Both stocks run through our valuation models. Here is how SBF (CY1K) and Union Pacific (UNP) compare, as of Aug 10, 2026.
As of Aug 10, 2026, Fair Value Calculator sees Union Pacific as the less overvalued of the two: SBF trades at €3.21 versus a fair value of €0.64 (-80%), while Union Pacific trades at $293 versus $145 (-51%).
SBF
CY1K.XETRA · EUR · Information Technology
-80%
upside to fair value
overvalued
Price€3.21
Fair Value€0.64
Quality58/100
Union Pacific
UNP · USD · Industrials
-51%
upside to fair value
overvalued
Price$293
Fair Value$145
Quality67/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
SBFUnion Pacific
Valuation
—P/E (TTM)24.6×
0.90×P/S (TTM)7.25×
1.20×P/B9.70×
—EV/EBITDA16.5×
—PEG3.64×
—Dividend yield1.8%
—Dividend per share$5.48
Profitability
-3%Net margin29%
-7%Operating margin40%
-4%Return on equity41%
-2%Return on assets9%
Growth
-23%Revenue growth (YoY)3%
6.3%Avg. growth/yr (3Y)-0.5%
14.4%Avg. growth/yr (5Y)4.6%
Balance & size
0.23×Debt / equity1.64×
$37MMarket cap$179B
mixedGrowth qualityhealthy
Even match: 5 to 5 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
SBFof which business quality 57 · market factors 12Union Pacificof which business quality 63 · market factors 72
ProfitabilityMargins and returns on capital today
35
64
Quality GrowthAre margins and returns improving?
48
57
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
100
47
Low VolatilityCalm price path (market factor)
37
74
MomentumPrice trend over the last 3–12 months (market factor)
2
66
52W MomentumDistance to the 52-week high (market factor)
1
81
Net IssuanceBuybacks instead of dilution
82
100
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
SBF
DCF Models€1.34
Multiples€0.79
Asset-Based€2.10
Growth DCF€1.46
10 of 10 models see the stock below the current price.
Union Pacific
DCF Models$122
Earnings-Based$97.30
Multiples$180
Asset-Based$20.84
Growth DCF$69.97
Economic Profit$121
Growth Earnings$204
23 of 23 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
SBF
Bear €0.43Fair Value €0.64Bull €0.85
€3.21 = current price (white tick)
Union Pacific
Bear $89.73Fair Value $145Bull $266
$293 = current price (white tick)
Compare two other stocks
Tap a field and type again, ticker or company name.
Free, no sign-up
Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
SBF · Information Technology
Quality score58 · above median
Fair value upside-80% · bottom 25%
Union Pacific · Industrials
Quality score67 · Top 25%
Fair value upside-51% · below median
Bottom line
As of Aug 10, 2026, Fair Value Calculator sees Union Pacific as the less overvalued of the two: SBF trades at €3.21 versus a fair value of €0.64 (-80%), while Union Pacific trades at $293 versus $145 (-51%).
Union Pacific has the higher quality score (67/100).
Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.
A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
