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Moody's Corporation (0K36) fair value: what the stock is really worth

As of Oct 2, 2026: fair value of Moody's Corporation $414, price $441, upside -6.1%, quality 76 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? Yes
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Industrials · GB · ISIN US6153691059

MS Broad data Sep 24, 2026

Moody's Corporation

0K36 · LSE

Quality WatchlistQuality growthA strong company, but the current price is close to Fair Value.

·Fair value $414.34 · Fairly valued (−6.1%)
✓Quality 76/100
✓Healthy Growth (revenue 5y +7.5 %/yr)
✓Highly profitable · 34.3% net margin (TTM)
!High debt · generates free cash flow
✓0.4% dividend yield · Well covered
✓Wide moat 91/100

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$539.76 $160.23 Fair Value $414.34 May 2021 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range $160.23 – $539.76 · fair‑value band $263.72 – $614.04 · the $441.00 price screens above the $414.34 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.

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Company profile

Moody's Corporation, together with its subsidiaries, operates as an integrated risk assessment firm in the United States, the rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Moody's Analytics (MA) and Moody's Investors Services (MIS).

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Moody's Corporation, together with its subsidiaries, operates as an integrated risk assessment firm in the United States, the rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Moody's Analytics (MA) and Moody's Investors Services (MIS). The MA segment develops a range of products and services that support the risk management activities of institutional participants in financial markets. This segment also offers credit research, credit models and analytics, economics data and models, and structured finance solutions; data sets on companies and securities; and cloud-based SaaS subscription-based solutions supporting banking, insurance, and know-your-customer workflows. Its MIS segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, such as various corporate, financial institution, and governmental obligations, as well as structured finance securities. It also provides ratings, investment research, compliance and third-party risk, supplier risk, trade credit, business intelligence sales and marketing, financial and regulatory reporting, balance sheet management, capital management, credit portfolio management, and model risk and governance solutions; Maxsight, a unified risk platform; lending suite, origination, and monitoring solutions; and property, casualty, and sustainable insurance underwriting solutions. The company serves the financial, banking, insurance, corporation, public, and asset management sectors. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in September 2000. Moody's Corporation was founded in 1900 and is headquartered in New York, New York.

Stock analysis

Moody's Corporation (0K36) currently trades at $441.00, while our model-based Fair Value estimate is $414.34, so the stock looks roughly fairly valued today (gap 6.4%).

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Valuation

Bull case: the DCF Models group reads highest at a median of $248.83 per share, and 0 of the 24 models we run sit above the $441.00 price.

Bear case: the Economic Profit group reads lowest at $88.74, and 24 of the 24 models stay below the price. Evidence for this calculation is high.

Scenario range: $263.72 (bear) to $614.04 (bull), the price of $441.00 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 76/100 (high quality), in the Industrials sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Moody's Corporation reported revenue of $7.7B in FY2025 versus $6.2B in FY2021, a compound +5.6%/yr. Reported net income was $2.5B in FY2025, compounding +2.7%/yr from FY2021.

Key figures

Market cap $79.3B · P/E ratio 0.4 · P/S ratio 0.14 · EPS (TTM) $10.56 · Dividend yield 0.4% · Net margin 31.9% · Return on equity 76.9% · Return on assets (EBIT) 17.8%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (low confidence).

What moves the price

The share trades about 18% below its 52-week high and 175% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Industrials peers we cover trades at −58% fair-value upside, at −6%, 0K36 screens cheaper than that median.

