Both stocks run through our valuation models. Here is how iFAST Corp Pte (AIY) and SAP (SAP) compare, as of Aug 18, 2026.
As of Aug 18, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: iFAST Corp Pte trades at S$9.02 versus a fair value of S$7.90 (-12%), while SAP trades at €180 versus €170 (-6%).
iFAST Corp Pte
AIY.SG · SGD · Information Technology
-12%
upside to fair value
overvalued
PriceS$9.02
Fair ValueS$7.90
Quality59/100
SAP
SAP.XETRA · EUR · Information Technology
-6%
upside to fair value
fairly valued
Price€180
Fair Value€170
Quality81/100
Get comparisons like this free by email every month: the most undervalued quality stocks.
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
iFAST Corp PteSAP
Valuation
25.8×P/E (TTM)22.1×
3.81×P/S (TTM)5.00×
5.38×P/B4.17×
9.3×EV/EBITDA15.7×
1.32×PEG1.37×
1.0%Dividend yield1.8%
S$0.09Dividend per share€2.50
Profitability
19%Net margin20%
30%Operating margin30%
28%Return on equity16%
5%Return on assets9%
Growth
45%Revenue growth (YoY)6%
29.4%Avg. growth/yr (3Y)6.0%
21.3%Avg. growth/yr (5Y)6.1%
Balance & size
0.25×Debt / equity0.09×
$2BMarket cap$187B
healthyGrowth qualityhealthy
iFAST Corp Pte leads: 8 to 6 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
iFAST Corp Pteof which business quality 57 · market factors 58SAPof which business quality 78 · market factors 42
ProfitabilityMargins and returns on capital today
49
62
Quality GrowthAre margins and returns improving?
54
76
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
24
94
Low VolatilityCalm price path (market factor)
82
61
MomentumPrice trend over the last 3–12 months (market factor)
47
40
52W MomentumDistance to the 52-week high (market factor)
50
23
Net IssuanceBuybacks instead of dilution
66
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
iFAST Corp Pte
DCF ModelsS$23.93
Earnings-BasedS$7.32
Dividend DiscountS$1.22
MultiplesS$7.31
Asset-BasedS$0.88
Growth DCFS$47.06
Economic ProfitS$3.79
Growth EarningsS$11.02
11 of 25 models see the stock below the current price.
SAP
DCF Models€149
Earnings-Based€60.32
Dividend Discount€41.03
Multiples€147
Asset-Based€25.68
Growth DCF€131
Economic Profit€69.81
Growth Earnings€156
22 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
iFAST Corp Pte
Bear S$5.94Fair Value S$7.90Bull S$14.33
S$9.02 = current price (white tick)
SAP
Bear €104Fair Value €170Bull €220
€180 = current price (white tick)
Compare two other stocks
Tap a field and type again, ticker or company name.
Free, no sign-up
Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
iFAST Corp Pte · Information Technology
Quality score59 · above median
Fair value upside-12% · above median
SAP · Information Technology
Quality score81 · Top 25%
Fair value upside-6% · above median
Bottom line
As of Aug 18, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: iFAST Corp Pte trades at S$9.02 versus a fair value of S$7.90 (-12%), while SAP trades at €180 versus €170 (-6%).
Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.
A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
