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STOCK COMPARISON

Assurant vs Progressive: Fair Value & Quality

Both stocks run through our valuation models. Here is how Assurant (AIZ) and Progressive (PGR) compare, as of Aug 8, 2026.

As of Aug 8, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Assurant trades at $296 versus a fair value of $229 (-23%), while Progressive trades at $215 versus $253 (+17%).
Assurant
AIZ · USD · Financials
-23%
upside to fair value
overvalued
Price$296
Fair Value$229
Quality69/100
Progressive
PGR · USD · Financials
+17%
upside to fair value
undervalued
Price$215
Fair Value$253
Quality63/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

AssurantProgressive
Valuation
14.1×P/E (TTM)11.7×
1.04×P/S (TTM)1.50×
2.32×P/B4.43×
8.6×EV/EBITDA9.3×
2.16×PEG35.19×
1.2%Dividend yield0.2%
$3.36Dividend per share$0.40
Profitability
8%Net margin13%
11%Operating margin16%
18%Return on equity38%
2%Return on assets8%
Growth
11%Revenue growth (YoY)9%
7.9%Avg. growth/yr (3Y)20.9%
5.9%Avg. growth/yr (5Y)15.5%
Balance & size
0.38×Debt / equity0.23×
$14BMarket cap$134B
healthyGrowth qualitymixed

Progressive leads: 6 to 8 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Assurantof which business quality 56 · market factors 89 Progressiveof which business quality 64 · market factors 57
ProfitabilityMargins and returns on capital today
38
61
Quality GrowthAre margins and returns improving?
53
64
CashflowEarnings quality: real cash, not paper profit
75
81
Fin. StrengthBalance sheet, leverage, solvency risk
17
54
InvestmentDisciplined investing over empire-building
76
37
Low VolatilityCalm price path (market factor)
87
88
MomentumPrice trend over the last 3–12 months (market factor)
83
47
52W MomentumDistance to the 52-week high (market factor)
100
41
Net IssuanceBuybacks instead of dilution
100
81

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Assurant

DCF Models$396
Earnings-Based$188
Dividend Discount$52.85
Multiples$321
Asset-Based$79.40
Growth DCF$425
Economic Profit$182
Growth Earnings$292

10 of 25 models see the stock below the current price.

Progressive

DCF Models$521
Earnings-Based$285
Multiples$322
Asset-Based$34.90
Growth DCF$602
Economic Profit$243
Growth Earnings$406

4 of 24 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Assurant
Bear $172Fair Value $229Bull $286
$296 = current price (white tick)
Progressive
Bear $189Fair Value $253Bull $316
$215 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Assurant · Financials

Quality score69 · Top 25%
Fair value upside-23% · below median

Progressive · Financials

Quality score63 · above median
Fair value upside+17% · above median

Bottom line

As of Aug 8, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Assurant trades at $296 versus a fair value of $229 (-23%), while Progressive trades at $215 versus $253 (+17%).

Assurant has the higher quality score (69/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.