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STOCK COMPARISON

TWFG, Inc. Class A Common Stock vs Marsh & McLennan Companies: Fair Value & Quality

Both stocks run through our valuation models. Here is how TWFG, Inc. Class A Common Stock (TWFG) and Marsh & McLennan Companies (MRSH) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees Marsh & McLennan Companies as the less overvalued of the two: TWFG, Inc. Class A Common Stock trades at $29.07 versus a fair value of $6.77 (-77%), while Marsh & McLennan Companies trades at $192 versus $112 (-41%).
TWFG, Inc. Class A Common Stock
TWFG · USD · Financials
-77%
upside to fair value
overvalued
Price$29.07
Fair Value$6.77
Quality63/100
Marsh & McLennan Companies
MRSH · USD · Financials
-41%
upside to fair value
overvalued
Price$192
Fair Value$112
Quality64/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

TWFG, Inc. Class A Common StockMarsh & McLennan Companies
Valuation
37.6×P/E (TTM)22.8×
1.02×P/S (TTM)3.19×
3.29×P/B5.81×
1.9×EV/EBITDA13.6×
PEG1.76×
Dividend yield2.0%
Dividend per share$3.60
Profitability
3%Net margin14%
17%Operating margin24%
16%Return on equity28%
8%Return on assets7%
Growth
35%Revenue growth (YoY)8%
16.5%Avg. growth/yr (3Y)9.2%
Avg. growth/yr (5Y)9.4%
Balance & size
0.02×Debt / equity1.21×
$274MMarket cap$88B
healthyGrowth qualityhealthy

TWFG, Inc. Class A Common Stock leads: 7 to 4 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

TWFG, Inc. Class A Common Stockof which business quality 65 · market factors 49 Marsh & McLennan Companiesof which business quality 60 · market factors 57
ProfitabilityMargins and returns on capital today
34
55
Quality GrowthAre margins and returns improving?
77
50
CashflowEarnings quality: real cash, not paper profit
93
75
Fin. StrengthBalance sheet, leverage, solvency risk
80
35
InvestmentDisciplined investing over empire-building
45
62
Low VolatilityCalm price path (market factor)
32
84
MomentumPrice trend over the last 3–12 months (market factor)
59
44
52W MomentumDistance to the 52-week high (market factor)
51
48
Net IssuanceBuybacks instead of dilution
50
93

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

TWFG, Inc. Class A Common Stock

Dividend Discount$13.87
Multiples$8.46
Asset-Based$4.28
Economic Profit$5.42

6 of 6 models see the stock below the current price.

Marsh & McLennan Companies

Dividend Discount$60.10
Multiples$78.07
Asset-Based$21.00
Economic Profit$74.16

6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

TWFG, Inc. Class A Common Stock
Bear $5.07Fair Value $6.77Bull $8.47
$29.07 = current price (white tick)
Marsh & McLennan Companies
Bear $84.19Fair Value $112Bull $140
$192 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

TWFG, Inc. Class A Common Stock · Financials

Quality score63 · Top 25%
Fair value upside-77% · bottom 25%

Marsh & McLennan Companies · Financials

Quality score64 · Top 25%
Fair value upside-41% · bottom 25%

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees Marsh & McLennan Companies as the less overvalued of the two: TWFG, Inc. Class A Common Stock trades at $29.07 versus a fair value of $6.77 (-77%), while Marsh & McLennan Companies trades at $192 versus $112 (-41%).

Marsh & McLennan Companies has the higher quality score (64/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.