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STOCK COMPARISON

Taiwan Cooperative Financial Holding Co vs Bank Central Asia Tbk: Fair Value & Quality

Both stocks run through our valuation models. Here is how Taiwan Cooperative Financial Holding Co (5880) and Bank Central Asia Tbk (BBCA) compare, as of Aug 8, 2026.

As of Aug 8, 2026, Fair Value Calculator sees Bank Central Asia Tbk as the less overvalued of the two: Taiwan Cooperative Financial Holding Co trades at TWD 26.20 versus a fair value of TWD 17.65 (-33%), while Bank Central Asia Tbk trades at IDR 6,350 versus IDR 6,087 (-4%).
Taiwan Cooperative Financial Holding Co
5880.TW · TWD · Financials
-33%
upside to fair value
overvalued
PriceTWD 26.20
Fair ValueTWD 17.65
Quality55/100
Bank Central Asia Tbk
BBCA.JK · IDR · Financials
-4%
upside to fair value
fairly valued
PriceIDR 6,350
Fair ValueIDR 6,087
Quality59/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Taiwan Cooperative Financial Holding CoBank Central Asia Tbk
Valuation
18.5×P/E (TTM)13.1×
5.57×P/S (TTM)6.99×
1.42×P/B2.70×
7.3×EV/EBITDA9.0×
PEG2.86×
3.2%Dividend yield5.4%
TWD 0.80Dividend per shareIDR 336
Profitability
31%Net margin53%
48%Operating margin68%
8%Return on equity23%
0%Return on assets4%
Growth
9%Revenue growth (YoY)3%
22.9%Avg. growth/yr (3Y)9.3%
16.1%Avg. growth/yr (5Y)10.2%
Balance & size
0.73×Debt / equity
$12BMarket cap$76B
mixedGrowth qualityhealthy

Even match: 6 to 6 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Taiwan Cooperative Financial Holding Coof which business quality 44 · market factors 68 Bank Central Asia Tbkof which business quality 57 · market factors 43
ProfitabilityMargins and returns on capital today
25
45
Quality GrowthAre margins and returns improving?
46
46
CashflowEarnings quality: real cash, not paper profit
78
89
Fin. StrengthBalance sheet, leverage, solvency risk
24
19
InvestmentDisciplined investing over empire-building
74
75
Low VolatilityCalm price path (market factor)
100
79
MomentumPrice trend over the last 3–12 months (market factor)
49
29
52W MomentumDistance to the 52-week high (market factor)
66
26
Net IssuanceBuybacks instead of dilution
22
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Taiwan Cooperative Financial Holding Co

DCF ModelsTWD 55.98
Earnings-BasedTWD 27.03
Dividend DiscountTWD 12.98
MultiplesTWD 30.47
Asset-BasedTWD 11.93
Growth DCFTWD 59.89
Economic ProfitTWD 26.70
Growth EarningsTWD 35.30

8 of 26 models see the stock below the current price.

Bank Central Asia Tbk

DCF ModelsIDR 11,901
Earnings-BasedIDR 5,663
MultiplesIDR 7,755
Asset-BasedIDR 1,535
Growth DCFIDR 10,556
Economic ProfitIDR 5,973
Growth EarningsIDR 8,213

9 of 24 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Taiwan Cooperative Financial Holding Co
Bear TWD 13.24Fair Value TWD 17.65Bull TWD 22.07
TWD 26.20 = current price (white tick)
Bank Central Asia Tbk
Bear IDR 4,565Fair Value IDR 6,087Bull IDR 7,609
IDR 6,350 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Taiwan Cooperative Financial Holding Co · Financials

Quality score55 · below median
Fair value upside-33% · below median

Bank Central Asia Tbk · Financials

Quality score59 · above median
Fair value upside-4% · below median

Bottom line

As of Aug 8, 2026, Fair Value Calculator sees Bank Central Asia Tbk as the less overvalued of the two: Taiwan Cooperative Financial Holding Co trades at TWD 26.20 versus a fair value of TWD 17.65 (-33%), while Bank Central Asia Tbk trades at IDR 6,350 versus IDR 6,087 (-4%).

Bank Central Asia Tbk has the higher quality score (59/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.