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TC S.A (TRAD3) Fair Value & Analysis

Technology · BR · Market cap R$45.2M

TS TC S.A TRAD3 · SA
PriceR$1.09
Fair ValueR$0.9000
Upside-17.4%
Quality28/100
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Evidence: Low Range R$0.6000 – R$1.13

Fair value as of: Jul 14, 2026

From 1 valuation models · updated today

Fair value updated Jul 14, 2026 — revised from R$8.53 to R$0.9000 (−89.4%) since Jun 24, 2026. Share price −14.8% over the past month.

Price vs Fair Value (12 months)

R$8.45 R$1.05 Fair Value R$0.9000 Jul 2025 Jul 2026

12‑month range R$1.05 – R$8.45 · fair‑value band R$0.6000 – R$1.13 · the R$1.09 price screens above the R$0.9000 fair value. As of Jul 14, 2026.

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Analysis

TC S.A (TRAD3) currently trades at R$1.09, while our model-based Fair Value estimate is R$0.9000 — implying the stock looks roughly 17.4% overvalued today. We read business quality at 28/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at R$20.4M. Revenue declined 21.9% year over year. It earns a return on equity of -60.0%. The balance sheet holds a net cash position of R$9.0M. Fundamentals as of Jul 14, 2026

Our scenario range runs from R$0.6000 (bear case) to R$1.13 (bull case); at R$1.09, the current price sits within that range. For context, the median of 10 Technology peers we cover trades at -66% fair-value upside — at -17%, TRAD3 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) R$20.4M
Revenue growth (YoY) -21.9%
Return on equity -60.0%
Free cash flow −R$35.3M FY2025
Operating margin -154%
EPS (TTM) R$-2.19
More key figures
EPS growth (YoY) -17.6%
Net cash R$9.0M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 14, 2026. TTM = trailing twelve months.

About the company

TC S.A. operates an investor community. The company's platform offers market intelligence including analysis, production of news and information for users, investment ideas, and sell side reports. It also offers financial education and data analysis comprising mathematical, statistical, and computational models that help investors in the decision-making process, as well as provides educational courses, workshops, books, videos, competitions, and articles to develop the necessary knowledge for those who already invest or want to start investing. The company was formerly known as TC Traders Club S.A. and changed its name to TC S.A. in December 2022. TC S.A. was founded in 2015 and is headquartered in São Paulo, Brazil.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

TC S.A reported revenue of R$22.3M in FY2025 versus R$91.6M in FY2021, a compound −29.7%/yr. Reported net income was −R$86.7M in FY2025.

Revenue −29.7%/yr
FY21 R$91.6M
FY22 R$82.4M
FY23 R$54.0M
FY24 R$44.0M
FY25 R$22.3M
Net income
FY21 R$1.2M
FY22 −R$82.3M
FY23 −R$243M
FY24 −R$85.7M
FY25 −R$86.7M

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Cite: Fair Value Calculator (2026). "TC S.A Fair Value". https://www.fairvalue-calculator.com/stock/TRAD3

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Frequently asked questions

Is TC S.A (TRAD3) undervalued?
As of Jul 14, 2026, our model estimates a fair value of R$0.9000 versus a price of R$1.09 — about −17% (overvalued). Model-based estimate, not financial advice.
What is the fair value of TRAD3?
Our model-based fair value for TC S.A is R$0.9000 (as of Jul 14, 2026), built from audited fundamentals. The current price is R$1.09.
What is the quality score of TRAD3?
TC S.A has a Quality Score of 28/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of TC S.A (TRAD3)?
TC S.A reported trailing-twelve-month revenue of about R$20.4M (latest available figure, as of Jul 14, 2026).
What is the net profit margin of TRAD3?
The net profit margin of TC S.A is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.