China Minsh vs Bank Central Asia Tbk: Fair Value & Quality
Both stocks run through our valuation models. Here is how China Minsh (CMAKY) and Bank Central Asia Tbk (BBCA) compare, as of Aug 23, 2026.
As of Aug 23, 2026, Fair Value Calculator sees China Minsh as the less overvalued of the two: China Minsh trades at $4.87 versus a fair value of $3.65 (-25%), while Bank Central Asia Tbk trades at IDR 6,450 versus IDR 4,637 (-28%).
China Minsh
CMAKY · USD · Financials
-25%
upside to fair value
overvalued
Price$4.87
Fair Value$3.65
Quality43/100
Bank Central Asia Tbk
BBCA.JK · IDR · Financials
-28%
upside to fair value
overvalued
PriceIDR 6,450
Fair ValueIDR 4,637
Quality64/100
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Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
China MinshBank Central Asia Tbk
Valuation
4.7×P/E (TTM)13.1×
—P/S (TTM)6.99×
—P/B2.70×
—EV/EBITDA9.0×
7.37×PEG2.86×
3.9%Dividend yield5.2%
$0.19Dividend per shareIDR 336
Profitability
35%Net margin53%
54%Operating margin68%
4%Return on equity23%
0%Return on assets4%
Growth
-8%Revenue growth (YoY)3%
23.1%Avg. growth/yr (3Y)9.3%
23.8%Avg. growth/yr (5Y)10.2%
Balance & size
0.37×Debt / equity—
$22BMarket cap$76B
expensiveGrowth qualityhealthy
Bank Central Asia Tbk leads: 3 to 7 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
China Minshof which business quality 37 · market factors 55Bank Central Asia Tbkof which business quality 57 · market factors 45
ProfitabilityMargins and returns on capital today
21
45
Quality GrowthAre margins and returns improving?
51
46
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
85
75
Low VolatilityCalm price path (market factor)
54
79
MomentumPrice trend over the last 3–12 months (market factor)
51
32
52W MomentumDistance to the 52-week high (market factor)
62
28
Net IssuanceBuybacks instead of dilution
74
82
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
China Minsh
Dividend Discount$70.64
Multiples$94.50
Asset-Based$95.24
Economic Profit$109
0 of 6 models see the stock below the current price.
Bank Central Asia Tbk
MultiplesIDR 4,647
Asset-BasedIDR 1,535
Economic ProfitIDR 4,267
4 of 4 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
China Minsh
Bear $2.74Fair Value $3.65Bull $4.56
$4.87 = current price (white tick)
Bank Central Asia Tbk
Bear IDR 3,478Fair Value IDR 4,637Bull IDR 5,796
IDR 6,450 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
China Minsh · Financials
Quality score43 · bottom 25%
Fair value upside-25% · below median
Bank Central Asia Tbk · Financials
Quality score64 · Top 25%
Fair value upside-28% · below median
Bottom line
As of Aug 23, 2026, Fair Value Calculator sees China Minsh as the less overvalued of the two: China Minsh trades at $4.87 versus a fair value of $3.65 (-25%), while Bank Central Asia Tbk trades at IDR 6,450 versus IDR 4,637 (-28%).
Bank Central Asia Tbk has the higher quality score (64/100).
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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.
