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PB Fintech Limited (POLICYBZR) Fair Value & Analysis

Financial Services · IN · Market cap ₹711B

Price₹1,622
Fair Value₹188.50
Upside-88.4%
Quality97/100
Evidence: High Range ₹141.38 – ₹235.63

Fair value as of: Jun 25, 2026

Analysis

PB Fintech Limited (POLICYBZR) currently trades at ₹1,622, while our model-based Fair Value estimate is ₹188.50 — implying the stock looks roughly 88.4% overvalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Services and Other Services. The company offers Policybazaar that enables consumers to compare, evaluate, and apply for insurance products, such as term, life, health, car, 2 wheeler, family health, travel, and home insurance products, as well as investment, guaranteed return, child savings, and retirement plans. It also provides Paisabazaar, which facilitates access to lending and personal credit products. In addition, the company offers online healthcare related services; insurance broking services; support services for motor vehicle claims and related assistance; account aggregation services; online marketing and sales consulting services; and information technology and related services. Further, the company engages in the operation of call center; online comparison, sale, and online, offline, and direct marketing …

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Frequently asked questions

Is PB Fintech Limited (POLICYBZR) undervalued?
As of Jun 25, 2026, our model estimates a fair value of ₹188.50 versus a price of ₹1,622 — about −88% (overvalued). Model-based estimate, not financial advice.
What is the fair value of POLICYBZR?
Our 21-model fair value for PB Fintech Limited is ₹188.50 (as of Jun 25, 2026), built from audited fundamentals. The current price is ₹1,622.
What is the quality score of POLICYBZR?
PB Fintech Limited has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.