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STOCK COMPARISON

Indus Finance vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Indus Finance (INDUSFINL) and Visa Inc. Class A (V) compare, as of Aug 20, 2026.

As of Aug 20, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Indus Finance trades at ₹206 versus a fair value of ₹28.17 (-86%), while Visa Inc. Class A trades at $366 versus $198 (-46%).
Indus Finance
INDUSFINL.BSE · INR · Financials
-86%
upside to fair value
overvalued
Price₹206
Fair Value₹28.17
Quality61/100
Visa Inc. Class A
V · USD · Financials
-46%
upside to fair value
overvalued
Price$366
Fair Value$198
Quality82/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Indus FinanceVisa Inc. Class A
Valuation
94.7×P/E (TTM)30.4×
20.24×P/S (TTM)15.42×
5.71×P/B17.51×
—EV/EBITDA22.0×
—PEG1.53×
0.3%Dividend yield0.7%
₹0.60Dividend per share$2.60
Profitability
31%Net margin52%
47%Operating margin67%
9%Return on equity60%
5%Return on assets19%
Growth
748%Revenue growth (YoY)17%
52.2%Avg. growth/yr (3Y)10.9%
99.1%Avg. growth/yr (5Y)12.9%
Balance & size
0.48×Debt / equity0.52×
$14MMarket cap$664B
expensiveGrowth qualityhealthy

Visa Inc. Class A leads: 5 to 7 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Indus Financeof which business quality 55 · market factors 79 Visa Inc. Class Aof which business quality 76 · market factors 66
ProfitabilityMargins and returns on capital today
38
76
Quality GrowthAre margins and returns improving?
67
41
CashflowEarnings quality: real cash, not paper profit
33
85
Fin. StrengthBalance sheet, leverage, solvency risk
59
71
InvestmentDisciplined investing over empire-building
69
85
Low VolatilityCalm price path (market factor)
28
83
MomentumPrice trend over the last 3–12 months (market factor)
100
53
52W MomentumDistance to the 52-week high (market factor)
100
71
Net IssuanceBuybacks instead of dilution
82
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Indus Finance

Earnings-Based₹89.30
Dividend Discount₹5.36
Multiples₹31.46
Asset-Based₹16.62
Economic Profit₹20.90

8 of 8 models see the stock below the current price.

Visa Inc. Class A

DCF Models$236
Earnings-Based$269
Multiples$94.55
Asset-Based$15.30
Growth DCF$219
Economic Profit$190

10 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Indus Finance
Bear ₹17.97Fair Value ₹28.17Bull ₹35.21
₹206 = current price (white tick)
Visa Inc. Class A
Bear $119Fair Value $198Bull $332
$366 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Indus Finance · Financials

Quality score61 · above median
Fair value upside-86% · bottom 25%

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-46% · bottom 25%

Bottom line

As of Aug 20, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Indus Finance trades at ₹206 versus a fair value of ₹28.17 (-86%), while Visa Inc. Class A trades at $366 versus $198 (-46%).

Visa Inc. Class A has the higher quality score (82/100).

See the full analysis →
Indus Finance · Visa Inc. Class A

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.