EN DE

Bi Matrix Co (413640) Fair Value & Analysis

Technology · KR · Market cap 43.0B KRW

BM Bi Matrix Co 413640 · KQ
Price6,620 KRW
Fair Value3,135 KRW
Upside-52.7%
Quality44/100
Watch Bi Matrix Co for free, get notified when fair value or trend changes. Watch for free
Expensive Growth
Thin margins · 7.8% net margin
Low debt · negative free cash flow
Trails peers (2/8)
Narrow moat 30/100
Evidence: High Range 2,069 KRW – 3,918 KRW Share as image

Fair value as of: Jul 21, 2026

From 15 valuation models · updated 20 days ago

Share price +6.6% over the past month.

Below-average quality, and screening another 53% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (3,918 KRW). The favourable scenario is already priced in.
  • Weak quality (44/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • A fairly wide model range (2,069 KRW to 3,918 KRW) leaves room in how you read the outcome.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (3 years)

23,950 KRW 5,500 KRW Fair Value 3,135 KRW Nov 2023 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 21, 2026.

How to read this chart

33‑month range 5,500 KRW – 23,950 KRW · fair‑value band 2,069 KRW – 3,918 KRW · the 6,620 KRW price screens above the 3,135 KRW fair value. Dashed = 300-day average. As of Jul 21, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Bi Matrix Co (413640) currently trades at 6,620 KRW, while our model-based Fair Value estimate is 3,135 KRW, implying the stock looks roughly 52.7% overvalued today. The Quality Score stands at 44/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Bi Matrix Co generated revenue of 31.6B KRW at a net margin of 7.8%. Revenue declined 19.2% year over year. It earns a return on equity of 8.3%. Net debt stands at 460M KRW. Fundamentals as of Jul 21, 2026

Our scenario range runs from 2,069 KRW (bear case) to 3,918 KRW (bull case); at 6,620 KRW, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 72% below its 52-week high and 9% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -50% fair-value upside, at -53%, 413640 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
ROIC Compounder 1,089 KRW 1,242 KRW 1,375 KRW 72
Growth-Adj P/E 5,598 KRW 7,997 KRW 10,396 KRW 68
P/E Multiple 7,060 KRW 9,414 KRW 11,767 KRW 63
All 15 models by family
DCF Models
Owner Earnings 4,012 KRW 6,062 KRW 9,150 KRW 31
Earnings-Based
Graham-Dodd 2,286 KRW 6,772 KRW 8,961 KRW 54
Lynch FV 1,424 KRW 2,034 KRW 2,644 KRW 50
PEG = 1.0 1,424 KRW 2,034 KRW 2,644 KRW 46
EPV 1,089 KRW 1,242 KRW 1,375 KRW 59
Multiples
P/E Multiple 7,060 KRW 9,414 KRW 11,767 KRW 63
P/S Multiple 4,287 KRW 5,715 KRW 7,144 KRW 58
P/B Multiple 4,287 KRW 5,715 KRW 7,144 KRW 55
EV/EBIT 2,363 KRW 3,093 KRW 3,822 KRW 53
EV/EBITDA 3,711 KRW 4,890 KRW 6,069 KRW 54
EV/Revenue 1,281 KRW 1,755 KRW 2,229 KRW 43
Asset-Based
NCAV (Graham) 2,247 KRW 3,010 KRW 4,493 KRW 50
Economic Profit
Residual Income 3,690 KRW 3,918 KRW 4,306 KRW 61
ROIC Compounder 1,089 KRW 1,242 KRW 1,375 KRW 72
Growth Earnings
Growth-Adj P/E 5,598 KRW 7,997 KRW 10,396 KRW 68

Widest divergence: Growth Earnings (7,997 KRW) versus Economic Profit (1,242 KRW). Highest evidence: ROIC Compounder (72).

