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ChinaSoft International Ltd (0354) fair value: what the stock is really worth

As of Sep 30, 2026: fair value of ChinaSoft International Ltd HK$3.58, price HK$3.85, upside -6.9%, quality 54 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? Yes
  3. Add to watchlist

Technology · HK · ISIN KYG2110A1114

CI Thin data Sep 27, 2026

ChinaSoft International Ltd

0354 · HK

NeutralThe stock looks roughly fairly valued with average quality.

·Fair value HK$3.58 · Fairly valued (−6.9%)
!Quality 54/100
!Weak Growth (revenue 5y +3.8 %/yr)
!Thin margins · 1.9% net margin (TTM)
!Low debt · negative free cash flow
!1.2% dividend yield · Watch coverage
!Trails peers (3/14)
!Narrow moat 17/100
!Evidence only low, so the estimate is less certain
!Weak on valuation: 24 out of 100
!Weak on past: 11 out of 100

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

HK$15.12 HK$2.90 Fair Value HK$3.58 May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.

How to read this chart

60‑month range HK$2.90 – HK$15.12 · fair‑value band HK$2.96 – HK$3.58 · the HK$3.85 price screens above the HK$3.58 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.

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Company profile

Chinasoft International Limited, together with its subsidiaries, operates as a software and information technology services company in the People's Republic of China, Malaysia, Japan, Saudi Arabia, Singapore, India, and Indonesia.

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Chinasoft International Limited, together with its subsidiaries, operates as a software and information technology services company in the People's Republic of China, Malaysia, Japan, Saudi Arabia, Singapore, India, and Indonesia. The company offers cloud services, such as cloud management services, cloud solutions, cloud training, and Huawei cloud products; consulting services for market insight, problem discovery, solution development, and enterprise efficiency; human resource solutions; and data engineering services, including consulting and evaluation, implementation and development, asset management, and value operation for the construction of enterprise data infrastructure. It also provides banking, securities, insurance, government and enterprises, and special solutions; independent intellectual property rights and OEM software, data warehouse implementation toolkit, and data asset management platform; application software development and maintenance services; and IT management services. In addition, the company offers product engineering comprising product design, product development, and quality testing and assurance; testing solutions consisting of financial and insurance, retail, e-commerce, intelligent terminal, smart home, vehicle and central control systems, games, and multilingual businesses; and ResourceOne, a middleware platform based on cloud computing. Further, it provides Ark, a big data middleware product; TopLink, a payment platform product; and business process outsourcing, which includes personnel and accounting, DTP desktop publishing, banking transactions, webpage making, data entry, and client assistance, as well as CAD architectural, production, and engineering design. The company was incorporated in 2000 and is headquartered in Beijing, the People's Republic of China.

Stock analysis

ChinaSoft International Ltd (0354) currently trades at HK$3.85, while our model-based Fair Value estimate is HK$3.58, so the stock looks roughly fairly valued today (gap 7.4%).

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Valuation

Bull case: the Growth Earnings group reads highest at a median of HK$4.24 per share, and 4 of the 17 models we run sit above the HK$3.85 price.

Bear case: the Dividend Discount group reads lowest at HK$0.7300, and 13 of the 17 models stay below the price. Evidence for this calculation is low.

Scenario range: HK$2.96 (bear) to HK$3.58 (bull), the price of HK$3.85 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 54/100 (solid quality), in the Technology sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

ChinaSoft International Ltd reported revenue of 17.0B CNY in FY2025 versus 18.4B CNY in FY2021, a compound −1.9%/yr. Reported net income was 321M CNY in FY2025, compounding −27.1%/yr from FY2021.

Key figures

Market cap HK$10.1B (≈ $1.3B) · P/E ratio 27.0 · P/S ratio 0.51 · EPS (TTM) HK$0.1422 · Dividend yield 1.2% · Net margin 1.9% · Return on equity 2.8% · Return on assets (EBIT) 2.9%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).

What moves the price

The share trades about 39% below its 52-week high and 33% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at 53% fair-value upside, at −7%, 0354 screens richer than that median.

