Paragon Finance Limited (531255) Fair Value & Analysis
Financial · IN · Market cap ₹52.7M
Fair value as of: Jul 4, 2026
From 1 valuation models · updated today
Share price −7.9% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹40.16 – ₹60.64 · fair‑value band ₹17.44 – ₹33.03 · the ₹46.05 price screens above the ₹26.42 fair value. As of Jul 4, 2026.
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Paragon Finance Limited (531255) currently trades at ₹46.05, while our model-based Fair Value estimate is ₹26.42 — implying the stock looks roughly 42.6% overvalued today. We read business quality at 39/100 (below-average quality), in the Financial sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).
Over the trailing twelve months, Paragon Finance Limited generated revenue of ₹42.6M at a net margin of 34.2%. Revenue declined 7.5% year over year. Net debt stands at ₹3.5M. The stock trades on a trailing P/E of 3.8. Fundamentals as of Jul 4, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.
About the company
Paragon Finance Limited, a non-banking financial company, finances heavy commercial vehicles in the eastern region of India. It also invests in shares and securities. The company was formerly known as Paragon Finance and Plywood Industries Ltd and changed its name to Paragon Finance Limited in August 1993. Paragon Finance Limited was founded in 1986 and is based in Kolkata, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Paragon Finance Limited reported revenue of ₹13.2M in FY2026 versus ₹23.5M in FY2022, a compound −13.5%/yr. Reported net income was −₹11.1M in FY2026.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.