Both stocks run through our valuation models. Here is how Verve Group SE N (VRV) and SAP (SAP) compare, as of Aug 10, 2026.
As of Aug 10, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: Verve Group SE N trades at €1.36 versus a fair value of €0.18 (-87%), while SAP trades at €179 versus €126 (-30%).
Verve Group SE N
VRV.XETRA · EUR · Communication Services
-87%
upside to fair value
overvalued
Price€1.36
Fair Value€0.18
Quality27/100
SAP
SAP.XETRA · EUR · Information Technology
-30%
upside to fair value
overvalued
Price€179
Fair Value€126
Quality81/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Verve Group SE NSAP
Valuation
—P/E (TTM)22.1×
0.54×P/S (TTM)4.98×
0.77×P/B4.16×
8.1×EV/EBITDA15.7×
0.16×PEG1.37×
—Dividend yield1.8%
—Dividend per share€2.50
Profitability
-0%Net margin20%
5%Operating margin30%
-1%Return on equity16%
3%Return on assets9%
Growth
26%Revenue growth (YoY)6%
22.2%Avg. growth/yr (3Y)6.0%
29.2%Avg. growth/yr (5Y)6.1%
Balance & size
1.13×Debt / equity0.09×
$327MMarket cap$186B
mixedGrowth qualityhealthy
Verve Group SE N leads: 7 to 5 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Verve Group SE Nof which business quality 28 · market factors 24SAPof which business quality 78 · market factors 42
ProfitabilityMargins and returns on capital today
17
62
Quality GrowthAre margins and returns improving?
47
76
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
66
94
Low VolatilityCalm price path (market factor)
34
60
MomentumPrice trend over the last 3–12 months (market factor)
28
42
52W MomentumDistance to the 52-week high (market factor)
6
20
Net IssuanceBuybacks instead of dilution
0
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Verve Group SE N
DCF Models€0.02
Earnings-Based€0.15
Multiples€1.37
Asset-Based€1.41
Economic Profit€0.86
Growth Earnings€0.16
11 of 15 models see the stock below the current price.
SAP
DCF Models€134
Earnings-Based€60.32
Dividend Discount€41.03
Multiples€116
Asset-Based€25.68
Growth DCF€116
Economic Profit€69.81
Growth Earnings€116
26 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Verve Group SE N
Bear €0.13Fair Value €0.18Bull €0.23
€1.36 = current price (white tick)
SAP
Bear €89.01Fair Value €126Bull €157
€179 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Verve Group SE N · Communication Services
Quality score27 · bottom 25%
Fair value upside-87% · bottom 25%
SAP · Information Technology
Quality score81 · Top 25%
Fair value upside-30% · above median
Bottom line
As of Aug 10, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: Verve Group SE N trades at €1.36 versus a fair value of €0.18 (-87%), while SAP trades at €179 versus €126 (-30%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