Fair Value models

Bear HK$2.96 Fair Value HK$3.58 Bull HK$3.58
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (HK$0.0549 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
EPV HK$1.10 HK$1.15 HK$1.20 74
Residual Income HK$3.72 HK$3.51 HK$3.47 74
Owner Earnings HK$1.83 HK$2.84 HK$4.60 73
All 17 models by family
DCF Models
Owner Earnings HK$1.83 HK$2.84 HK$4.60 73
Earnings-Based
Graham-Dodd HK$1.02 HK$6.23 HK$8.70 61
Lynch FV HK$1.79 HK$2.55 HK$3.32 59
PEG = 1.0 HK$1.79 HK$2.55 HK$3.32 55
EPV HK$1.10 HK$1.15 HK$1.20 74
Dividend Discount
Gordon GGM HK$0.4400 HK$0.8000 HK$1.10 65
DDM Multi-Stage HK$0.4400 HK$0.7300 HK$0.8500 65
Multiples
P/E Multiple HK$3.15 HK$4.19 HK$5.24 63
P/S Multiple HK$1.91 HK$2.55 HK$3.18 58
P/B Multiple HK$1.91 HK$2.55 HK$3.18 55
EV/EBIT HK$2.23 HK$2.74 HK$3.24 66
EV/EBITDA HK$3.89 HK$4.95 HK$6.01 67
EV/Revenue HK$1.48 HK$1.81 HK$2.14 54
Asset-Based
NCAV (Graham) HK$2.75 HK$3.68 HK$5.50 54
Economic Profit
Residual Income HK$3.72 HK$3.51 HK$3.47 74
ROIC Compounder HK$1.10 HK$1.15 HK$1.20 70
Growth Earnings
Growth-Adj P/E HK$2.97 HK$4.24 HK$5.51 65

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Quality Score breakdown

Overall quality 54/100

Of which business quality 53 · Market factors (momentum, volatility) 41

Profitability 34
Margins and returns on capital today
Quality Growth 34
Are margins and returns improving?
Cashflow 27
Earnings quality: real cash, not paper profit
Fin. Strength 63
Balance sheet, leverage, solvency risk
Investment 93
Disciplined investing over empire-building
Low Volatility 59
Calm price path (market factor)
Momentum 45
Price trend over the last 3–12 months (market factor)
52W Momentum 14
Distance to the 52-week high (market factor)
Net Issuance 97
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 34/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+0.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.8%
Start year 2020 (pandemic). Over 10 years: +12.7% a year
Revenue growth 23 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+24.3%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−17.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year−19.0%
Dividend (yield on the price)1.2%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−19.0% vs −0.8%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.7% → 1%
Start year 2020 (pandemic)

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Information Technology Services · 470 stocks

Beats the industry median on 3/14 measures
Overall it trails its industry peers.
Valuation
Quality Score 54 · Below median
Fair Value upside −6.9% · Below median
Profitability
Return on equity (TTM) 2.8% · Below median
Return on assets 0.7% · Below median
Net margin (TTM) 1.9% · Below median
Operating margin (TTM) −0.8% · Bottom 25%
Growth and dividend
Revenue growth −5.6% · Bottom 25%
Dividend yield (TTM) 1.2% · Below median
Balance sheet
Debt / equity 0.11× · Above median

Valuation Multiplesvs Information Technology Services median · lower = cheaper

P/E (TTM) 27.0× · Pricier than median
P/B 0.73× · Cheapest 25%
P/S (TTM) 0.51× · Cheaper than median
EV/EBITDA 24.5× · Priciest 25%
PEG 0.92× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)24 · sector 44
FUTURE (revenue growth)0 · sector 32
PAST (return on equity)11 · sector 36
HEALTH (low debt)95 · sector 97
DIVIDEND (yield)24 · sector 43

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Information Technology Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
International Business Machines Corporation IBM $225.51 $186.56 −17%
Accenture plc ACN $176.11 $305.06 +73%
Tata Consultancy Services Limited TCS ₹2,082 ₹2,993 +44%
Infosys Limited INFY ₹994.10 ₹1,691 +70%
HCL Technologies Limited HCLTECH ₹1,258 ₹1,926 +53%
Cognizant Technology Solutions Corporation CTSH $56.84 $138.62 +144%
Amadeus IT Group AMS €53.48 €65.98 +23%
Broadridge Financial Solutions, Inc BR $163.77 $159.88 −2%
Fidelity National Information Services, Inc FIS $33.35 $32.72 −2%
Wipro Limited WIPRO ₹164.02 ₹287.86 +76%

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Cite: Fair Value Calculator (2026). "ChinaSoft International Ltd Fair Value". https://www.fairvalue-calculator.com/stock/0354

