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STOCK COMPARISON

PB Fintech vs Marsh & McLennan Companies: Fair Value & Quality

Both stocks run through our valuation models. Here is how PB Fintech (POLICYBZR) and Marsh & McLennan Companies (MRSH) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees Marsh & McLennan Companies as the less overvalued of the two: PB Fintech trades at ₹1,605 versus a fair value of ₹188 (-88%), while Marsh & McLennan Companies trades at $192 versus $112 (-41%).
PB Fintech
POLICYBZR.NSE · INR · Financials
-88%
upside to fair value
overvalued
Price₹1,605
Fair Value₹188
Quality61/100
Marsh & McLennan Companies
MRSH · USD · Financials
-41%
upside to fair value
overvalued
Price$192
Fair Value$112
Quality64/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

PB FintechMarsh & McLennan Companies
Valuation
108.7×P/E (TTM)22.8×
10.70×P/S (TTM)3.19×
9.95×P/B5.81×
EV/EBITDA13.6×
PEG1.76×
Dividend yield2.0%
Dividend per share$3.60
Profitability
10%Net margin14%
9%Operating margin24%
10%Return on equity28%
3%Return on assets7%
Growth
37%Revenue growth (YoY)8%
38.5%Avg. growth/yr (3Y)9.2%
50.3%Avg. growth/yr (5Y)9.4%
Balance & size
Debt / equity1.21×
$8BMarket cap$88B
mixedGrowth qualityhealthy

Marsh & McLennan Companies leads: 3 to 7 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

PB Fintechof which business quality 61 · market factors 50 Marsh & McLennan Companiesof which business quality 60 · market factors 57
ProfitabilityMargins and returns on capital today
56
55
Quality GrowthAre margins and returns improving?
79
50
CashflowEarnings quality: real cash, not paper profit
29
75
Fin. StrengthBalance sheet, leverage, solvency risk
76
35
InvestmentDisciplined investing over empire-building
64
62
Low VolatilityCalm price path (market factor)
81
84
MomentumPrice trend over the last 3–12 months (market factor)
41
44
52W MomentumDistance to the 52-week high (market factor)
32
48
Net IssuanceBuybacks instead of dilution
73
93

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

PB Fintech

Multiples₹205
Asset-Based₹106
Economic Profit₹152

4 of 4 models see the stock below the current price.

Marsh & McLennan Companies

Dividend Discount$60.10
Multiples$78.07
Asset-Based$21.00
Economic Profit$74.16

6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

PB Fintech
Bear ₹141Fair Value ₹188Bull ₹236
₹1,605 = current price (white tick)
Marsh & McLennan Companies
Bear $84.19Fair Value $112Bull $140
$192 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

PB Fintech · Financials

Quality score61 · above median
Fair value upside-88% · bottom 25%

Marsh & McLennan Companies · Financials

Quality score64 · Top 25%
Fair value upside-41% · bottom 25%

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees Marsh & McLennan Companies as the less overvalued of the two: PB Fintech trades at ₹1,605 versus a fair value of ₹188 (-88%), while Marsh & McLennan Companies trades at $192 versus $112 (-41%).

Marsh & McLennan Companies has the higher quality score (64/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.