Both stocks run through our valuation models. Here is how Defi (DEFI) and Visa Inc. Class A (V) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Defi trades at IDR 110 versus a fair value of IDR 18 (-84%), while Visa Inc. Class A trades at $363 versus $204 (-44%).
Defi
DEFI.JK · IDR · Financials
-84%
upside to fair value
overvalued
PriceIDR 110
Fair ValueIDR 18
Quality41/100
Visa Inc. Class A
V · USD · Financials
-44%
upside to fair value
overvalued
Price$363
Fair Value$204
Quality82/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
DefiVisa Inc. Class A
Valuation
—P/E (TTM)30.4×
—P/S (TTM)15.42×
—P/B17.51×
—EV/EBITDA22.0×
—PEG1.53×
—Dividend yield0.8%
—Dividend per share$2.60
Profitability
-178%Net margin52%
-88%Operating margin67%
-35%Return on equity60%
-33%Return on assets19%
Growth
-57%Revenue growth (YoY)17%
42.1%Avg. growth/yr (3Y)10.9%
19.7%Avg. growth/yr (5Y)12.9%
Balance & size
0.13×Debt / equity0.52×
$7MMarket cap$664B
expensiveGrowth qualityhealthy
Visa Inc. Class A leads: 3 to 5 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Defiof which business quality 41 · market factors 12Visa Inc. Class Aof which business quality 76 · market factors 65
ProfitabilityMargins and returns on capital today
5
76
Quality GrowthAre margins and returns improving?
33
41
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
100
85
Low VolatilityCalm price path (market factor)
38
83
MomentumPrice trend over the last 3–12 months (market factor)
1
52
52W MomentumDistance to the 52-week high (market factor)
3
69
Net IssuanceBuybacks instead of dilution
82
100
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Defi
Asset-BasedIDR 27
1 of 1 models see the stock below the current price.
Visa Inc. Class A
DCF Models$236
Earnings-Based$269
Multiples$94.55
Asset-Based$15.30
Growth DCF$219
Economic Profit$190
10 of 11 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Defi
Bear IDR 12Fair Value IDR 18Bull IDR 22
IDR 110 = current price (white tick)
Visa Inc. Class A
Bear $122Fair Value $204Bull $335
$363 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Defi · Financials
Quality score41 · bottom 25%
Fair value upside-84% · bottom 25%
Visa Inc. Class A · Financials
Quality score82 · Top 25%
Fair value upside-44% · bottom 25%
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Defi trades at IDR 110 versus a fair value of IDR 18 (-84%), while Visa Inc. Class A trades at $363 versus $204 (-44%).
Visa Inc. Class A has the higher quality score (82/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
