0665, about 13% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Union Technologies Informatique Group S.A right now?
Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. The price sits in the upper half of our model range, so the margin of safety is thin. Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.

Key figures of Union Technologies Informatique Group S.A

How large is the market capitalisation of Union Technologies Informatique Group S.A (FPG)?
The market capitalisation of Union Technologies Informatique Group S.A is €4.8M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Union Technologies Informatique Group S.A (FPG)?
The price-to-sales ratio of Union Technologies Informatique Group S.A is 0.26 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of Union Technologies Informatique Group S.A (FPG)?
The net margin of Union Technologies Informatique Group S.A is −3.1% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Union Technologies Informatique Group S.A (FPG)?
The return on equity (ROE) of Union Technologies Informatique Group S.A is −127% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Union Technologies Informatique Group S.A (FPG)?
On an EBIT basis the return on assets of Union Technologies Informatique Group S.A is −15.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Union Technologies Informatique Group S.A (FPG)?
The operating margin of Union Technologies Informatique Group S.A is −3.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Union Technologies Informatique Group S.A (FPG)?
Revenue at Union Technologies Informatique Group S.A is growing +21.1% versus a year earlier (3y avg +0.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Union Technologies Informatique Group S.A (FPG)?
Earnings per share at Union Technologies Informatique Group S.A are growing +13.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Union Technologies Informatique Group S.A (FPG) generate?
The free cash flow of Union Technologies Informatique Group S.A is −€1.5M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Union Technologies Informatique Group S.A (FPG) carry?
The net debt of Union Technologies Informatique Group S.A is €2.2M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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