RMB Holdings (RMH) Fair Value & Analysis
Financial Services · ZA · Market cap 680M ZAC
Fair value as of: Jul 16, 2026
From 1 valuation models · updated today
Fair value updated Jul 16, 2026 — revised from R0.0200 to R0.3300 (+1,550.0%) since Jun 26, 2026. Share price +2.0% over the past month.
Price vs Fair Value (12 months)
12‑month range R0.3800 – R0.5600 · fair‑value band R0.2400 – R0.4900 · the R0.5000 price screens above the R0.3300 fair value. As of Jul 16, 2026.
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RMB Holdings (RMH) currently trades at R0.5000, while our model-based Fair Value estimate is R0.3300 — implying the stock looks roughly 34.0% overvalued today. We read business quality at 47/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).
Trailing-twelve-month revenue stands at 90.0M ZAR. Revenue declined 22.2% year over year. It earns a return on equity of -32.7%. The balance sheet holds a net cash position of 26.0M ZAR. Fundamentals as of Jul 16, 2026
Our scenario range runs from R0.2400 (bear case) to R0.4900 (bull case); at R0.5000, the current price sits above that range. For context, the median of 10 Financial Services peers we cover trades at 66% fair-value upside — at -34%, RMH screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 16, 2026. TTM = trailing twelve months.
About the company
RMB Holdings Limited, an investment holding company, provides diversified financial services in South Africa. The company was incorporated in 1987 and is based in Midrand, South Africa.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
RMB Holdings reported revenue of R13.0M in FY2025 versus R33.3M in FY2021, a compound −21.0%/yr. Reported net income was −R245M in FY2025.
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Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹786.40 | ₹1,389 | +77% |
| PT Bank Central Asia Tbk BBCA | 4,850 IDR | 5,562 IDR | +15% |
| KB Financial Group 105560 | 157,000 KRW | 205,701 KRW | +31% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,910 IDR | 4,844 IDR | +66% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| Shinhan Financial Group 055550 | 97,500 KRW | 119,389 KRW | +22% |
| PT Bank Mandiri (Persero) Tbk BMRI | 3,710 IDR | 7,420 IDR | +100% |
| Hana Financial Group 086790 | 119,700 KRW | 162,890 KRW | +36% |
| Lloyds Banking Group LYG | 4,138 ARS | 8,275 ARS | +100% |
| Banco de Chile, CHILE | 182.00 CLP | 64.07 CLP | -65% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.