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STOCK COMPARISON

CSN vs China Life Insurance Co Ltd A: Fair Value & Quality

Both stocks run through our valuation models. Here is how CSN (CSN) and China Life Insurance Co Ltd A (601628) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: CSN trades at £3.33 versus a fair value of £2.63 (-21%), while China Life Insurance Co Ltd A trades at ¥38.57 versus ¥70.87 (+84%).
CSN
CSN.LSE · GBP · Financials
-21%
upside to fair value
overvalued
Price£3.33
Fair Value£2.63
Quality22/100
China Life Insurance Co Ltd A
601628.SHG · CNY · Financials
+84%
upside to fair value
undervalued
Price¥38.57
Fair Value¥70.87
Quality63/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

CSNChina Life Insurance Co Ltd A
Valuation
—P/E (TTM)7.3×
3.04×P/S (TTM)3.09×
2.51×P/B1.78×
41.1×EV/EBITDA6.0×
—PEG0.68×
6.7%Dividend yield2.3%
£0.23Dividend per share¥0.86
Profitability
-3%Net margin42%
15%Operating margin38%
-2%Return on equity25%
0%Return on assets2%
Growth
-8%Revenue growth (YoY)-15%
—Avg. growth/yr (3Y)-9.5%
9.3%Avg. growth/yr (5Y)-4.8%
Balance & size
0.49×Debt / equity0.06×
$1BMarket cap$157B
mixedGrowth qualityweak

China Life Insurance Co Ltd A leads: 4 to 7 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

CSNof which business quality 22 · market factors 78 China Life Insurance Co Ltd Aof which business quality 57 · market factors 43
ProfitabilityMargins and returns on capital today
10
47
Quality GrowthAre margins and returns improving?
37
68
CashflowEarnings quality: real cash, not paper profit
33
100
Fin. StrengthBalance sheet, leverage, solvency risk
3
1
InvestmentDisciplined investing over empire-building
72
59
Low VolatilityCalm price path (market factor)
97
68
MomentumPrice trend over the last 3–12 months (market factor)
62
33
52W MomentumDistance to the 52-week high (market factor)
84
31
Net IssuanceBuybacks instead of dilution
0
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

CSN

Dividend Discount£2.44
Asset-Based£1.21

3 of 3 models see the stock below the current price.

China Life Insurance Co Ltd A

Dividend Discount¥17.98
Multiples¥50.18
Asset-Based¥14.11
Economic Profit¥57.79

4 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

CSN
Bear £1.33Fair Value £2.63Bull £3.92
£3.33 = current price (white tick)
China Life Insurance Co Ltd A
Bear ¥53.15Fair Value ¥70.87Bull ¥88.58
¥38.57 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

CSN · Financials

Quality score22 · bottom 25%
Fair value upside-21% · below median

China Life Insurance Co Ltd A · Financials

Quality score63 · Top 25%
Fair value upside+84% · Top 25%

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: CSN trades at £3.33 versus a fair value of £2.63 (-21%), while China Life Insurance Co Ltd A trades at ¥38.57 versus ¥70.87 (+84%).

China Life Insurance Co Ltd A has the higher quality score (63/100).

See the full analysis →
CSN · China Life Insurance Co Ltd A

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.