Both stocks run through our valuation models. Here is how TC Traders Club Ltda (TRAD3) and SAP (SAP) compare, as of Aug 29, 2026.
As of Aug 29, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: TC Traders Club Ltda trades at BRL 1.06 versus a fair value of BRL 0.90 (-15%), while SAP trades at €191 versus €170 (-11%).
TC Traders Club Ltda
TRAD3.SA · BRL · Information Technology
-15%
upside to fair value
overvalued
PriceBRL 1.06
Fair ValueBRL 0.90
Quality35/100
SAP
SAP.XETRA · EUR · Information Technology
-11%
upside to fair value
overvalued
Price€191
Fair Value€170
Quality81/100
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Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
TC Traders Club LtdaSAP
Valuation
—P/E (TTM)22.1×
0.43×P/S (TTM)5.00×
0.08×P/B4.17×
—EV/EBITDA15.7×
—PEG1.37×
—Dividend yield1.3%
—Dividend per share€2.50
Profitability
0%Net margin20%
-154%Operating margin30%
-60%Return on equity16%
-37%Return on assets9%
Growth
-22%Revenue growth (YoY)6%
-35.3%Avg. growth/yr (3Y)6.0%
-14.5%Avg. growth/yr (5Y)6.1%
Balance & size
—Debt / equity0.09×
$9MMarket cap$187B
weakGrowth qualityhealthy
SAP leads: 2 to 7 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
TC Traders Club Ltdaof which business quality 35 · market factors 19SAPof which business quality 78 · market factors 45
ProfitabilityMargins and returns on capital today
1
62
Quality GrowthAre margins and returns improving?
5
76
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
100
94
Low VolatilityCalm price path (market factor)
50
61
MomentumPrice trend over the last 3–12 months (market factor)
10
43
52W MomentumDistance to the 52-week high (market factor)
0
31
Net IssuanceBuybacks instead of dilution
89
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
TC Traders Club Ltda
Asset-BasedBRL 1.91
0 of 1 models see the stock below the current price.
SAP
DCF Models€149
Earnings-Based€60.32
Dividend Discount€41.03
Multiples€147
Asset-Based€25.68
Growth DCF€131
Economic Profit€69.81
Growth Earnings€156
25 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
TC Traders Club Ltda
Bear BRL 0.60Fair Value BRL 0.90Bull BRL 1.13
BRL 1.06 = current price (white tick)
SAP
Bear €104Fair Value €170Bull €220
€191 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
TC Traders Club Ltda · Information Technology
Quality score35 · bottom 25%
Fair value upside-15% · above median
SAP · Information Technology
Quality score81 · Top 25%
Fair value upside-11% · above median
Bottom line
As of Aug 29, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: TC Traders Club Ltda trades at BRL 1.06 versus a fair value of BRL 0.90 (-15%), while SAP trades at €191 versus €170 (-11%).
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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.
