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STOCK COMPARISON

Ezcorp vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Ezcorp (EZPW) and Visa Inc. Class A (V) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees Ezcorp as the less overvalued of the two: Ezcorp trades at $27.90 versus a fair value of $24.33 (-13%), while Visa Inc. Class A trades at $363 versus $204 (-44%).
Ezcorp
EZPW · USD · Financials
-13%
upside to fair value
overvalued
Price$27.90
Fair Value$24.33
Quality59/100
Visa Inc. Class A
V · USD · Financials
-44%
upside to fair value
overvalued
Price$363
Fair Value$204
Quality82/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

EzcorpVisa Inc. Class A
Valuation
17.7×P/E (TTM)30.4×
1.33×P/S (TTM)15.42×
1.91×P/B17.51×
8.5×EV/EBITDA22.0×
0.28×PEG1.53×
Dividend yield0.8%
Dividend per share$2.60
Profitability
10%Net margin52%
15%Operating margin67%
15%Return on equity60%
6%Return on assets19%
Growth
46%Revenue growth (YoY)17%
12.9%Avg. growth/yr (3Y)10.9%
9.1%Avg. growth/yr (5Y)12.9%
Balance & size
0.51×Debt / equity0.52×
$2BMarket cap$664B
healthyGrowth qualityhealthy

Ezcorp leads: 8 to 5 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Ezcorpof which business quality 59 · market factors 71 Visa Inc. Class Aof which business quality 76 · market factors 65
ProfitabilityMargins and returns on capital today
49
76
Quality GrowthAre margins and returns improving?
43
41
CashflowEarnings quality: real cash, not paper profit
54
85
Fin. StrengthBalance sheet, leverage, solvency risk
72
71
InvestmentDisciplined investing over empire-building
53
85
Low VolatilityCalm price path (market factor)
69
83
MomentumPrice trend over the last 3–12 months (market factor)
67
52
52W MomentumDistance to the 52-week high (market factor)
81
69
Net IssuanceBuybacks instead of dilution
86
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Ezcorp

DCF Models$17.88
Earnings-Based$21.81
Dividend Discount$0.58
Multiples$17.16
Asset-Based$8.24
Growth DCF$21.04
Economic Profit$11.29

12 of 13 models see the stock below the current price.

Visa Inc. Class A

DCF Models$236
Earnings-Based$269
Multiples$94.55
Asset-Based$15.30
Growth DCF$219
Economic Profit$190

10 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Ezcorp
Bear $16.94Fair Value $24.33Bull $30.41
$27.90 = current price (white tick)
Visa Inc. Class A
Bear $122Fair Value $204Bull $335
$363 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Ezcorp · Financials

Quality score59 · above median
Fair value upside-13% · below median

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-44% · bottom 25%

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees Ezcorp as the less overvalued of the two: Ezcorp trades at $27.90 versus a fair value of $24.33 (-13%), while Visa Inc. Class A trades at $363 versus $204 (-44%).

Visa Inc. Class A has the higher quality score (82/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.