Indus Finance Limited (INDUSFINL) Fair Value & Analysis
Financial Services · IN · Market cap ₹1.3B
Fair value as of: Jul 5, 2026
From 11 valuation models · updated today
Share price +17.4% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹40.02 – ₹141.75 · fair‑value band ₹19.64 – ₹35.21 · the ₹141.75 price screens above the ₹28.17 fair value. As of Jul 5, 2026.
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Indus Finance Limited (INDUSFINL) currently trades at ₹141.75, while our model-based Fair Value estimate is ₹28.17 — implying the stock looks roughly 80.1% overvalued today. We read business quality at 67/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).
Over the trailing twelve months, Indus Finance Limited generated revenue of ₹64.8M at a net margin of 30.9%. It earns a return on equity of 8.7%. Net debt stands at ₹110M. The stock trades on a trailing P/E of 65.3. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹19.64 (bear case) to ₹35.21 (bull case); at ₹141.75, the current price sits above that range. The share trades near its 52-week high and 278% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -17% fair-value upside — at -80%, INDUSFINL screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Indus Finance Limited operates as a non-banking finance company in India. The company invests in and provides loans to wind and solar, infrastructure and property development, and agriculture and food processing sectors. It also provides loan against shares, mortgage loans on properties, and individual loans. The company was formerly known as Indus Finance Corporation Limited and changed its name to Indus Finance Limited in January 2015. Indus Finance Corporation Limited was incorporated in 1992 and is based in Chennai, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Indus Finance Limited reported revenue of ₹41.3M in FY2026 versus ₹1.8M in FY2022, a compound +119.2%/yr. Reported net income was ₹20.1M in FY2026.
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10 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc 3V64 | €278.30 | €152.55 | -45% |
| Mastercard Incorporated MA | C$29.95 | C$10.05 | -66% |
| M4I M4I | €430.50 | €275.16 | -36% |
| American Express Company AXP | C$28.87 | C$23.85 | -17% |
| Capital One Financial Corporation COF | $177.63 | $125.08 | -30% |
| Bajaj Finance Limited BAJFINANCE | ₹889.40 | ₹559.13 | -37% |
| PayPal Holdings PYPL | 720.50 MXN | 1,441 MXN | +100% |
| Synchrony Financial, S1YF34 | R$357.68 | R$715.36 | +100% |
| Shriram Finance Limited SHRIRAMFIN | ₹897.35 | ₹769.17 | -14% |
| Power Finance Corporation PFC | ₹431.75 | ₹467.63 | +8% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.