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Yes Bank Limited (532648) Fair Value & Analysis

Financial · IN · Market cap ₹324B

YB Yes Bank Limited 532648 · BSE
Price₹24.39
Fair Value₹19.53
Upside-19.9%
Quality50/100
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Evidence: High Range ₹14.65 – ₹24.41

Fair value as of: Jul 4, 2026

From 24 valuation models · updated today

Share price +6.3% over the past month.

Price vs Fair Value (12 months)

₹25.49 ₹17.25 Fair Value ₹19.53 Jun 2025 Jul 2026

12‑month range ₹17.25 – ₹25.49 · fair‑value band ₹14.65 – ₹24.41 · the ₹24.39 price screens above the ₹19.53 fair value. As of Jul 4, 2026.

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Analysis

Yes Bank Limited (532648) currently trades at ₹24.39, while our model-based Fair Value estimate is ₹19.53 — implying the stock looks roughly 19.9% overvalued today. We read business quality at 50/100 (solid quality), in the Financial sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Revenue declined 16.4% year over year. The stock trades on a trailing P/E of 30.6. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) −₹230B
Revenue growth (YoY) -16.4%
P/E ratio 30.6
Operating margin 127%
EPS (TTM) ₹15.40
Dividend yield 0.8%
More key figures
EPS growth (YoY) +27.1%

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Yes Bank Limited provides banking and financial services primarily in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers corporate banking services, such as working capital finance, term loans, corporate finance, trade finance and cash management services, debt capital markets, treasury, liquidity management, and other services. It also provides retail banking products, including secured business, home, car, super bike, commercial vehicle, construction equipment, gold, and personal loans, as well as loans against securities; health care and printing equipment finance; and business banking services to micro, small, and medium enterprises. In addition, the company offers financial and advisory services to ministries under the union and state governments, central and state public sector undertakings, boards, and other affiliates; and banking solutions to banks, non-banking finance and housing …

Revenue & earnings trend

FY2016 – FY2025 · reported fiscal years

Yes Bank Limited reported revenue of ₹103B in FY2020 versus ₹67.6B in FY2016, a compound +11.2%/yr. Reported net income was ₹24.5B in FY2025.

Revenue +11.2%/yr
FY16 ₹67.6B
FY17 ₹92.2B
FY18 ₹130B
FY19 ₹145B
FY20 ₹103B
Net income
FY21 −₹34.9B
FY22 ₹10.6B
FY23 ₹7.4B
FY24 ₹12.9B
FY25 ₹24.5B

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Frequently asked questions

Is Yes Bank Limited (532648) undervalued?
As of Jul 4, 2026, our model estimates a fair value of ₹19.53 versus a price of ₹24.39 — about −20% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 532648?
Our model-based fair value for Yes Bank Limited is ₹19.53 (as of Jul 4, 2026), built from audited fundamentals. The current price is ₹24.39.
What is the quality score of 532648?
Yes Bank Limited has a Quality Score of 50/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the net profit margin of 532648?
The net profit margin of Yes Bank Limited is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.
Does Yes Bank Limited pay a dividend?
Yes Bank Limited currently shows a dividend yield of about 0.77% relative to its recent price (as of Jul 4, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.