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STOCK COMPARISON

Asuransi Bina Dana Arta Tbk vs Progressive: Fair Value & Quality

Both stocks run through our valuation models. Here is how Asuransi Bina Dana Arta Tbk (ABDA) and Progressive (PGR) compare, as of Aug 11, 2026.

As of Aug 11, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Asuransi Bina Dana Arta Tbk trades at IDR 3,840 versus a fair value of IDR 2,089 (-46%), while Progressive trades at $215 versus $253 (+17%).
Asuransi Bina Dana Arta Tbk
ABDA.JK · IDR · Financials
-46%
upside to fair value
overvalued
PriceIDR 3,840
Fair ValueIDR 2,089
Quality63/100
Progressive
PGR · USD · Financials
+17%
upside to fair value
undervalued
Price$215
Fair Value$253
Quality65/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Asuransi Bina Dana Arta TbkProgressive
Valuation
20.1×P/E (TTM)11.7×
1.97×P/S (TTM)1.50×
1.19×P/B4.43×
8.8×EV/EBITDA9.3×
PEG35.19×
Dividend yield0.2%
Dividend per share$0.40
Profitability
10%Net margin13%
11%Operating margin16%
6%Return on equity38%
3%Return on assets8%
Growth
44%Revenue growth (YoY)9%
12.3%Avg. growth/yr (3Y)20.9%
3.3%Avg. growth/yr (5Y)15.5%
Balance & size
Debt / equity0.23×
$211MMarket cap$134B
expensiveGrowth qualitymixed

Progressive leads: 3 to 8 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Asuransi Bina Dana Arta Tbkof which business quality 61 · market factors 57 Progressiveof which business quality 64 · market factors 58
ProfitabilityMargins and returns on capital today
41
61
Quality GrowthAre margins and returns improving?
71
64
CashflowEarnings quality: real cash, not paper profit
9
81
Fin. StrengthBalance sheet, leverage, solvency risk
100
54
InvestmentDisciplined investing over empire-building
84
37
Low VolatilityCalm price path (market factor)
50
88
MomentumPrice trend over the last 3–12 months (market factor)
63
48
52W MomentumDistance to the 52-week high (market factor)
56
41
Net IssuanceBuybacks instead of dilution
82
81

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Asuransi Bina Dana Arta Tbk

MultiplesIDR 2,411
Asset-BasedIDR 1,921
Economic ProfitIDR 2,339

4 of 4 models see the stock below the current price.

Progressive

Multiples$163
Asset-Based$34.90
Economic Profit$211

3 of 4 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Asuransi Bina Dana Arta Tbk
Bear IDR 1,567Fair Value IDR 2,089Bull IDR 2,612
IDR 3,840 = current price (white tick)
Progressive
Bear $189Fair Value $253Bull $316
$215 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Asuransi Bina Dana Arta Tbk · Financials

Quality score63 · Top 25%
Fair value upside-46% · bottom 25%

Progressive · Financials

Quality score65 · Top 25%
Fair value upside+17% · above median

Bottom line

As of Aug 11, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Asuransi Bina Dana Arta Tbk trades at IDR 3,840 versus a fair value of IDR 2,089 (-46%), while Progressive trades at $215 versus $253 (+17%).

Progressive has the higher quality score (65/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.