Solution Financial vs Carvana: Fair Value & Quality
Both stocks run through our valuation models. Here is how Solution Financial (SFI) and Carvana (CVNA) compare, as of Aug 10, 2026.
As of Aug 10, 2026, Fair Value Calculator sees Carvana as the less overvalued of the two: Solution Financial trades at C$0.28 versus a fair value of C$0.06 (-78%), while Carvana trades at $70.85 versus $20.89 (-71%).
Solution Financial
SFI.TO · CAD · Industrials
-78%
upside to fair value
overvalued
PriceC$0.28
Fair ValueC$0.06
Quality42/100
Carvana
CVNA · USD · Consumer Discretionary
-71%
upside to fair value
overvalued
Price$70.85
Fair Value$20.89
Quality47/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Solution FinancialCarvana
Valuation
—P/E (TTM)38.3×
1.31×P/S (TTM)3.21×
1.31×P/B20.98×
14.3×EV/EBITDA31.9×
1.5%Dividend yield—
C$0.00Dividend per share—
Profitability
3%Net margin6%
12%Operating margin9%
3%Return on equity60%
3%Return on assets11%
Growth
36%Revenue growth (YoY)52%
-19.5%Avg. growth/yr (3Y)14.3%
-5.8%Avg. growth/yr (5Y)29.5%
Balance & size
0.64×Debt / equity1.40×
$16MMarket cap$72B
mixedGrowth qualityhealthy
Carvana leads: 5 to 6 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Solution Financialof which business quality 36 · market factors 56Carvanaof which business quality 47 · market factors 22
ProfitabilityMargins and returns on capital today
19
72
Quality GrowthAre margins and returns improving?
42
54
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
87
63
Low VolatilityCalm price path (market factor)
97
0
MomentumPrice trend over the last 3–12 months (market factor)
40
29
52W MomentumDistance to the 52-week high (market factor)
38
35
Net IssuanceBuybacks instead of dilution
96
0
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Solution Financial
Earnings-BasedC$0.03
Dividend DiscountC$0.03
MultiplesC$0.06
Asset-BasedC$0.10
Economic ProfitC$0.09
Growth EarningsC$0.05
9 of 9 models see the stock below the current price.
Carvana
DCF Models$34.74
Earnings-Based$43.91
Dividend Discount$107
Multiples$21.09
Asset-Based$2.06
Growth DCF$26.92
Economic Profit$18.96
Growth Earnings$58.29
24 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Solution Financial
Bear C$0.04Fair Value C$0.06Bull C$0.07
C$0.28 = current price (white tick)
Carvana
Bear $10.50Fair Value $20.89Bull $25.80
$70.85 = current price (white tick)
Compare two other stocks
Tap a field and type again, ticker or company name.
Free, no sign-up
Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Solution Financial · Industrials
Quality score42 · bottom 25%
Fair value upside-78% · bottom 25%
Carvana · Consumer Discretionary
Quality score47 · below median
Fair value upside-71% · bottom 25%
Bottom line
As of Aug 10, 2026, Fair Value Calculator sees Carvana as the less overvalued of the two: Solution Financial trades at C$0.28 versus a fair value of C$0.06 (-78%), while Carvana trades at $70.85 versus $20.89 (-71%).
Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.
A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