Frequently asked questions

Is ChinaSoft International Ltd (0354) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of HK$3.58 versus a price of HK$3.85, about −7% upside (fairly valued).
What is the fair value of 0354?
Our model-based fair value for ChinaSoft International Ltd is HK$3.58 (as of Sep 27, 2026), built from audited fundamentals. The current price: HK$3.85.
What is the quality score of 0354?
ChinaSoft International Ltd has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for ChinaSoft International Ltd (0354)?
Our model-based price target is the fair value of HK$3.58 (as of Sep 27, 2026) from 17 valuation models. Cautious scenario HK$2.96, optimistic scenario HK$3.58. It is a calculation from audited fundamentals, not an analyst target.
What is the ChinaSoft International Ltd stock forecast for 2026?
Our models put fair value at HK$3.58, about −7% upside versus a price of HK$3.85 (fairly valued). Cautious scenario HK$2.96, optimistic scenario HK$3.58. The calculation is refreshed regularly with new filings.
What is the revenue of ChinaSoft International Ltd (0354)?
ChinaSoft International Ltd reported trailing-twelve-month revenue of about 17.0B CNY (latest available figure, as of Sep 27, 2026).
Does ChinaSoft International Ltd pay a dividend?
ChinaSoft International Ltd currently shows a dividend yield of about 1.21% relative to its recent price (as of Sep 27, 2026).
What is the intrinsic value of ChinaSoft International Ltd (0354)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For ChinaSoft International Ltd it is HK$3.58 per share (as of Sep 27, 2026), against a price of HK$3.85. It is the blended result of 17 valuation models (cash flow, earnings, asset, dividend).
Is ChinaSoft International Ltd stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 0354 trades above its calculated fair value: price HK$3.85, fair value HK$3.58, a gap of about −7% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0354?
No. The price is what the market pays today (HK$3.85); the fair value is what the company's own numbers justify (HK$3.58). For ChinaSoft International Ltd the two are HK$0.2650 per share apart. That gap is exactly why we show both numbers side by side.
How much is ChinaSoft International Ltd worth?
The market values ChinaSoft International Ltd at about HK$10.1B (market capitalisation, as of Sep 27, 2026). Per share that is HK$3.85; our models calculate a fair value of HK$3.58 per share.
What do the bullish and bearish scenarios say about 0354?
Our models span a range for ChinaSoft International Ltd: cautious scenario HK$2.96, base HK$3.58, optimistic HK$3.58 per share (as of Sep 27, 2026, price HK$3.85). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 0354?
ChinaSoft International Ltd trades at a price-to-earnings ratio of 27.0 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of HK$3.58 is built from several models across several years. Excluding one-off items of fiscal year 2025 it is 15.8 (reported 27.0). Other multiples: PEG 0.9, P/B 0.7, P/S 0.5, EV/EBITDA 24.5.
What is the PEG ratio of 0354?
The PEG ratio of ChinaSoft International Ltd is 0.92 (P/E divided by earnings growth, as of Sep 27, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of ChinaSoft International Ltd (0354)?
Balance-sheet figures for ChinaSoft International Ltd (as of Sep 27, 2026): return on equity 2.8%, debt of 0.11 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is 0354 from its 52-week high?
ChinaSoft International Ltd trades at HK$3.85, about 39% below its 52-week high of HK$6.26 and 33% above the low of HK$2.90 (as of Sep 30, 2026). Distance from the high says nothing about value: that is what the fair value of HK$3.58 is for.
Which stocks are comparable to ChinaSoft International Ltd?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is ChinaSoft International Ltd stock attractive at the current price?
The data as of Sep 27, 2026: price HK$3.85, calculated fair value HK$3.58 (−7%), Quality Score 54/100, from 17 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0354 calculated?
We run ChinaSoft International Ltd through 17 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$3.58, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.7 % above its aggregate fair value. ChinaSoft International Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of ChinaSoft International Ltd (0354)?
The closing price on Sep 30, 2026 was HK$3.85. Our model-based fair value is HK$3.58, about −7% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with ChinaSoft International Ltd right now?
The price sits above even our optimistic bull case (HK$3.58). The favourable scenario is already priced in. The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Where does the earnings growth of ChinaSoft International Ltd (0354) come from?
Earnings per share at ChinaSoft International Ltd grew +3.2 % a year from 2014 to 2025. Broken into its drivers: revenue per share +10.5 %, EBIT margin −12.7 %, tax rate +1.6 %, residual (interest, one-offs) +5.3 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of ChinaSoft International Ltd

How large is the market capitalisation of ChinaSoft International Ltd (0354)?
The market capitalisation of ChinaSoft International Ltd is HK$10.1B (≈ $1.3B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of ChinaSoft International Ltd (0354)?
The price-to-sales ratio of ChinaSoft International Ltd is 0.51 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of ChinaSoft International Ltd (0354)?
Earnings per share at ChinaSoft International Ltd are HK$0.1422 (price ÷ EPS = P/E 27.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of ChinaSoft International Ltd (0354)?
The dividend yield of ChinaSoft International Ltd is 1.2% (payout 18.1%, on adjusted earnings, reported 31.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of ChinaSoft International Ltd (0354)?
The net margin of ChinaSoft International Ltd is 1.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of ChinaSoft International Ltd (0354)?
The return on equity (ROE) of ChinaSoft International Ltd is 2.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of ChinaSoft International Ltd (0354)?
On an EBIT basis the return on assets of ChinaSoft International Ltd is 2.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of ChinaSoft International Ltd (0354)?
The operating margin of ChinaSoft International Ltd is −0.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at ChinaSoft International Ltd (0354)?
Revenue at ChinaSoft International Ltd is growing −5.6% versus a year earlier (3y avg −5.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at ChinaSoft International Ltd (0354)?
Earnings per share at ChinaSoft International Ltd are growing −97.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does ChinaSoft International Ltd (0354) generate?
The free cash flow of ChinaSoft International Ltd is −20.7M CNY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does ChinaSoft International Ltd (0354) carry?
The net debt of ChinaSoft International Ltd is 2.0B CNY (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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