Notify me when 413640 reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) 31.6B KRW
Revenue growth (YoY) -19.2%
Net margin 7.8%
Return on equity 8.3%
Free cash flow −5.9B KRW FY2025
Operating margin -13.3%
More key figures
EPS growth (YoY) -1.0%
Net debt 460M KRW FY2025

Figures from reported company fundamentals · as of Jul 21, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 44/100

Of which business quality 46 · Market factors (momentum, volatility) 23

Profitability 46
Margins and returns on capital today
Quality Growth 32
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 79
Balance sheet, leverage, solvency risk
Investment 31
Disciplined investing over empire-building
Low Volatility 55
Calm price path (market factor)
Momentum 12
Price trend over the last 3–12 months (market factor)
52W Momentum 6
Distance to the 52-week high (market factor)
Net Issuance 90
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Bi Matrix Co., Ltd. engages in the business intelligence (BI)/big data/SCM software development, consulting, and installation activities in South Korea and internationally.

Full company description

Bi Matrix Co., Ltd. engages in the business intelligence (BI)/big data/SCM software development, consulting, and installation activities in South Korea and internationally. It offers i-MATRIX, a user-centered BI solution optimized for creating complex structured reports; i-AUD, a BI solution optimized for creating EIS/dashboard; i-STREAM, an integrated data analytics solution that supports the steps from extracting to visualizing the data; and i-BIG, a big data analytics platform for analyzing the volume of corporate data. The company also provides AI based advanced analytics, data mining, and document sharing/collaboration solutions; BI and big data analytics system, and data warehouse and mart buildup consulting services; and seminar solutions. Bi Matrix Co., Ltd. was founded in 2005 and is headquartered in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Bi Matrix Co reported revenue of 31.4B KRW in FY2025 versus 20.9B KRW in FY2021, a compound +10.7%/yr. Reported net income was 2.4B KRW in FY2025, compounding −0.2%/yr from FY2021.

Growth Quality 35/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
31.4B KRW
Latest YoY
+1.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+4.4%
Revenue +10.7%/yr
FY21 20.9B KRW
FY22 27.7B KRW
FY23 25.9B KRW
FY24 30.9B KRW
FY25 31.4B KRW
Net income −0.2%/yr
FY21 2.4B KRW
FY22 3.2B KRW
FY23 −1.8B KRW
FY24 3.7B KRW
FY25 2.4B KRW

413640 screens 53% overvalued. Compare with Microsoft Corporation →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Bi Matrix Co Fair Value". https://www.fairvalue-calculator.com/stock/413640

Peer Group

Software - Infrastructure · 370 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 44 · Below median
Fair Value upside −53% · Below median
Return on equity (TTM) 8% · Above median
Return on assets 1% · Below median
Net margin (TTM) 8% · Above median
Operating margin (TTM) -13% · Bottom 25%
Revenue growth -19% · Bottom 25%
Debt / equity 0.10× · Higher than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 0 · sector 46
PAST 33 · sector 15
HEALTH 95 · sector 98
DIVIDEND 0 · sector 28

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jul 21, 2026).

Stock Price Fair Value vs Fair Value
Microsoft Corporation MSFT $384.00 $274.17 -29%
Oracle Corporation ORAC C$9.08 C$2.94 -68%
Fortinet, Inc FTNT $160.78 $44.96 -72%
Synopsys, Inc 1SNPS €354.50 €93.61 -74%
Block, Inc XYZ A$114.53 A$70.69 -38%
CoreWeave, Inc CRWV $79.94 $44.89 -44%
Range Intelligent Computing Technology Group 300442 ¥71.60 ¥34.00 -53%
Oracle Financial Services Software Limited OFSS ₹11,651 ₹5,821 -50%
360 Security Technology Inc 601360 ¥9.64 ¥5.05 -48%
One97 Communications Limited PAYTM ₹1,342 ₹181.50 -86%

Compare Bi Matrix Co with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Technology stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is Bi Matrix Co (413640) overvalued or undervalued?
As of Jul 21, 2026, our model estimates a fair value of 3,135 KRW versus a price of 6,620 KRW, about −53% (overvalued).
What is the fair value of 413640?
Our model-based fair value for Bi Matrix Co is 3,135 KRW (as of Jul 21, 2026), built from audited fundamentals. The current price is 6,620 KRW.
What is the quality score of 413640?
Bi Matrix Co has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Bi Matrix Co (413640)?
Bi Matrix Co reported trailing-twelve-month revenue of about 31.6B KRW (latest available figure, as of Jul 21, 2026).
What is the net profit margin of 413640?
The net profit margin of Bi Matrix Co is about 7.8%, meaning it keeps roughly 7.8% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track Bi Matrix Co and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.