1319 (1319) Fair Value & Analysis

Financial Services · Market cap HK$558M

1 1319 1319 · HK

PriceHK$0.2900

Fair ValueHK$0.5600

Upside+93.1%

Quality77/100

Evidence: High Range HK$0.4200 – HK$0.7000

Fair value as of: Jul 2, 2026

From 22 valuation models · updated today

Share price −4.9% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.1843 – HK$0.3350 · fair‑value band HK$0.4200 – HK$0.7000 · the HK$0.2900 price screens below the HK$0.5600 fair value. As of Jul 2, 2026.

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Analysis

1319 (1319) currently trades at HK$0.2900, while our model-based Fair Value estimate is HK$0.5600 — implying the stock looks roughly 93.1% undervalued today. We read business quality at 77/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 1319 generated revenue of HK$155M at a net margin of 53.4%. Revenue grew 42.4% year over year. It earns a return on equity of 7.3%. The balance sheet holds a net cash position of HK$314M. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$155M

Revenue growth (YoY) +42.4%

Net margin 53.4%

Return on equity 7.3%

Free cash flow HK$151M FY2025

P/E ratio 7.3

More key figures

Operating margin 63.5%

Dividend yield 7.7%

EPS growth (YoY) +74.4%

Net cash HK$314M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

1319 reported revenue of HK$173M in FY2026 versus HK$142M in FY2022, a compound +5.2%/yr. Reported net income was HK$82.6M in FY2026, compounding +3.6%/yr from FY2022.

Revenue +5.2%/yr

FY22 HK$142M

FY23 HK$159M

FY24 HK$161M

FY25 HK$176M

FY26 HK$173M

Net income +3.6%/yr

FY22 HK$71.7M

FY23 HK$86.1M

FY24 HK$86.4M

FY25 HK$55.9M

FY26 HK$82.6M

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Similar stocks

6 more Mortgage Finance stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
Federal Home Loan Mortgage Corporation FMCCT	$16.45	$30.59	+86%
Rocket Companies, Inc RKT	$14.03	$17.54	+25%
Federal National Mortgage Association FNMAS	$11.61	$23.22	+100%
Bajaj Housing Finance Limited BAJAJHFL	₹82.74	₹52.91	-36%
PennyMac Financial Services, Inc PFSI	$84.04	$125.45	+49%
Aadhar Housing Finance Limited AADHARHFC	₹518.50	₹501.16	-3%

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Frequently asked questions

Is 1319 (1319) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$0.5600 versus a price of HK$0.2900 — about +93% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 1319?

Our model-based fair value for 1319 is HK$0.5600 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.2900.

What is the quality score of 1319?

1319 has a Quality Score of 77/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 1319 (1319)?

1319 reported trailing-twelve-month revenue of about HK$155M (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 1319?

The net profit margin of 1319 is about 53.4%, meaning it keeps roughly 53.4% of revenue as net income. Based on the latest reported figures.

Does 1319 pay a dividend?

1319 currently shows a dividend yield of about 7.72% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.