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STOCK COMPARISON

E.SUN Financial Holding Co vs DBS Group Holdings: Fair Value & Quality

Both stocks run through our valuation models. Here is how E.SUN Financial Holding Co (2884) and DBS Group Holdings (D05) compare, as of Sep 5, 2026.

As of Sep 5, 2026, Fair Value Calculator sees E.SUN Financial Holding Co as the less overvalued of the two: E.SUN Financial Holding Co trades at TWD 43.20 versus a fair value of TWD 25.28 (-41%), while DBS Group Holdings trades at S$78.65 versus S$40.48 (-49%).
E.SUN Financial Holding Co
2884.TW · TWD · Financials
-41%
upside to fair value
overvalued
PriceTWD 43.20
Fair ValueTWD 25.28
Quality55/100
DBS Group Holdings
D05.SG · SGD · Financials
-49%
upside to fair value
overvalued
PriceS$78.65
Fair ValueS$40.48
Quality65/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

E.SUN Financial Holding CoDBS Group Holdings
Valuation
16.5×P/E (TTM)18.7×
6.38×P/S (TTM)7.23×
2.07×P/B2.34×
11.0×EV/EBITDA—
2.48×PEG3.44×
−41.5%Fair value upside−48.5%
3.2%Dividend yield3.6%
TWD 1.40Dividend per shareS$2.85
Profitability
53%Operating margin60%
3.44×EBIT margin trend (5Y)0.99×
13%Return on equity16%
1%Return on assets1%
Growth
15%Revenue growth (YoY)3%
28.2%Avg. growth/yr (3Y)11.6%
13.3%Avg. growth/yr (5Y)9.4%
+12.7%Value creation/yr+12.6%
Balance & size
0.6×Interest coverage (EBIT/interest)0.6×
0.36×Debt / equity0.69×
$18BMarket cap$161B
healthyGrowth qualityhealthy

E.SUN Financial Holding Co leads: 10 to 2 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

E.SUN Financial Holding Coof which business quality 51 · market factors 81 DBS Group Holdingsof which business quality 61 · market factors 96
ProfitabilityMargins and returns on capital today
35
38
Quality GrowthAre margins and returns improving?
58
54
CashflowEarnings quality: real cash, not paper profit
84
84
Fin. StrengthBalance sheet, leverage, solvency risk
16
56
InvestmentDisciplined investing over empire-building
58
78
Low VolatilityCalm price path (market factor)
93
99
MomentumPrice trend over the last 3–12 months (market factor)
72
91
52W MomentumDistance to the 52-week high (market factor)
83
100
Net IssuanceBuybacks instead of dilution
63
65

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyE.SUN Financial Holding CoPrice TWD 43.20DBS Group HoldingsPrice S$78.65
Dividend Discount-49%below the priceTWD 22.07-30%below the priceS$54.87
Multiples-41%below the priceTWD 25.62-47%below the priceS$42.04
Asset-Based-74%below the priceTWD 11.30-79%below the priceS$16.26
Economic Profit-55%below the priceTWD 19.46-59%below the priceS$32.23
Minimum-74%below the priceTWD 11.30-79%below the priceS$16.26
Maximum-41%below the priceTWD 25.62-30%below the priceS$54.87
Median-52%below the priceTWD 20.76-53%below the priceS$37.13
Geometric mean-57%below the priceTWD 18.78-58%below the priceS$33.16

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

E.SUN Financial Holding Co: 6 of 6 models see the stock below the current price.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

E.SUN Financial Holding Co
Bear TWD 18.96Fair Value TWD 25.28Bull TWD 31.61
TWD 43.20 = current price (white tick)
DBS Group Holdings
Bear S$30.36Fair Value S$40.48Bull S$50.60
S$78.65 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

E.SUN Financial Holding Co · Financials

Quality score55 · above median
Fair value upside-41% · bottom 25%

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-49% · bottom 25%

Bottom line

As of Sep 5, 2026, Fair Value Calculator sees E.SUN Financial Holding Co as the less overvalued of the two: E.SUN Financial Holding Co trades at TWD 43.20 versus a fair value of TWD 25.28 (-41%), while DBS Group Holdings trades at S$78.65 versus S$40.48 (-49%).

DBS Group Holdings has the higher quality score (65/100).

See the full analysis →
E.SUN Financial Holding Co · DBS Group Holdings

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.