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STOCK COMPARISON

Microsoft vs Smartiks Yazilim AS: Fair Value & Quality

Both stocks run through our valuation models. Here is how Microsoft (MSFT) and Smartiks Yazilim AS (SMART) compare, as of Sep 6, 2026.

As of Sep 6, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Microsoft trades at $500 versus a fair value of $381 (-24%), while Smartiks Yazilim AS trades at TRY 22.72 versus TRY 6.61 (-71%).
Microsoft
MSFT · USD · Information Technology
-24%
upside to fair value
overvalued
Price$500
Fair Value$381
Quality66/100
Smartiks Yazilim AS
SMART.IS · TRY · Information Technology
-71%
upside to fair value
overvalued
PriceTRY 22.72
Fair ValueTRY 6.61
Quality29/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

MicrosoftSmartiks Yazilim AS
Valuation
22.9×P/E (TTM)
8.99×P/S (TTM)0.09×
8.33×P/B
15.6×EV/EBITDA
1.19×PEG
−23.7%Fair value upside−70.9%
0.7%Dividend yield0.1%
$3.56Dividend per share
Profitability
46%Operating margin-29%
1.23×EBIT margin trend (5Y)
34%Return on equity-10%
15%Return on assets-2%
Growth
18%Revenue growth (YoY)-48%
12.4%Avg. growth/yr (3Y)50.2%
14.5%Avg. growth/yr (5Y)49.1%
+19.5%Value creation/yr
Balance & size
53.9×Interest coverage (EBIT/interest)
0.12×Debt / equity
$2.9TMarket cap$15M
expensiveGrowth qualityexpensive

Microsoft leads: 4 to 3 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Microsoftof which business quality 65 · market factors 56 Smartiks Yazilim ASof which business quality 36 · market factors 14
ProfitabilityMargins and returns on capital today
75
13
Quality GrowthAre margins and returns improving?
53
15
CashflowEarnings quality: real cash, not paper profit
71
49
Fin. StrengthBalance sheet, leverage, solvency risk
79
51
InvestmentDisciplined investing over empire-building
1
0
Low VolatilityCalm price path (market factor)
57
20
MomentumPrice trend over the last 3–12 months (market factor)
58
13
52W MomentumDistance to the 52-week high (market factor)
53
11
Net IssuanceBuybacks instead of dilution
84
82

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyMicrosoftPrice $500Smartiks Yazilim ASPrice TRY 22.72
DCF Models-33%below the price$333+841%above the priceTRY 214
Earnings-Based-62%below the price$189-75%below the priceTRY 5.69
Dividend Discount-88%below the price$61.93-81%below the priceTRY 4.22
Multiples-38%below the price$308-71%below the priceTRY 6.61
Asset-Based-94%below the price$30.98+626%above the priceTRY 165
Growth DCF-50%below the price$249+571%above the priceTRY 152
Economic Profit-63%below the price$184-75%below the priceTRY 5.69
Growth Earnings-34%below the price$332n/a
Minimum-94%below the price$30.98-81%below the priceTRY 4.22
Maximum-33%below the price$333+841%above the priceTRY 214
Median-56%below the price$219-71%below the priceTRY 6.61
Geometric mean-67%below the price$166+7%close to the priceTRY 24.20

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Microsoft: 26 of 26 models see the stock below the current price.

Smartiks Yazilim AS: 6 of 15 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Microsoft
Bear $192Fair Value $381Bull $480
$500 = current price (white tick)
Smartiks Yazilim AS
Bear TRY 5.16Fair Value TRY 6.61Bull TRY 10.72
TRY 22.72 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Microsoft · Information Technology

Quality score66 · Top 25%
Fair value upside-24% · above median

Smartiks Yazilim AS · Information Technology

Quality score29 · bottom 25%
Fair value upside-71% · bottom 25%

Bottom line

As of Sep 6, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Microsoft trades at $500 versus a fair value of $381 (-24%), while Smartiks Yazilim AS trades at TRY 22.72 versus TRY 6.61 (-71%).

Microsoft has the higher quality score (66/100).

See the full analysis →

More comparisons

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.