RMB Holdings vs DBS Group Holdings: Fair Value & Quality
Both stocks run through our valuation models. Here is how RMB Holdings (RMH) and DBS Group Holdings (D05) compare, as of Aug 30, 2026.
As of Aug 30, 2026, Fair Value Calculator sees RMB Holdings as the less overvalued of the two: RMB Holdings trades at ZAR 0.58 versus a fair value of ZAR 0.33 (-43%), while DBS Group Holdings trades at S$76.15 versus S$40.48 (-47%).
RMB Holdings
RMH.JSE · ZAC · Financials
-43%
upside to fair value
overvalued
PriceZAR 0.58
Fair ValueZAR 0.33
Quality40/100
DBS Group Holdings
D05.SG · SGD · Financials
-47%
upside to fair value
overvalued
PriceS$76.15
Fair ValueS$40.48
Quality65/100
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Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
RMB HoldingsDBS Group Holdings
Valuation
—P/E (TTM)18.7×
0.47×P/S (TTM)7.19×
0.06×P/B2.33×
68.54×PEG3.44×
—Dividend yield3.3%
—Dividend per shareS$2.52
Profitability
—Net margin49%
—Operating margin60%
-33%Return on equity16%
4%Return on assets1%
Growth
-22%Revenue growth (YoY)3%
-73.0%Avg. growth/yr (3Y)11.6%
—Avg. growth/yr (5Y)9.4%
Balance & size
—Debt / equity0.69×
$42MMarket cap$160B
weakGrowth qualityhealthy
DBS Group Holdings leads: 3 to 4 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
RMB Holdingsof which business quality 40 · market factors 75DBS Group Holdingsof which business quality 61 · market factors 93
ProfitabilityMargins and returns on capital today
0
38
Quality GrowthAre margins and returns improving?
40
54
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
100
78
Low VolatilityCalm price path (market factor)
76
99
MomentumPrice trend over the last 3–12 months (market factor)
71
87
52W MomentumDistance to the 52-week high (market factor)
80
99
Net IssuanceBuybacks instead of dilution
82
65
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
RMB Holdings
Asset-BasedZAR 0.33
1 of 1 models see the stock below the current price.
DBS Group Holdings
Dividend DiscountS$54.87
MultiplesS$42.04
Asset-BasedS$16.26
Economic ProfitS$32.23
6 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
RMB Holdings
Bear ZAR 0.24Fair Value ZAR 0.33Bull ZAR 0.49
ZAR 0.58 = current price (white tick)
DBS Group Holdings
Bear S$30.36Fair Value S$40.48Bull S$50.60
S$76.15 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
RMB Holdings · Financials
Quality score40 · bottom 25%
Fair value upside-43% · bottom 25%
DBS Group Holdings · Financials
Quality score65 · Top 25%
Fair value upside-47% · bottom 25%
Bottom line
As of Aug 30, 2026, Fair Value Calculator sees RMB Holdings as the less overvalued of the two: RMB Holdings trades at ZAR 0.58 versus a fair value of ZAR 0.33 (-43%), while DBS Group Holdings trades at S$76.15 versus S$40.48 (-47%).
DBS Group Holdings has the higher quality score (65/100).
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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.
