Kubota Corp vs Banca Transilvania S.A.: Fair Value & Quality
Both stocks run through our valuation models. Here is how Kubota Corp (KUBTY) and Banca Transilvania S.A. (TLV) compare, as of Aug 21, 2026.
As of Aug 21, 2026, Fair Value Calculator sees Banca Transilvania S.A. as the more attractively valued of the two: Kubota Corp trades at $83.25 versus a fair value of $68.56 (-18%), while Banca Transilvania S.A. trades at 37.42 versus 41.30 (+10%).
Kubota Corp
KUBTY · USD · Industrials
-18%
upside to fair value
overvalued
Price$83.25
Fair Value$68.56
Quality53/100
Banca Transilvania S.A.
TLV.RO · Financials
+10%
upside to fair value
undervalued
Price37.42
Fair Value41.30
Quality50/100
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Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Kubota CorpBanca Transilvania S.A.
Valuation
16.4×P/E (TTM)8.4×
—P/S (TTM)0.80×
—P/B0.41×
1.39×PEG2.48×
1.8%Dividend yield5.1%
$50.00Dividend per share1.93
Profitability
7%Net margin42%
12%Operating margin48%
9%Return on equity23%
3%Return on assets2%
Growth
14%Revenue growth (YoY)15%
5.7%Avg. growth/yr (3Y)17.8%
11.3%Avg. growth/yr (5Y)18.7%
Balance & size
0.53×Debt / equity0.21×
$20BMarket cap$9B
healthyGrowth qualityexpensive
Banca Transilvania S.A. leads: 2 to 9 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Kubota Corpof which business quality 51 · market factors 56Banca Transilvania S.A.of which business quality 48 · market factors 86
ProfitabilityMargins and returns on capital today
33
51
Quality GrowthAre margins and returns improving?
40
57
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
57
39
Low VolatilityCalm price path (market factor)
61
96
MomentumPrice trend over the last 3–12 months (market factor)
48
75
52W MomentumDistance to the 52-week high (market factor)
65
92
Net IssuanceBuybacks instead of dilution
98
40
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Kubota Corp
DCF Models$64.66
Earnings-Based$32.49
Multiples$99.74
Asset-Based$49.21
Growth DCF$52.51
Economic Profit$50.29
Growth Earnings$97.37
16 of 24 models see the stock below the current price.
Banca Transilvania S.A.
Dividend Discount15.13
Multiples42.22
Asset-Based13.79
Economic Profit39.39
4 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Kubota Corp
Bear $59.99Fair Value $68.56Bull $117
$83.25 = current price (white tick)
Banca Transilvania S.A.
Bear 30.98Fair Value 41.30Bull 51.63
37.42 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Kubota Corp · Industrials
Quality score53 · above median
Fair value upside-18% · above median
Banca Transilvania S.A. · Financials
Quality score50 · below median
Fair value upside+10% · above median
Bottom line
As of Aug 21, 2026, Fair Value Calculator sees Banca Transilvania S.A. as the more attractively valued of the two: Kubota Corp trades at $83.25 versus a fair value of $68.56 (-18%), while Banca Transilvania S.A. trades at 37.42 versus 41.30 (+10%).
Kubota Corp has the higher quality score (53/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
