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STOCK COMPARISON

St Galler Kantonalbank vs Bank Central Asia Tbk: Fair Value & Quality

Both stocks run through our valuation models. Here is how St Galler Kantonalbank (SGKN) and Bank Central Asia Tbk (BBCA) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees Bank Central Asia Tbk as the less overvalued of the two: St Galler Kantonalbank trades at CHF 639 versus a fair value of CHF 493 (-23%), while Bank Central Asia Tbk trades at IDR 6,375 versus IDR 6,087 (-5%).
St Galler Kantonalbank
SGKN.SW · CHF · Financials
-23%
upside to fair value
overvalued
PriceCHF 639
Fair ValueCHF 493
Quality51/100
Bank Central Asia Tbk
BBCA.JK · IDR · Financials
-5%
upside to fair value
fairly valued
PriceIDR 6,375
Fair ValueIDR 6,087
Quality64/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

St Galler KantonalbankBank Central Asia Tbk
Valuation
17.0×P/E (TTM)13.1×
8.11×P/S (TTM)6.99×
1.53×P/B2.70×
16.5×EV/EBITDA9.0×
1.94×PEG2.86×
3.1%Dividend yield5.4%
CHF 20.00Dividend per shareIDR 336
Profitability
38%Net margin53%
45%Operating margin68%
7%Return on equity23%
0%Return on assets4%
Growth
5%Revenue growth (YoY)3%
19.4%Avg. growth/yr (3Y)9.3%
12.4%Avg. growth/yr (5Y)10.2%
Balance & size
3.06×Debt / equity—
$5BMarket cap$76B
expensiveGrowth qualityhealthy

Bank Central Asia Tbk leads: 5 to 8 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

St Galler Kantonalbankof which business quality 47 · market factors 76 Bank Central Asia Tbkof which business quality 57 · market factors 43
ProfitabilityMargins and returns on capital today
32
45
Quality GrowthAre margins and returns improving?
41
46
CashflowEarnings quality: real cash, not paper profit
0
89
Fin. StrengthBalance sheet, leverage, solvency risk
69
19
InvestmentDisciplined investing over empire-building
84
75
Low VolatilityCalm price path (market factor)
100
79
MomentumPrice trend over the last 3–12 months (market factor)
58
30
52W MomentumDistance to the 52-week high (market factor)
78
27
Net IssuanceBuybacks instead of dilution
82
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

St Galler Kantonalbank

Dividend DiscountCHF 151
MultiplesCHF 569
Asset-BasedCHF 349
Economic ProfitCHF 441

5 of 6 models see the stock below the current price.

Bank Central Asia Tbk

MultiplesIDR 4,647
Asset-BasedIDR 1,535
Economic ProfitIDR 4,267

4 of 4 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

St Galler Kantonalbank
Bear CHF 370Fair Value CHF 493Bull CHF 617
CHF 639 = current price (white tick)
Bank Central Asia Tbk
Bear IDR 4,565Fair Value IDR 6,087Bull IDR 7,609
IDR 6,375 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

St Galler Kantonalbank · Financials

Quality score51 · below median
Fair value upside-23% · below median

Bank Central Asia Tbk · Financials

Quality score64 · Top 25%
Fair value upside-5% · below median

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees Bank Central Asia Tbk as the less overvalued of the two: St Galler Kantonalbank trades at CHF 639 versus a fair value of CHF 493 (-23%), while Bank Central Asia Tbk trades at IDR 6,375 versus IDR 6,087 (-5%).

Bank Central Asia Tbk has the higher quality score (64/100).

See the full analysis →
St Galler Kantonalbank · Bank Central Asia Tbk

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.