EN DE
STOCK COMPARISON

Bi Matrix Co. vs Microsoft: Fair Value & Quality

Both stocks run through our valuation models. Here is how Bi Matrix Co. (413640) and Microsoft (MSFT) compare, as of Sep 25, 2026.

As of Sep 25, 2026, Fair Value Calculator sees Microsoft as the more attractively valued of the two: Bi Matrix Co. trades at KRW 6,030 versus a fair value of KRW 2,153 (-64%), while Microsoft trades at $501 versus $551 (+10%).
Bi Matrix Co.
413640.KQ · KRW · Technology
-64%
upside to fair value
overvalued
PriceKRW 6,030
Fair ValueKRW 2,153
Quality44/100
Microsoft
MSFT · USD · Information Technology
+10%
upside to fair value
undervalued
Price$501
Fair Value$551
Quality66/100
Get comparisons like this free by email every month: the most undervalued quality stocks.

Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Bi Matrix Co.Microsoft
Valuation
n/aP/E (TTM)27.9×
n/aP/S (TTM)11.74×
n/aP/B10.88×
n/aEV/EBITDA20.3×
n/aPEG1.19×
−64.3%Fair value upside+10.0%
n/aDividend yield0.7%
n/aDividend per share$3.64
Profitability
-13%Operating margin46%
0.21×EBIT margin trend (5Y)1.13×
8%Return on equity34%
1%Return on assets15%
Growth
-19%Revenue growth (YoY)18%
4.4%Avg. growth/yr (3Y)16.1%
n/aAvg. growth/yr (5Y)14.6%
+0.1%Value creation/yr+17.5%
Balance & size
10.8×Interest coverage (EBIT/interest)50.9×
0.10×Debt / equity0.12×
$32MMarket cap$3.7T
expensiveGrowth qualityexpensive
Valuation multiples (P/E, P/S, P/B, EV/EBITDA) are shown but not scored here: the two companies sit in different sectors, and multiples only compare fairly between similar business models. PEG stays scored, as it relates the P/E to growth.

Microsoft leads: 1 to 7 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Bi Matrix Co.of which business quality 46 · market factors 26 Microsoftof which business quality 64 · market factors 62
ProfitabilityMargins and returns on capital today
46
76
Quality GrowthAre margins and returns improving?
32
64
CashflowEarnings quality: real cash, not paper profit
0
61
Fin. StrengthBalance sheet, leverage, solvency risk
79
79
InvestmentDisciplined investing over empire-building
31
0
Low VolatilityCalm price path (market factor)
56
58
MomentumPrice trend over the last 3–12 months (market factor)
19
68
52W MomentumDistance to the 52-week high (market factor)
3
55
Net IssuanceShare count: buybacks or dilution?
90
83

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyBi Matrix Co.Price KRW 6,030MicrosoftPrice $501
DCF Models-4%close to the priceKRW 5,796-25%below the price$376
Earnings-Based-66%below the priceKRW 2,034-50%below the price$252
Dividend Discountn/a-86%below the price$68.03
Multiples-12%close to the priceKRW 5,303-23%below the price$387
Asset-Based-50%below the priceKRW 3,010-92%below the price$39.92
Growth DCFn/a-47%below the price$264
Economic Profit-58%below the priceKRW 2,509-54%below the price$231
Growth Earnings+33%above the priceKRW 7,997-12%close to the price$440
Minimum-66%below the priceKRW 2,034-92%below the price$39.92
Maximum+33%above the priceKRW 7,997-12%close to the price$440
Median-31%below the priceKRW 4,157-48%below the price$258
Geometric mean-35%below the priceKRW 3,946-60%below the price$201

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Bi Matrix Co.: 12 of 15 models see the stock below the current price.

Microsoft: 22 of 26 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Bi Matrix Co.
Price KRW 6,030
Fair Value KRW 2,153
Bear KRW 1,456Bull KRW 3,215
Microsoft
Price $501
Fair Value $551
Bear $275Bull $717

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Bi Matrix Co. · Technology

Quality score44 · below median
Fair value upside-64% · below median

Microsoft · Information Technology

Quality score66 · Top 25%
Fair value upside+10% · above median

Bottom line

As of Sep 25, 2026, Fair Value Calculator sees Microsoft as the more attractively valued of the two: Bi Matrix Co. trades at KRW 6,030 versus a fair value of KRW 2,153 (-64%), while Microsoft trades at $501 versus $551 (+10%).

Microsoft has the higher quality score (66/100).

Open Microsoft live analysis →

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.