Timbercreek Financial vs Fmcct: Fair Value & Quality
Both stocks run through our valuation models. Here is how Timbercreek Financial (TF) and Fmcct (FMCCT) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Fmcct as the more attractively valued of the two: Timbercreek Financial trades at C$6.17 versus a fair value of C$5.41 (-12%), while Fmcct trades at $15.25 versus $27.80 (+82%).
Timbercreek Financial
TF.TO · CAD · Financials
-12%
upside to fair value
overvalued
PriceC$6.17
Fair ValueC$5.41
Quality65/100
Fmcct
FMCCT · USD · Financials
+82%
upside to fair value
undervalued
Price$15.25
Fair Value$27.80
Quality53/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Timbercreek FinancialFmcct
Valuation
17.3×P/E (TTM)242.6×
7.97×P/S (TTM)—
0.57×P/B—
15.3×EV/EBITDA—
10.9%Dividend yield—
C$0.69Dividend per share—
Profitability
63%Net margin50%
72%Operating margin69%
4%Return on equity17%
2%Return on assets0%
Growth
-34%Revenue growth (YoY)16%
-0.3%Avg. growth/yr (3Y)92.6%
3.2%Avg. growth/yr (5Y)43.0%
Balance & size
0.96×Debt / equity47.84×
$380MMarket cap$59B
mixedGrowth qualitymixed
Timbercreek Financial leads: 5 to 4 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Timbercreek Financialof which business quality 60 · market factors 44Fmcctof which business quality 49 · market factors 15
ProfitabilityMargins and returns on capital today
32
36
Quality GrowthAre margins and returns improving?
56
29
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
98
62
Low VolatilityCalm price path (market factor)
82
27
MomentumPrice trend over the last 3–12 months (market factor)
32
15
52W MomentumDistance to the 52-week high (market factor)
21
3
Net IssuanceBuybacks instead of dilution
85
82
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Timbercreek Financial
Earnings-BasedC$9.70
MultiplesC$6.25
Asset-BasedC$5.36
Economic ProfitC$5.74
4 of 6 models see the stock below the current price.
Fmcct
Earnings-Based$137
Multiples$36.95
Asset-Based$14.64
Economic Profit$29.54
1 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Timbercreek Financial
Bear C$4.06Fair Value C$5.41Bull C$5.41
C$6.17 = current price (white tick)
Fmcct
Bear $20.85Fair Value $27.80Bull $34.75
$15.25 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Timbercreek Financial · Financials
Quality score65 · Top 25%
Fair value upside-12% · below median
Fmcct · Financials
Quality score53 · below median
Fair value upside+82% · Top 25%
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Fmcct as the more attractively valued of the two: Timbercreek Financial trades at C$6.17 versus a fair value of C$5.41 (-12%), while Fmcct trades at $15.25 versus $27.80 (+82%).
Timbercreek Financial has the higher quality score (65/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
