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STOCK COMPARISON

Cisco Systems vs Panache Digilife: Fair Value & Quality

Both stocks run through our valuation models. Here is how Cisco Systems (CSCO) and Panache Digilife (PANACHE) compare, as of Oct 2, 2026.

As of Oct 2, 2026, Fair Value Calculator sees Cisco Systems as the more attractively valued of the two: Cisco Systems trades at $109 versus a fair value of $118 (+8.9%), while Panache Digilife trades at ₹516 versus ₹101 (−80.5%).
Cisco Systems
CSCO · USD · Information Technology
+8.9%
upside to fair value
fairly valued
Price$109
Fair Value$118
Quality75/100
Panache Digilife
PANACHE.NSE · INR · Information Technology
−80.5%
upside to fair value
overvalued
Price₹516
Fair Value₹101
Quality38/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Cisco SystemsPanache Digilife
Valuation
32.5×P/E (TTM)49.3×
19.3×Forward P/E (FY2028)n/a
20.2×Median P/E at FY-end (10 FY, reported earnings)n/a
6.85×P/S (TTM)3.49×
8.62× · book value is mostly goodwillP/B8.73×
23.9×EV/EBITDA28.1×
0.98×PEGn/a
+8.9%Fair value upside−80.5%
1.5%Dividend yieldn/a
$1.66Dividend per sharen/a
Profitability
27.7%Operating margin10.8%
0.94×EBIT margin trend (5Y)1.18×
27.3%Return on equity19.0%
8.0%Return on assets10.3%
Growth
17.6%Revenue growth (YoY)72.1%
3.6%Avg. growth/yr (3Y)29.5%
4.9%Avg. growth/yr (5Y)25.6%
+6.3%Value creation/yr+94.7%
Balance & size
10.5×Interest coverage (EBIT/interest)9.7×
0.39×Debt / equityn/a
$434BMarket cap$96M
healthyGrowth qualityexpensive
Cisco Systems, median P/E at fiscal year-end, 10 fiscal years (2017 to 2026), reported earnings: 20.2.
Forward P/E: price divided by the analyst consensus for the first fiscal year that has not started yet. The current year carries special items from quarters already reported.

Even match: 6 to 6 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Cisco Systemsof which business quality 71 · market factors 74 Panache Digilifeof which business quality 38 · market factors 74
ProfitabilityMargins and returns on capital today
66
50
Quality GrowthAre margins and returns improving?
66
73
CashflowEarnings quality: real cash, not paper profit
73
7
Fin. StrengthBalance sheet, leverage, solvency risk
62
64
InvestmentDisciplined investing over empire-building
79
33
Low VolatilityCalm price path (market factor)
59
67
MomentumPrice trend over the last 3–12 months (market factor)
78
80
52W MomentumDistance to the 52-week high (market factor)
84
72
Net IssuanceShare count: buybacks or dilution?
88
0

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyCisco SystemsPrice $109Panache DigilifePrice ₹516
DCF Models−25.2%below the price$81.34−50.3%below the price₹256
Earnings-Based−70.2%below the price$32.39−57.1%below the price₹222
Dividend Discount−70.8%below the price$31.75n/a
Multiples−37.5%below the price$67.95−52.2%below the price₹247
Asset-Based−92.1%below the price$8.55−91.4%below the price₹44.17
Growth DCF−38.9%below the price$66.45n/a
Economic Profit−66.9%below the price$35.99−79.7%below the price₹105
Growth Earnings−39.2%below the price$66.18−35.0%below the price₹336
Minimum−92.1%below the price$8.55−91.4%below the price₹44.17
Maximum−25.2%below the price$81.34−35.0%below the price₹336
Median−53.0%below the price$51.09−54.6%below the price₹234
Geometric mean−62.5%below the price$40.81−67.6%below the price₹167

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Cisco Systems: 26 of 26 models see the stock below the current price.

Panache Digilife: 15 of 15 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Cisco Systems
Price $109
Fair Value $118
Bear $76.16Bull $161
Panache Digilife
Price ₹516
Fair Value ₹101
Bear ₹78.25Bull ₹179

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Cisco Systems · Information Technology

Quality score75 · Top 25%
Fair value upside+8.9% · above median

Panache Digilife · Information Technology

Quality score38 · bottom 25%
Fair value upside−80.5% · bottom 25%

Bottom line

As of Oct 2, 2026, Fair Value Calculator sees Cisco Systems as the more attractively valued of the two: Cisco Systems trades at $109 versus a fair value of $118 (+8.9%), while Panache Digilife trades at ₹516 versus ₹101 (−80.5%).

Cisco Systems has the higher quality score (75/100).

Open Cisco Systems live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.