Tieto Oyj (0KG0) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Tieto Oyj €35.60, price €18.42, upside +93.3%, quality 55 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range €13.50 – €24.31 · fair‑value band €24.92 – €46.29 · the €18.42 price screens below the €35.60 fair value. Dashed = 300-day average. As of Sep 24, 2026.
Tieto Oyj operates as a software and digital engineering company in Norway, Sweden, Finland, and internationally. It operates through four segments: Tieto Tech Consulting, Tieto Banktech, Tieto Caretech, and Tieto Indtech Services.
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Tieto Oyj operates as a software and digital engineering company in Norway, Sweden, Finland, and internationally. It operates through four segments: Tieto Tech Consulting, Tieto Banktech, Tieto Caretech, and Tieto Indtech Services. The Tieto Tech Consulting segment provides business advisory and design, data engineering, and other software research and development services. The Tieto Banktech segment offers Banking-as-a-Service platform and software products for payments, cards, wealth management, financial crime prevention, and credit domains. The Tieto Caretech segment provides modular, open, and interoperable software for customers in the health and social care sectors. The Tieto Indtech segment offers software and services to various industries, such as case management, pulp, paper, and fiber; and supports processes, including billing and invoicing and industry messaging, as well as purchase-to-pay process automation. It serves automotive, banking and financial services, education, energy and utilities, healthcare and welfare, manufacturing, public sector, pulp, paper, fibre, packaging and tissue, and telecom sectors. The company was formerly known as TietoEVRY Oyj and changed its name to Tieto Oyj in March 2026. Tieto Oyj was incorporated in 1968 and is headquartered in Espoo, Finland.
Stock analysis
Tieto Oyj (0KG0) currently trades at €18.42, while our model-based Fair Value estimate is €35.60, implying the stock looks roughly 48.3% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of €57.62 per share, and 20 of the 25 models we run sit above the €18.42 price.
Bear case: the Economic Profit group reads lowest at €5.09, and 5 of the 25 models stay below the price. Evidence for this calculation is medium.
Scenario range: €24.92 (bear) to €46.29 (bull), the price of €18.42 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 55/100 (solid quality), in the Industrials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Tieto Oyj reported revenue of €2.8B in FY2020 versus €1.5B in FY2016, a compound +16.9%/yr. Reported net income was €94.5M in FY2020, compounding −3.1%/yr from FY2016.
Key figures
Market cap €1.9B · P/E ratio 0.1 · EPS (TTM) €2.43 · Dividend yield 4.8% · Net margin 3.4% · Return on equity 21.1% · Return on assets (EBIT) 9.1% · Operating margin 22.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 15% below its 52-week high and 23% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −58% fair-value upside, at 93%, 0KG0 screens cheaper than that median.
Fair Value models
Bear €24.92Fair Value €35.60Bull €46.29
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.87/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+60.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+21.8%
’16
’17
’18
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
9.4% (2016) → 5.3% (2020)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no share-count history
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Tieto Oyj Fair Value". https://www.fairvalue-calculator.com/stock/0KG0
Frequently asked questions
Is Tieto Oyj (0KG0) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of €35.60 versus a price of €18.42, about +93% upside (undervalued).
What is the fair value of 0KG0?
Our model-based fair value for Tieto Oyj is €35.60 (as of Sep 24, 2026), built from audited fundamentals. The current price: €18.42.
What is the quality score of 0KG0?
Tieto Oyj has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Tieto Oyj (0KG0)?
Our model-based price target is the fair value of €35.60 (as of Sep 24, 2026) from 25 valuation models. Cautious scenario €24.92, optimistic scenario €46.29. It is a calculation from audited fundamentals, not an analyst target.
What is the Tieto Oyj stock forecast for 2026?
Our models put fair value at €35.60, about +93% upside versus a price of €18.42 (undervalued). Cautious scenario €24.92, optimistic scenario €46.29. The calculation is refreshed regularly with new filings.
What is the revenue of Tieto Oyj (0KG0)?
Tieto Oyj reported trailing-twelve-month revenue of about €1.9B (latest available figure, as of Sep 24, 2026).
Does Tieto Oyj pay a dividend?
Tieto Oyj currently shows a dividend yield of about 4.78% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Tieto Oyj (0KG0)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Tieto Oyj it is €35.60 per share (as of Sep 24, 2026), against a price of €18.42. It is the blended result of 25 valuation models (cash flow, earnings, asset, dividend).
Is Tieto Oyj stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 0KG0 trades below its calculated fair value: price €18.42, fair value €35.60, a gap of about +93% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0KG0?
No. The price is what the market pays today (€18.42); the fair value is what the company's own numbers justify (€35.60). For Tieto Oyj the two are €17.18 per share apart. That gap is exactly why we show both numbers side by side.
How much is Tieto Oyj worth?
The market values Tieto Oyj at about €1.9B (market capitalisation, as of Sep 24, 2026). Per share that is €18.42; our models calculate a fair value of €35.60 per share.
What do the bullish and bearish scenarios say about 0KG0?
Our models span a range for Tieto Oyj: cautious scenario €24.92, base €35.60, optimistic €46.29 per share (as of Sep 24, 2026, price €18.42). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is 0KG0 from its 52-week high?
Tieto Oyj trades at €18.42, about 15% below its 52-week high of €21.59 and 23% above the low of €14.99 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of €35.60 is for.
Which stocks are comparable to Tieto Oyj?
From the same area (Industrials) we also value BAJAJST, SEALMATIC, BIRLAPREC, Stovec Industries Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Tieto Oyj stock attractive at the current price?
The data as of Sep 24, 2026: price €18.42, calculated fair value €35.60 (+93%), Quality Score 55/100, from 25 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0KG0 calculated?
We run Tieto Oyj through 25 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €35.60, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Tieto Oyj currently trades 48 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Tieto Oyj (0KG0)?
The closing price on Oct 2, 2026 was €18.42. Our model-based fair value is €35.60, about +93% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Tieto Oyj right now?
The price is below even our cautious bear case (€24.92). The market is more pessimistic than our downside scenario. Solid quality (55/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (€24.92 to €46.29) leaves room in how you read the outcome.
Key figures of Tieto Oyj
How large is the market capitalisation of Tieto Oyj (0KG0)?
The market capitalisation of Tieto Oyj is €1.9B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/E ratio of Tieto Oyj (0KG0)?
The price-to-earnings ratio of Tieto Oyj is 0.1 (as of Jul 25, 2026). Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What are the earnings per share of Tieto Oyj (0KG0)?
Earnings per share at Tieto Oyj are €2.43 (price ÷ EPS = P/E 0.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Tieto Oyj (0KG0)?
The dividend yield of Tieto Oyj is 4.8% (payout 36.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Tieto Oyj (0KG0)?
The net margin of Tieto Oyj is 3.4% (fiscal year 2020). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Tieto Oyj (0KG0)?
The return on equity (ROE) of Tieto Oyj is 21.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Tieto Oyj (0KG0)?
On an EBIT basis the return on assets of Tieto Oyj is 9.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Tieto Oyj (0KG0)?
The operating margin of Tieto Oyj is 22.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Tieto Oyj (0KG0)?
Revenue at Tieto Oyj is growing +6.5% versus a year earlier (3y avg +21.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Tieto Oyj (0KG0)?
Earnings per share at Tieto Oyj are growing −12.7% versus a year earlier. How much earnings per share grew versus a year earlier.
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