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STOCK COMPARISON

Thirdwave Financial Intermediaries vs Nestle India: Fair Value & Quality

Both stocks run through our valuation models. Here is how Thirdwave Financial Intermediaries (THIRDFIN) and Nestle India (NESTLEIND) compare, as of Aug 21, 2026.

As of Aug 21, 2026, Fair Value Calculator sees Thirdwave Financial Intermediaries as the less overvalued of the two: Thirdwave Financial Intermediaries trades at ₹84.80 versus a fair value of ₹67.68 (-20%), while Nestle India trades at ₹1,458 versus ₹362 (-75%).
Thirdwave Financial Intermediaries
THIRDFIN.BSE · INR · Consumer Defensive
-20%
upside to fair value
overvalued
Price₹84.80
Fair Value₹67.68
Quality58/100
Nestle India
NESTLEIND.NSE · INR · Consumer Staples
-75%
upside to fair value
overvalued
Price₹1,458
Fair Value₹362
Quality72/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Thirdwave Financial IntermediariesNestle India
Valuation
29.9×P/E (TTM)78.9×
5.19×P/S (TTM)11.91×
2.40×P/B—
—EV/EBITDA53.1×
—Dividend yield0.8%
—Dividend per share₹12.00
Profitability
16%Net margin15%
17%Operating margin23%
8%Return on equity76%
5%Return on assets23%
Growth
835589%Revenue growth (YoY)23%
284.3%Avg. growth/yr (3Y)11.3%
83.3%Avg. growth/yr (5Y)11.7%
Balance & size
—Debt / equity0.00×
$39MMarket cap$29B
healthyGrowth qualityhealthy

Thirdwave Financial Intermediaries leads: 6 to 3 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Thirdwave Financial Intermediariesof which business quality 62 · market factors 27 Nestle Indiaof which business quality 73 · market factors 76
ProfitabilityMargins and returns on capital today
60
93
Quality GrowthAre margins and returns improving?
60
50
CashflowEarnings quality: real cash, not paper profit
91
75
Fin. StrengthBalance sheet, leverage, solvency risk
94
76
InvestmentDisciplined investing over empire-building
33
42
Low VolatilityCalm price path (market factor)
50
93
MomentumPrice trend over the last 3–12 months (market factor)
23
62
52W MomentumDistance to the 52-week high (market factor)
7
82
Net IssuanceBuybacks instead of dilution
0
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Thirdwave Financial Intermediaries

DCF Models₹184
Earnings-Based₹156
Multiples₹82.90
Asset-Based₹29.44
Growth DCF₹158
Economic Profit₹57.71
Growth Earnings₹204

7 of 24 models see the stock below the current price.

Nestle India

DCF Models₹451
Earnings-Based₹208
Dividend Discount₹229
Multiples₹278
Asset-Based₹17.92
Growth DCF₹402
Economic Profit₹198
Growth Earnings₹324

26 of 26 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Thirdwave Financial Intermediaries
Bear ₹50.72Fair Value ₹67.68Bull ₹84.64
₹84.80 = current price (white tick)
Nestle India
Bear ₹253Fair Value ₹362Bull ₹452
₹1,458 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Thirdwave Financial Intermediaries · Consumer Defensive

Quality score58 · above median
Fair value upside-20% · below median

Nestle India · Consumer Staples

Quality score72 · Top 25%
Fair value upside-75% · bottom 25%

Bottom line

As of Aug 21, 2026, Fair Value Calculator sees Thirdwave Financial Intermediaries as the less overvalued of the two: Thirdwave Financial Intermediaries trades at ₹84.80 versus a fair value of ₹67.68 (-20%), while Nestle India trades at ₹1,458 versus ₹362 (-75%).

Nestle India has the higher quality score (72/100).

See the full analysis →
Thirdwave Financial Intermediaries · Nestle India

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.