Asuransi Jasa Tania Tbk vs Progressive: Fair Value & Quality
Both stocks run through our valuation models. Here is how Asuransi Jasa Tania Tbk (ASJT) and Progressive (PGR) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Asuransi Jasa Tania Tbk trades at IDR 153 versus a fair value of IDR 62 (-59%), while Progressive trades at $215 versus $253 (+17%).
Asuransi Jasa Tania Tbk
ASJT.JK · IDR · Financials
-59%
upside to fair value
overvalued
PriceIDR 153
Fair ValueIDR 62
Quality64/100
Progressive
PGR · USD · Financials
+17%
upside to fair value
undervalued
Price$215
Fair Value$253
Quality65/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Asuransi Jasa Tania TbkProgressive
Valuation
—P/E (TTM)11.7×
—P/S (TTM)1.50×
—P/B4.43×
—EV/EBITDA9.3×
—PEG35.19×
—Dividend yield0.2%
IDR 1Dividend per share$0.40
Profitability
-0%Net margin13%
8%Operating margin16%
-0%Return on equity38%
0%Return on assets8%
Growth
-91%Revenue growth (YoY)9%
33.2%Avg. growth/yr (3Y)20.9%
15.7%Avg. growth/yr (5Y)15.5%
Balance & size
0.00×Debt / equity0.23×
$23MMarket cap$134B
mixedGrowth qualitymixed
Progressive leads: 3 to 5 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Asuransi Jasa Tania Tbkof which business quality 66 · market factors 47Progressiveof which business quality 64 · market factors 58
ProfitabilityMargins and returns on capital today
34
61
Quality GrowthAre margins and returns improving?
73
64
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
82
37
Low VolatilityCalm price path (market factor)
50
88
MomentumPrice trend over the last 3–12 months (market factor)
40
48
52W MomentumDistance to the 52-week high (market factor)
54
41
Net IssuanceBuybacks instead of dilution
40
81
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Asuransi Jasa Tania Tbk
MultiplesIDR 72
Asset-BasedIDR 154
Economic ProfitIDR 157
2 of 4 models see the stock below the current price.
Progressive
Multiples$163
Asset-Based$34.90
Economic Profit$211
3 of 4 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Asuransi Jasa Tania Tbk
Bear IDR 47Fair Value IDR 62Bull IDR 78
IDR 153 = current price (white tick)
Progressive
Bear $189Fair Value $253Bull $316
$215 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Asuransi Jasa Tania Tbk · Financials
Quality score64 · Top 25%
Fair value upside-59% · bottom 25%
Progressive · Financials
Quality score65 · Top 25%
Fair value upside+17% · above median
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Asuransi Jasa Tania Tbk trades at IDR 153 versus a fair value of IDR 62 (-59%), while Progressive trades at $215 versus $253 (+17%).
Progressive has the higher quality score (65/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