Fair Value models

Bear $263.72 Fair Value $414.34 Bull $614.04
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($6.56 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
FCF DCF $143.47 $245.19 $402.54 78
Growth DCF $144.18 $241.60 $389.39 77
Owner Earnings $145.72 $248.83 $408.33 74
All 24 models by family
DCF Models
FCF DCF $143.47 $245.19 $402.54 78
Owner Earnings $145.72 $248.83 $408.33 74
5Y Revenue Exit $68.37 $106.87 $154.39 72
5Y EBITDA Exit $153.93 $273.41 $416.58 74
5Y P/E Exit $154.83 $275.16 $405.77 70
10Y Revenue Exit $92.67 $135.42 $191.43 67
10Y EBITDA Exit $148.41 $250.92 $394.46 67
10Y P/E Exit $148.98 $252.14 $386.09 63
Earnings-Based
Graham-Dodd $87.27 $325.50 $440.05 64
Lynch FV $78.34 $111.91 $145.48 61
PEG = 1.0 $78.34 $111.91 $145.48 57
EPV $111.49 $132.42 $150.48 74
Multiples
P/E Multiple $202.13 $269.50 $336.88 63
P/S Multiple $60.42 $80.56 $100.70 58
P/B Multiple $71.41 $95.21 $119.01 55
EV/EBIT $209.29 $286.08 $362.87 66
EV/EBITDA $179.51 $246.38 $313.24 67
EV/Revenue $29.68 $51.43 $73.18 52
Asset-Based
NCAV (Graham) $10.58 $14.18 $21.16 54
Growth DCF
Growth DCF $144.18 $241.60 $389.39 77
Rev-Margin DCF $68.37 $108.64 $158.02 72
Economic Profit
Residual Income $67.20 $88.74 $176.10 72
ROIC Compounder $122.47 $159.11 $200.95 72
Growth Earnings
Growth-Adj P/E $145.02 $207.17 $269.33 67

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Quality Score breakdown

Overall quality 76/100

Of which business quality 72 · Market factors (momentum, volatility) 34

Profitability 76
Margins and returns on capital today
Quality Growth 69
Are margins and returns improving?
Cashflow 84
Earnings quality: real cash, not paper profit
Fin. Strength 50
Balance sheet, leverage, solvency risk
Investment 62
Disciplined investing over empire-building
Low Volatility 18
Calm price path (market factor)
Momentum 36
Price trend over the last 3–12 months (market factor)
52W Momentum 49
Distance to the 52-week high (market factor)
Net Issuance 94
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 85/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+8.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.5%
Start year 2020 (pandemic). Over 10 years: +8.3% a year
Revenue growth 27 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.3%
What shareholders gained per year (last 5 years) (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip.
+8.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year+7.8%
Dividend (yield on the price)0.4%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.7.8% vs 11.5%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.46% → 45%
2025 sits 57% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Start year 2020 (pandemic)

Growth Forecast

A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+22.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+6.4%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +19.5% a year for the price and +3.9% for the forecasts.
Forecast 2026 (sales)+6.9%
Forecast 2027 (sales)+7.2%
Projected 2028 (sales)+6.5%
Projected 2029 (sales)+5.9%
Projected 2030 (sales)+5.2%

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Values & ESG

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Cite: Fair Value Calculator (2026). "Moody's Corporation Fair Value". https://www.fairvalue-calculator.com/stock/0K36

