TC Traders Club Ltda (TRAD3) Fair Value & Analysis

Technology · BR · Market cap R$45.2M (≈ $8.7M)

Below-average quality, and trading another 18% above our fair value.

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

What matters now

• Weak quality (37/100) and above fair value at the same time, the margin of safety is missing on both counts.
• A fairly wide model range (R$0.6000 to R$1.13) leaves room in how you read the outcome.
• Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 20, 2026.

How to read this chart

60‑month range R$0.9800 – R$92.47 · fair‑value band R$0.6000 – R$1.13 · the R$1.06 price screens above the R$0.9000 fair value. Dashed = 300-day average. As of Aug 20, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

TC Traders Club Ltda (TRAD3) currently trades at R$1.06, while our model-based Fair Value estimate is R$0.9000, implying the stock looks roughly 15.1% overvalued today. The Quality Score stands at 37/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at R$20.4M. Revenue declined 21.9% year over year. It earns a return on equity of -60.0%. The balance sheet holds a net cash position of R$9.0M. Fundamentals as of Aug 20, 2026

Our scenario range runs from R$0.6000 (bear case) to R$1.13 (bull case); at R$1.06, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Technology peers we cover trades at -38% fair-value upside, at -15%, TRAD3 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Key figures & financial health

Quality Score breakdown

About the company

TC S.A. operates an investor community. The company's platform offers market intelligence including analysis, production of news and information for users, investment ideas, and sell side reports.

Full company description

TC S.A. operates an investor community. The company's platform offers market intelligence including analysis, production of news and information for users, investment ideas, and sell side reports. It also offers financial education and data analysis comprising mathematical, statistical, and computational models that help investors in the decision-making process, as well as provides educational courses, workshops, books, videos, competitions, and articles to develop the necessary knowledge for those who already invest or want to start investing. The company was formerly known as TC Traders Club S.A. and changed its name to TC S.A. in December 2022. TC S.A. was founded in 2015 and is headquartered in São Paulo, Brazil.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

TC Traders Club Ltda reported revenue of R$22.3M in FY2025 versus R$91.6M in FY2021, a compound −29.7%/yr. Reported net income was −R$86.7M in FY2025.

TRAD3 screens 15% overvalued. Compare with SAP SE →

Peer Group

Software - Application · 729 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Software - Application median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Aug 20, 2026).

Explore undervalued stocks

More undervalued Technology stocks →

Discover undervalued stocks

Pick a strategy and jump into the live analysis with that exact screen applied.

Discover tools

Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.