Hypothekarbank Lenzburg vs Fmcct: Fair Value & Quality
Both stocks run through our valuation models. Here is how Hypothekarbank Lenzburg (HBLN) and Fmcct (FMCCT) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Fmcct as the more attractively valued of the two: Hypothekarbank Lenzburg trades at CHF 4,180 versus a fair value of CHF 3,620 (-13%), while Fmcct trades at $15.25 versus $27.80 (+82%).
Hypothekarbank Lenzburg
HBLN.SW · CHF · Financials
-13%
upside to fair value
overvalued
PriceCHF 4,180
Fair ValueCHF 3,620
Quality50/100
Fmcct
FMCCT · USD · Financials
+82%
upside to fair value
undervalued
Price$15.25
Fair Value$27.80
Quality53/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Hypothekarbank LenzburgFmcct
Valuation
15.0×P/E (TTM)242.6×
2.71×P/S (TTM)—
0.67×P/B—
2.9%Dividend yield—
CHF 120Dividend per share—
Profitability
15%Net margin50%
17%Operating margin69%
3%Return on equity17%
0%Return on assets0%
Growth
20%Revenue growth (YoY)16%
16.8%Avg. growth/yr (3Y)92.6%
13.1%Avg. growth/yr (5Y)43.0%
Balance & size
1.32×Debt / equity47.84×
$371MMarket cap$59B
expensiveGrowth qualitymixed
Fmcct leads: 3 to 6 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Hypothekarbank Lenzburgof which business quality 48 · market factors 66Fmcctof which business quality 49 · market factors 15
ProfitabilityMargins and returns on capital today
23
36
Quality GrowthAre margins and returns improving?
49
29
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
60
62
Low VolatilityCalm price path (market factor)
100
27
MomentumPrice trend over the last 3–12 months (market factor)
45
15
52W MomentumDistance to the 52-week high (market factor)
65
3
Net IssuanceBuybacks instead of dilution
80
82
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Hypothekarbank Lenzburg
DCF ModelsCHF 17,632
Earnings-BasedCHF 3,429
Dividend DiscountCHF 1,538
MultiplesCHF 4,177
Asset-BasedCHF 5,179
Economic ProfitCHF 5,180
4 of 9 models see the stock below the current price.
Fmcct
Earnings-Based$137
Multiples$36.95
Asset-Based$14.64
Economic Profit$29.54
1 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Hypothekarbank Lenzburg
Bear CHF 2,715Fair Value CHF 3,620Bull CHF 4,525
CHF 4,180 = current price (white tick)
Fmcct
Bear $20.85Fair Value $27.80Bull $34.75
$15.25 = current price (white tick)
Compare two other stocks
Tap a field and type again, ticker or company name.
Free, no sign-up
Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Hypothekarbank Lenzburg · Financials
Quality score50 · below median
Fair value upside-13% · below median
Fmcct · Financials
Quality score53 · below median
Fair value upside+82% · Top 25%
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Fmcct as the more attractively valued of the two: Hypothekarbank Lenzburg trades at CHF 4,180 versus a fair value of CHF 3,620 (-13%), while Fmcct trades at $15.25 versus $27.80 (+82%).
Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.
A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
