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STOCK COMPARISON

Sumitomo Mitsui Financial Group vs JPMorgan Chase &: Fair Value & Quality

Both stocks run through our valuation models. Here is how Sumitomo Mitsui Financial Group (SMFG) and JPMorgan Chase & (JPM) compare, as of Aug 8, 2026.

As of Aug 8, 2026, Fair Value Calculator sees JPMorgan Chase & as the less overvalued of the two: Sumitomo Mitsui Financial Group trades at $25.73 versus a fair value of $18.10 (-30%), while JPMorgan Chase & trades at $356 versus $279 (-22%).
Sumitomo Mitsui Financial Group
SMFG · USD · Financials
-30%
upside to fair value
overvalued
Price$25.73
Fair Value$18.10
Quality66/100
JPMorgan Chase &
JPM · USD · Financials
-22%
upside to fair value
overvalued
Price$356
Fair Value$279
Quality68/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Sumitomo Mitsui Financial GroupJPMorgan Chase &
Valuation
17.3×P/E (TTM)14.7×
—P/S (TTM)4.87×
—P/B2.50×
—EV/EBITDA12.3×
2.28×PEG1.77×
2.2%Dividend yield1.8%
$157Dividend per share$5.90
Profitability
27%Net margin35%
—Operating margin50%
7%Return on equity18%
0%Return on assets1%
Growth
37%Revenue growth (YoY)30%
23.2%Avg. growth/yr (3Y)22.1%
24.8%Avg. growth/yr (5Y)16.6%
Balance & size
1.61×Debt / equity1.20×
$164BMarket cap$907B
healthyGrowth qualityhealthy

JPMorgan Chase & leads: 4 to 6 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Sumitomo Mitsui Financial Groupof which business quality 60 · market factors 86 JPMorgan Chase &of which business quality 61 · market factors 70
ProfitabilityMargins and returns on capital today
28
35
Quality GrowthAre margins and returns improving?
71
44
CashflowEarnings quality: real cash, not paper profit
100
96
Fin. StrengthBalance sheet, leverage, solvency risk
75
26
InvestmentDisciplined investing over empire-building
76
77
Low VolatilityCalm price path (market factor)
84
73
MomentumPrice trend over the last 3–12 months (market factor)
82
61
52W MomentumDistance to the 52-week high (market factor)
96
81
Net IssuanceBuybacks instead of dilution
0
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Sumitomo Mitsui Financial Group

DCF Models$59.13
Earnings-Based$14.31
Multiples$27.21
Asset-Based$5.30
Growth DCF$96.27
Economic Profit$20.73
Growth Earnings$13.15

9 of 23 models see the stock below the current price.

JPMorgan Chase &

DCF Models$516
Earnings-Based$195
Dividend Discount$119
Multiples$364
Asset-Based$91.35
Growth DCF$566
Economic Profit$233
Growth Earnings$323

11 of 25 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Sumitomo Mitsui Financial Group
Bear $13.57Fair Value $18.10Bull $22.63
$25.73 = current price (white tick)
JPMorgan Chase &
Bear $209Fair Value $279Bull $349
$356 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Sumitomo Mitsui Financial Group · Financials

Quality score66 · Top 25%
Fair value upside-30% · below median

JPMorgan Chase & · Financials

Quality score68 · Top 25%
Fair value upside-22% · below median

Bottom line

As of Aug 8, 2026, Fair Value Calculator sees JPMorgan Chase & as the less overvalued of the two: Sumitomo Mitsui Financial Group trades at $25.73 versus a fair value of $18.10 (-30%), while JPMorgan Chase & trades at $356 versus $279 (-22%).

JPMorgan Chase & has the higher quality score (68/100).

See the full analysis →
Sumitomo Mitsui Financial Group · JPMorgan Chase &

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.