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STOCK COMPARISON

Ard Grup Bilisim Teknolojileri AS vs Microsoft: Fair Value & Quality

Both stocks run through our valuation models. Here is how Ard Grup Bilisim Teknolojileri AS (ARDYZ) and Microsoft (MSFT) compare, as of Sep 18, 2026.

As of Sep 18, 2026, Fair Value Calculator sees Microsoft as the more attractively valued of the two: Ard Grup Bilisim Teknolojileri AS trades at TRY 60.30 versus a fair value of TRY 41.80 (-31%), while Microsoft trades at $498 versus $547 (+10%).
Ard Grup Bilisim Teknolojileri AS
ARDYZ.IS · TRY · Information Technology
-31%
upside to fair value
overvalued
PriceTRY 60.30
Fair ValueTRY 41.80
Quality31/100
Microsoft
MSFT · USD · Information Technology
+10%
upside to fair value
fairly valued
Price$498
Fair Value$547
Quality66/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Ard Grup Bilisim Teknolojileri ASMicrosoft
Valuation
46.9×P/E (TTM)22.9×
4.16×P/S (TTM)8.99×
4.57×P/B8.33×
12.3×EV/EBITDA15.6×
PEG1.19×
−30.7%Fair value upside+9.9%
Dividend yield0.7%
Dividend per share$3.56
Profitability
29%Operating margin46%
0.55×EBIT margin trend (5Y)1.23×
15%Return on equity34%
15%Return on assets15%
Growth
157%Revenue growth (YoY)18%
96.7%Avg. growth/yr (3Y)12.4%
102.1%Avg. growth/yr (5Y)14.5%
+58.9%Value creation/yr+19.5%
Balance & size
1.7×Interest coverage (EBIT/interest)53.9×
0.00×Debt / equity0.12×
$477MMarket cap$2.9T
expensiveGrowth qualityexpensive

Ard Grup Bilisim Teknolojileri AS leads: 7 to 5 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Ard Grup Bilisim Teknolojileri ASof which business quality 33 · market factors 73 Microsoftof which business quality 65 · market factors 58
ProfitabilityMargins and returns on capital today
45
75
Quality GrowthAre margins and returns improving?
46
53
CashflowEarnings quality: real cash, not paper profit
24
71
Fin. StrengthBalance sheet, leverage, solvency risk
60
79
InvestmentDisciplined investing over empire-building
0
1
Low VolatilityCalm price path (market factor)
50
57
MomentumPrice trend over the last 3–12 months (market factor)
81
63
52W MomentumDistance to the 52-week high (market factor)
85
53
Net IssuanceShare count: buybacks or dilution?
0
84

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyArd Grup Bilisim Teknolojileri ASPrice TRY 60.30MicrosoftPrice $498
DCF Modelsn/a-33%below the price$333
Earnings-Based+1%close to the priceTRY 61.07-62%below the price$189
Dividend Discount-100%below the priceTRY 0.09-88%below the price$61.93
Multiples-14%close to the priceTRY 51.63-38%below the price$308
Asset-Based-82%below the priceTRY 10.89-94%below the price$30.98
Growth DCFn/a-50%below the price$249
Economic Profit-19%below the priceTRY 48.75-63%below the price$184
Growth Earnings+46%above the priceTRY 88.18-33%below the price$332
Minimum-100%below the priceTRY 0.09-94%below the price$30.98
Maximum+46%above the priceTRY 88.18-33%below the price$333
Median-17%below the priceTRY 50.19-56%below the price$219
Geometric mean-75%below the priceTRY 15.24-67%below the price$166

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Ard Grup Bilisim Teknolojileri AS: 9 of 16 models see the stock below the current price.

Microsoft: 26 of 26 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Ard Grup Bilisim Teknolojileri AS
Price TRY 60.30
Fair Value TRY 41.80
Bear TRY 31.14Bull TRY 55.53
Microsoft
Price $498
Fair Value $547
Bear $317Bull $791

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Ard Grup Bilisim Teknolojileri AS · Information Technology

Quality score31 · bottom 25%
Fair value upside-31% · below median

Microsoft · Information Technology

Quality score66 · Top 25%
Fair value upside+10% · above median

Bottom line

As of Sep 18, 2026, Fair Value Calculator sees Microsoft as the more attractively valued of the two: Ard Grup Bilisim Teknolojileri AS trades at TRY 60.30 versus a fair value of TRY 41.80 (-31%), while Microsoft trades at $498 versus $547 (+10%).

Microsoft has the higher quality score (66/100).

See the full analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.