Is Marsh & McLennan Companies or PB Fintech more undervalued?

As of Sep 5, 2026, Marsh & McLennan Companies is at -40% to fair value and PB Fintech at -89%. Marsh & McLennan Companies is the less overvalued of the two. Model-based estimate, not financial advice.

Which has higher quality, Marsh & McLennan Companies or PB Fintech?

Marsh & McLennan Companies has a quality score of 64/100 and PB Fintech 61/100. Marsh & McLennan Companies leads on quality.

STOCK COMPARISON

Marsh & McLennan Companies vs PB Fintech: Fair Value & Quality

Both stocks run through our valuation models. Here is how Marsh & McLennan Companies (MRSH) and PB Fintech (POLICYBZR) compare, as of Sep 5, 2026.

As of Sep 5, 2026, Fair Value Calculator sees Marsh & McLennan Companies as the less overvalued of the two: Marsh & McLennan Companies trades at $188 versus a fair value of $112 (-40%), while PB Fintech trades at ₹1,836 versus ₹205 (-89%).

Marsh & McLennan Companies

MRSH · USD · Financials

-40%

upside to fair value

overvalued

Price$188

Fair Value$112

Quality64/100

PB Fintech

POLICYBZR.NSE · INR · Financials

-89%

upside to fair value

overvalued

Price₹1,836

Fair Value₹205

Quality61/100

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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Marsh & McLennan CompaniesPB Fintech

Valuation

22.8×P/E (TTM)129.8×

3.19×P/S (TTM)10.70×

5.81×P/B9.95×

13.6×EV/EBITDA—

1.76×PEG—

−40.4%Fair value upside−88.8%

1.9%Dividend yield—

$3.60Dividend per share—

Profitability

24%Operating margin9%

1.30×EBIT margin trend (5Y)—

28%Return on equity10%

7%Return on assets3%

Growth

8%Revenue growth (YoY)37%

9.2%Avg. growth/yr (3Y)38.5%

9.4%Avg. growth/yr (5Y)50.3%

+18.5%Value creation/yr—

Balance & size

6.5×Interest coverage (EBIT/interest)10.1×

1.21×Debt / equity—

$88BMarket cap$8B

healthyGrowth qualitymixed

Marsh & McLennan Companies leads: 7 to 3 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Marsh & McLennan Companiesof which business quality 60 · market factors 56 PB Fintechof which business quality 61 · market factors 64

ProfitabilityMargins and returns on capital today

Quality GrowthAre margins and returns improving?

CashflowEarnings quality: real cash, not paper profit

Fin. StrengthBalance sheet, leverage, solvency risk

InvestmentDisciplined investing over empire-building

Low VolatilityCalm price path (market factor)

MomentumPrice trend over the last 3–12 months (market factor)

52W MomentumDistance to the 52-week high (market factor)

Net IssuanceBuybacks instead of dilution

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model family	Marsh & McLennan CompaniesPrice $188	PB FintechPrice ₹1,836
Dividend Discount	-68%below the price$60.10	n/a
Multiples	-59%below the price$78.07	-89%below the price₹205
Asset-Based	-89%below the price$21.00	-94%below the price₹106
Economic Profit	-61%below the price$74.16	-92%below the price₹152
Minimum	-89%below the price$21.00	-94%below the price₹106
Maximum	-59%below the price$78.07	-89%below the price₹205
Median	-64%below the price$67.13	-92%below the price₹152
Geometric mean	-72%below the price$51.99	-92%below the price₹149

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Marsh & McLennan Companies: 6 of 6 models see the stock below the current price.

PB Fintech: 4 of 4 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Marsh & McLennan Companies

Bear $84.19Fair Value $112Bull $140

$188 = current price (white tick)

PB Fintech

Bear ₹154Fair Value ₹205Bull ₹256

₹1,836 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Marsh & McLennan Companies · Financials

Quality score64 · Top 25%

Fair value upside-40% · bottom 25%

PB Fintech · Financials

Quality score61 · above median

Fair value upside-89% · bottom 25%

Bottom line

Marsh & McLennan Companies has the higher quality score (64/100).

See the full analysis →

Marsh & McLennan Companies · PB Fintech

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.