STOCK COMPARISON
CSX vs Union Pacific: Fair Value & Quality
Both stocks run through our valuation models. Here is how CSX (CSX) and Union Pacific (UNP) compare, as of Aug 8, 2026.
As of Aug 8, 2026, Fair Value Calculator sees Union Pacific as the less overvalued of the two: CSX trades at $50.70 versus a fair value of $12.85 (-75%), while Union Pacific trades at $295 versus $145 (-51%).
CSX
CSX · USD · Industrials
-75%
upside to fair value
overvalued
Price$50.70
Fair Value$12.85
Quality67/100
Union Pacific
UNP · USD · Industrials
-51%
upside to fair value
overvalued
Price$295
Fair Value$145
Quality72/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
CSXUnion Pacific
Valuation
30.3×P/E (TTM)24.6×
6.49×P/S (TTM)7.25×
6.98×P/B9.70×
16.5×EV/EBITDA16.5×
2.25×PEG3.64×
1.1%Dividend yield1.8%
$0.53Dividend per share$5.48
Profitability
22%Net margin29%
36%Operating margin40%
24%Return on equity41%
7%Return on assets9%
Growth
2%Revenue growth (YoY)3%
-1.7%Avg. growth/yr (3Y)-0.5%
5.9%Avg. growth/yr (5Y)4.6%
Balance & size
1.38×Debt / equity1.64×
$92BMarket cap$179B
expensiveGrowth qualityhealthy
Union Pacific leads: 6 to 8 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
CSXof which business quality 53 · market factors 77
Union Pacificof which business quality 63 · market factors 74
ProfitabilityMargins and returns on capital today
49
64
Quality GrowthAre margins and returns improving?
17
57
CashflowEarnings quality: real cash, not paper profit
58
71
Fin. StrengthBalance sheet, leverage, solvency risk
39
40
InvestmentDisciplined investing over empire-building
62
47
Low VolatilityCalm price path (market factor)
64
74
MomentumPrice trend over the last 3–12 months (market factor)
76
69
52W MomentumDistance to the 52-week high (market factor)
93
84
Net IssuanceBuybacks instead of dilution
100
100
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
CSX
DCF Models$9.13
Earnings-Based$15.18
Dividend Discount$6.25
Multiples$26.18
Asset-Based$4.75
Growth DCF$5.49
Economic Profit$13.18
Growth Earnings$23.57
24 of 24 models see the stock below the current price.
Union Pacific
DCF Models$119
Earnings-Based$97.30
Multiples$162
Asset-Based$20.84
Growth DCF$80.61
Economic Profit$121
Growth Earnings$195
23 of 23 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
CSX
Bear $9.73Fair Value $12.85Bull $32.11
$50.70 = current price (white tick)
Union Pacific
Bear $89.73Fair Value $145Bull $266
$295 = current price (white tick)
Compare two other stocks
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
CSX · Industrials
Quality score67 · Top 25%
Fair value upside-75% · bottom 25%
Union Pacific · Industrials
Quality score72 · Top 25%
Fair value upside-51% · below median
Bottom line
As of Aug 8, 2026, Fair Value Calculator sees Union Pacific as the less overvalued of the two: CSX trades at $50.70 versus a fair value of $12.85 (-75%), while Union Pacific trades at $295 versus $145 (-51%).
Union Pacific has the higher quality score (72/100).
See the full analysis →
More comparisons
Popular match-ups from the same sectors, all with fair value and quality score.
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
