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360 One Wam Limited (360ONE) Fair Value & Analysis

Financial Services · IN · Market cap ₹447B

3O 360 One Wam Limited 360ONE · NSE
Price₹1,168
Fair Value₹338.59
Upside-71.0%
Quality31/100
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Expensive Growth
Highly profitable · 27.2% net margin
High debt · negative free cash flow
1.09% dividend yield
Trails peers (4/13)
Wide moat 73/100
Evidence: High Range ₹253.94 – ₹423.23 Share as image

Fair value as of: Jul 15, 2026

From 9 valuation models · updated 25 days ago

Share price +7.0% over the past month.

Below-average quality, and screening another 71% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (₹423.23). The favourable scenario is already priced in.
  • Weak quality (31/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

₹1,275 ₹234.43 Fair Value ₹338.59 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 15, 2026.

How to read this chart

60‑month range ₹234.43 – ₹1,275 · fair‑value band ₹253.94 – ₹423.23 · the ₹1,168 price screens above the ₹338.59 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 15, 2026.

Full chart & analysis →

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Analysis

360 One Wam Limited (360ONE) currently trades at ₹1,168, while our model-based Fair Value estimate is ₹338.59, implying the stock looks roughly 71.0% overvalued today. The Quality Score stands at 31/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, 360 One Wam Limited generated revenue of ₹44.8B at a net margin of 27.2%. Revenue grew 26.9% year over year. It earns a return on equity of 14.4%. Net debt stands at ₹144B. Fundamentals as of Jul 15, 2026

Our scenario range runs from ₹253.94 (bear case) to ₹423.23 (bull case); at ₹1,168, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 7% below its 52-week high and 30% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at -71%, 360ONE screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income ₹229.92 ₹280.40 ₹627.85 76
Gordon GGM ₹113.34 ₹247.44 ₹416.34 70
P/E Multiple ₹291.57 ₹388.76 ₹485.95 63
All 9 models by family
DCF Models
Owner Earnings ₹180.86 ₹880.80 ₹2,416 31
Earnings-Based
Graham-Dodd ₹203.35 ₹1,418 ₹1,990 54
Lynch FV ₹559.96 ₹799.94 ₹1,040 50
Dividend Discount
Gordon GGM ₹113.34 ₹247.44 ₹416.34 70
DDM Multi-Stage ₹113.34 ₹202.70 ₹257.88 61
Multiples
P/E Multiple ₹291.57 ₹388.76 ₹485.95 63
P/B Multiple ₹253.94 ₹338.59 ₹423.23 55
Asset-Based
NCAV (Graham) ₹120.92 ₹162.04 ₹241.85 50
Economic Profit
Residual Income ₹229.92 ₹280.40 ₹627.85 76

Widest divergence: DCF Models (₹880.80) versus Asset-Based (₹162.04). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) ₹44.8B
Revenue growth (YoY) +26.9%
Net margin 27.2%
Return on equity 14.4%
Free cash flow −₹4.9B FY2026
P/E ratio 38.3
More key figures
Operating margin 57.7%
EPS (TTM) ₹28.68
Dividend yield 1.1%
EPS growth (YoY) +11.0%
Net debt ₹144B FY2026

Figures from reported company fundamentals · as of Jul 15, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 31/100

Of which business quality 26 · Market factors (momentum, volatility) 63

Profitability 42
Margins and returns on capital today
Quality Growth 50
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 20
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 85
Calm price path (market factor)
Momentum 48
Price trend over the last 3–12 months (market factor)
52W Momentum 64
Distance to the 52-week high (market factor)
Net Issuance 22
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

360 One Wam Limited, together with its subsidiaries, engages in the provision of wealth and asset management services primarily in India. It operates through Wealth Management and Asset Management segments.

Full company description

360 One Wam Limited, together with its subsidiaries, engages in the provision of wealth and asset management services primarily in India. It operates through Wealth Management and Asset Management segments. The Wealth Management segment distributes financial products; advisory, broking and research, portfolio management, corporate treasury solutions, estate planning and managing services for financial products. This segment is also involved in lending and investment activities. The Asset Management segment engages in the management of pooled funds under various products and structures, such as mutual funds, alternative asset funds, portfolio management and related activities, advisory and offshore spanning public and private equity, fixed income, and real assets. It serves professionals, corporate treasuries, family offices, entrepreneurs, and public figures. The company was formerly known as IIFL Wealth Management Limited and changed its name to 360 One Wam Limited in January 2023. 360 One Wam Limited was incorporated in 2008 and is based in Mumbai, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

360 One Wam Limited reported revenue of ₹44.8B in FY2026 versus ₹14.9B in FY2022, a compound +31.6%/yr. Reported net income was ₹12.2B in FY2026, compounding +20.5%/yr from FY2022.

Growth Quality 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2026)
₹44.8B
Latest YoY
+69.9%
Avg. growth/yr (3Y)
+39.6%
Avg. growth/yr (5Y)
+31.3%
Avg. growth/yr (11Y)
+23.0%
Revenue +31.6%/yr
FY22 ₹14.9B
FY23 ₹16.5B
FY24 ₹20.1B
FY25 ₹26.4B
FY26 ₹44.8B
Net income +20.5%/yr
FY22 ₹5.8B
FY23 ₹6.6B
FY24 ₹8.0B
FY25 ₹10.2B
FY26 ₹12.2B

360ONE screens 71% overvalued. Compare with Fondul Proprietatea SA →

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Cite: Fair Value Calculator (2026). "360 One Wam Limited Fair Value". https://www.fairvalue-calculator.com/stock/360ONE

Peer Group

Asset Management · 973 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 30 · Bottom 25%
Fair Value upside −71% · Bottom 25%
Return on equity (TTM) 14% · Above median
Return on assets 7% · Top 25%
Net margin (TTM) 27% · Above median
Operating margin (TTM) 58% · Below median
Revenue growth 27% · Above median
Dividend yield (TTM) 1.1% · Below median
Debt / equity 1.56× · Higher than 75% of peers

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 38.3× · Pricier than 75% of peers
P/B 4.54× · Pricier than 75% of peers
P/S (TTM) 9.97× · Pricier than median
EV/EBITDA 20.7× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 37
FUTURE 100 · sector 6
PAST 58 · sector 26
HEALTH 22 · sector 95
DIVIDEND 22 · sector 69

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 15, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,136 $465.75 -59%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 423.70 kr 847.40 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Hedef Holding HEDEF 267.25 TRY 320.98 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%

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Frequently asked questions

Is 360 One Wam Limited (360ONE) overvalued or undervalued?
As of Jul 15, 2026, our model estimates a fair value of ₹338.59 versus a price of ₹1,168, about −71% (overvalued).
What is the fair value of 360ONE?
Our model-based fair value for 360 One Wam Limited is ₹338.59 (as of Jul 15, 2026), built from audited fundamentals. The current price is ₹1,168.
What is the quality score of 360ONE?
360 One Wam Limited has a Quality Score of 31/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of 360 One Wam Limited (360ONE)?
360 One Wam Limited reported trailing-twelve-month revenue of about ₹44.8B (latest available figure, as of Jul 15, 2026).
What is the net profit margin of 360ONE?
The net profit margin of 360 One Wam Limited is about 27.2%, meaning it keeps roughly 27.2% of revenue as net income. Based on the latest reported figures.
Does 360 One Wam Limited pay a dividend?
360 One Wam Limited currently shows a dividend yield of about 1.12% relative to its recent price (as of Jul 15, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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