EN DE
STOCK COMPARISON

China Shenhua Energy vs Gulf Insurance: Fair Value & Quality

Both stocks run through our valuation models. Here is how China Shenhua Energy (601088) and Gulf Insurance (8250) compare, as of Sep 6, 2026.

As of Sep 6, 2026, Fair Value Calculator sees Gulf Insurance as the less overvalued of the two: China Shenhua Energy trades at ¥47.61 versus a fair value of ¥34.97 (-27%), while Gulf Insurance trades at SAR 32.10 versus SAR 30.68 (-4%).
China Shenhua Energy
601088.SHG · CNY · Energy
-27%
upside to fair value
overvalued
Price¥47.61
Fair Value¥34.97
Quality64/100
Gulf Insurance
8250.SR · SAR · Financials
-4%
upside to fair value
fairly valued
PriceSAR 32.10
Fair ValueSAR 30.68
Quality58/100
Get comparisons like this free by email every month: the most undervalued quality stocks.

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

China Shenhua EnergyGulf Insurance
Valuation
16.2×P/E (TTM)11.8×
3.08×P/S (TTM)0.27×
2.23×P/B0.37×
8.9×EV/EBITDA1.8×
14.94×PEG—
−26.5%Fair value upside−4.4%
4.2%Dividend yield3.7%
¥2.01Dividend per shareSAR 1.20
Profitability
25%Operating margin12%
0.81×EBIT margin trend (5Y)0.84×
12%Return on equity12%
6%Return on assets4%
Growth
1%Revenue growth (YoY)23%
-5.1%Avg. growth/yr (3Y)-1.7%
4.8%Avg. growth/yr (5Y)0.3%
+9.1%Value creation/yr−0.3%
Balance & size
30.2×Interest coverage (EBIT/interest)216.9×
0.07×Debt / equity—
$136BMarket cap$447M
weakGrowth qualityweak
Valuation multiples (P/E, P/S, P/B, EV/EBITDA) are shown but not scored here: the two companies sit in different sectors, and multiples only compare fairly between similar business models. PEG stays scored, as it relates the P/E to growth.

China Shenhua Energy leads: 5 to 4 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

China Shenhua Energyof which business quality 62 · market factors 67 Gulf Insuranceof which business quality 56 · market factors 81
ProfitabilityMargins and returns on capital today
48
44
Quality GrowthAre margins and returns improving?
37
42
CashflowEarnings quality: real cash, not paper profit
49
40
Fin. StrengthBalance sheet, leverage, solvency risk
90
66
InvestmentDisciplined investing over empire-building
71
77
Low VolatilityCalm price path (market factor)
86
87
MomentumPrice trend over the last 3–12 months (market factor)
51
80
52W MomentumDistance to the 52-week high (market factor)
74
77
Net IssuanceBuybacks instead of dilution
82
82

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyChina Shenhua EnergyPrice ¥47.61Gulf InsurancePrice SAR 32.10
DCF Models-35%below the price¥30.93n/a
Earnings-Based-18%below the price¥39.08n/a
Dividend Discount+32%above the price¥62.97-54%below the priceSAR 14.88
Multiples-21%below the price¥37.66-1%close to the priceSAR 31.65
Asset-Based-69%below the price¥14.97-52%below the priceSAR 15.33
Growth DCF-43%below the price¥27.01n/a
Economic Profit-27%below the price¥34.64-34%below the priceSAR 21.09
Growth Earnings-27%below the price¥34.97n/a
Minimum-69%below the price¥14.97-54%below the priceSAR 14.88
Maximum+32%above the price¥62.97-1%close to the priceSAR 31.65
Median-27%below the price¥34.81-43%below the priceSAR 18.21
Geometric mean-31%below the price¥32.99-38%below the priceSAR 19.75

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

China Shenhua Energy: 22 of 25 models see the stock below the current price.

Gulf Insurance: 6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

China Shenhua Energy
Bear ¥24.48Fair Value ¥34.97Bull ¥45.28
¥47.61 = current price (white tick)
Gulf Insurance
Bear SAR 23.01Fair Value SAR 30.68Bull SAR 38.34
SAR 32.10 = current price (white tick)

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

China Shenhua Energy · Energy

Quality score64 · Top 25%
Fair value upside-27% · above median

Gulf Insurance · Financials

Quality score58 · above median
Fair value upside-4% · above median

Bottom line

As of Sep 6, 2026, Fair Value Calculator sees Gulf Insurance as the less overvalued of the two: China Shenhua Energy trades at ¥47.61 versus a fair value of ¥34.97 (-27%), while Gulf Insurance trades at SAR 32.10 versus SAR 30.68 (-4%).

China Shenhua Energy has the higher quality score (64/100).

See the full analysis →
China Shenhua Energy · Gulf Insurance

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Related to China Shenhua Energy

Alphabet Inc Class C vs Verizon CommunicationsAlphabet Inc Class C vs At&tAlphabet Inc Class C vs NetEaseAmazon.com vs PDD Holdings

Related to Gulf Insurance

Amazon.com vs Sony GroupMeta Platforms vs Verizon CommunicationsMeta Platforms vs At&tMeta Platforms vs NetEase
Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.