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STOCK COMPARISON

Dai-ichi Life Holdings vs China Life Insurance Co Ltd A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Dai-ichi Life Holdings (DLICY) and China Life Insurance Co Ltd A (601628) compare, as of Aug 8, 2026.

As of Aug 8, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Dai-ichi Life Holdings trades at $24.21 versus a fair value of $20.41 (-16%), while China Life Insurance Co Ltd A trades at ¥38.15 versus ¥70.87 (+86%).
Dai-ichi Life Holdings
DLICY · USD · Financials
-16%
upside to fair value
overvalued
Price$24.21
Fair Value$20.41
Quality63/100
China Life Insurance Co Ltd A
601628.SHG · CNY · Financials
+86%
upside to fair value
undervalued
Price¥38.15
Fair Value¥70.87
Quality57/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Dai-ichi Life HoldingsChina Life Insurance Co Ltd A
Valuation
14.8×P/E (TTM)7.3×
—P/S (TTM)3.09×
—P/B1.78×
—EV/EBITDA6.0×
3.61×PEG0.68×
2.6%Dividend yield2.3%
$54.50Dividend per share¥0.86
Profitability
4%Net margin42%
1%Operating margin38%
11%Return on equity25%
0%Return on assets2%
Growth
26%Revenue growth (YoY)-15%
7.0%Avg. growth/yr (3Y)-9.5%
6.4%Avg. growth/yr (5Y)-4.8%
Balance & size
0.28×Debt / equity0.06×
$40BMarket cap$157B
healthyGrowth qualityweak

China Life Insurance Co Ltd A leads: 4 to 7 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Dai-ichi Life Holdingsof which business quality 48 · market factors 90 China Life Insurance Co Ltd Aof which business quality 57 · market factors 42
ProfitabilityMargins and returns on capital today
22
47
Quality GrowthAre margins and returns improving?
49
68
CashflowEarnings quality: real cash, not paper profit
65
100
Fin. StrengthBalance sheet, leverage, solvency risk
18
1
InvestmentDisciplined investing over empire-building
61
59
Low VolatilityCalm price path (market factor)
83
68
MomentumPrice trend over the last 3–12 months (market factor)
90
32
52W MomentumDistance to the 52-week high (market factor)
100
29
Net IssuanceBuybacks instead of dilution
98
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Dai-ichi Life Holdings

DCF Models$29.46
Earnings-Based$11.56
Multiples$22.77
Asset-Based$6.31
Growth DCF$31.04
Economic Profit$14.18
Growth Earnings$17.58

11 of 24 models see the stock below the current price.

China Life Insurance Co Ltd A

DCF Models¥330
Earnings-Based¥135
Dividend Discount¥17.98
Multiples¥74.21
Asset-Based¥14.11
Growth DCF¥752
Economic Profit¥84.37
Growth Earnings¥170

3 of 25 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Dai-ichi Life Holdings
Bear $15.31Fair Value $20.41Bull $25.51
$24.21 = current price (white tick)
China Life Insurance Co Ltd A
Bear ¥53.15Fair Value ¥70.87Bull ¥88.58
¥38.15 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Dai-ichi Life Holdings · Financials

Quality score63 · above median
Fair value upside-16% · below median

China Life Insurance Co Ltd A · Financials

Quality score57 · above median
Fair value upside+86% · Top 25%

Bottom line

As of Aug 8, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Dai-ichi Life Holdings trades at $24.21 versus a fair value of $20.41 (-16%), while China Life Insurance Co Ltd A trades at ¥38.15 versus ¥70.87 (+86%).

Dai-ichi Life Holdings has the higher quality score (63/100).

See the full analysis →
Dai-ichi Life Holdings · China Life Insurance Co Ltd A

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.