Frequently asked questions

Is Moody's Corporation (0K36) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of $414.34 versus a price of $441.00, about −6% upside (fairly valued).
What is the fair value of 0K36?
Our model-based fair value for Moody's Corporation is $414.34 (as of Sep 24, 2026), built from audited fundamentals. The current price: $441.00.
What is the quality score of 0K36?
Moody's Corporation has a Quality Score of 76/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Moody's Corporation (0K36)?
Our model-based price target is the fair value of $414.34 (as of Sep 24, 2026) from 24 valuation models. Cautious scenario $263.72, optimistic scenario $614.04. It is a calculation from audited fundamentals, not an analyst target.
What is the Moody's Corporation stock forecast for 2026?
Our models put fair value at $414.34, about −6% upside versus a price of $441.00 (fairly valued). Cautious scenario $263.72, optimistic scenario $614.04. The calculation is refreshed regularly with new filings.
What is the revenue of Moody's Corporation (0K36)?
Moody's Corporation reported trailing-twelve-month revenue of about $8.2B (latest available figure, as of Sep 24, 2026).
Does Moody's Corporation pay a dividend?
Moody's Corporation currently shows a dividend yield of about 0.43% relative to its recent price (as of Sep 24, 2026).
What growth is priced into Moody's Corporation (0K36)?
For today's price to be fair in a discounted-cash-flow model, Moody's Corporation would have to grow free cash flow by +22.4 % per year for five years (discount rate 11.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +7.5 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of 0K36 use?
Our models discount Moody's Corporation at 11.1 %: a base by market capitalisation (unknown), damped by beta 1.34, country premium for United Kingdom. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Moody's Corporation that is +22.4 % per year a year over ten years, using the same discount rate (11.1 %) and the same formula as our fair value.
How much growth has Moody's Corporation (0K36) delivered so far?
Over the past 5 years revenue at Moody's Corporation grew +7.5 % a year. The price currently implies +22.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Moody's Corporation (0K36) growing?
The median revenue growth in the sector is +7.2 % a year. That is the yardstick for the growth priced into Moody's Corporation (+22.4 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Moody's Corporation (0K36)?
The free-cash-flow yield on the price is 3.25 %: that much free cash flow Moody's Corporation produces per unit of market value. When it exceeds the discount rate of our models (11.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Moody's Corporation (0K36)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Moody's Corporation it is $414.34 per share (as of Sep 24, 2026), against a price of $441.00. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is Moody's Corporation stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 0K36 trades above its calculated fair value: price $441.00, fair value $414.34, a gap of about −6% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0K36?
No. The price is what the market pays today ($441.00); the fair value is what the company's own numbers justify ($414.34). For Moody's Corporation the two are $26.66 per share apart. That gap is exactly why we show both numbers side by side.
How much is Moody's Corporation worth?
The market values Moody's Corporation at about $79.3B (market capitalisation, as of Sep 24, 2026). Per share that is $441.00; our models calculate a fair value of $414.34 per share.
What do the bullish and bearish scenarios say about 0K36?
Our models span a range for Moody's Corporation: cautious scenario $263.72, base $414.34, optimistic $614.04 per share (as of Sep 24, 2026, price $441.00). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is 0K36 from its 52-week high?
Moody's Corporation trades at $441.00, about 18% below its 52-week high of $539.76 and 175% above the low of $160.23 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of $414.34 is for.
Which stocks are comparable to Moody's Corporation?
From the same area (Industrials) we also value BAJAJST, SEALMATIC, BIRLAPREC, Stovec Industries Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Moody's Corporation stock attractive at the current price?
The data as of Sep 24, 2026: price $441.00, calculated fair value $414.34 (−6%), Quality Score 76/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0K36 calculated?
We run Moody's Corporation through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $414.34, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Moody's Corporation itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Moody's Corporation (0K36)?
The closing price on Oct 2, 2026 was $441.00. Our model-based fair value is $414.34, about −6% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Moody's Corporation right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range ($263.72 to $614.04) leaves room in how you read the outcome.
Where does the earnings growth of Moody's Corporation (0K36) come from?
Earnings per share at Moody's Corporation grew +13.5 % a year from 2014 to 2025. Broken into its drivers: revenue per share +9.3 %, EBIT margin −0.3 %, tax rate +2.1 %, residual (interest, one-offs) +2.0 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of Moody's Corporation

How large is the market capitalisation of Moody's Corporation (0K36)?
The market capitalisation of Moody's Corporation is $79.3B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/E ratio of Moody's Corporation (0K36)?
The price-to-earnings ratio of Moody's Corporation is 0.4 (as of Jul 25, 2026). Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of Moody's Corporation (0K36)?
The price-to-sales ratio of Moody's Corporation is 0.14 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Moody's Corporation (0K36)?
Earnings per share at Moody's Corporation are $10.56 (price ÷ EPS = P/E 0.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Moody's Corporation (0K36)?
The dividend yield of Moody's Corporation is 0.4% (payout 17.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Moody's Corporation (0K36)?
The net margin of Moody's Corporation is 31.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Moody's Corporation (0K36)?
The return on equity (ROE) of Moody's Corporation is 76.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Moody's Corporation (0K36)?
On an EBIT basis the return on assets of Moody's Corporation is 17.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Moody's Corporation (0K36)?
The operating margin of Moody's Corporation is 49.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Moody's Corporation (0K36)?
Revenue at Moody's Corporation is growing +15.1% versus a year earlier (3y avg +12.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Moody's Corporation (0K36)?
Earnings per share at Moody's Corporation are growing +56.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Moody's Corporation (0K36) carry?
The net debt of Moody's Corporation is $5.2B (fiscal year 2025, ≈ 2.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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