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ZACD Group Ltd (8313) Fair Value & Analysis

Financial Services · HK · Market cap HK$54.0M (≈ $6.9M) · ISIN SG9999017792

What is ZACD Group Ltd really worth?

ZG ZACD Group Ltd 8313 · HK
PriceHK$0.0250
Fair ValueHK$0.0278
Upside+11.2%
Quality40/100

Below-average quality, trading 10% below our fair value of HK$0.0278.

As of Aug 6, 2026, the fair value of ZACD Group Ltd is HK$0.0278 per share against a price of HK$0.0250, so the fair value sits 11% above the price. A model estimate blended from multiple valuation models, recalculated regularly.

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Risks

!Weak Growth (revenue 5y −10.0 %/yr)
!Loss-making · -189.5% net margin
!Low debt · negative free cash flow
!Mixed vs. peers (4/9)
!Narrow moat 0/100
!Evidence only low, so the estimate is less certain
Evidence: Low Range HK$0.0251 – HK$0.0305

Fair value as of: Aug 6, 2026

From 1 valuation models · updated 31 days ago

Share price −7.4% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

HK$0.0850 HK$0.0160 Fair Value HK$0.0278 Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 6, 2026.

How to read this chart

60‑month range HK$0.0160 – HK$0.0850 · fair‑value band HK$0.0251 – HK$0.0305 · the HK$0.0250 price screens below the HK$0.0278 fair value. Dashed = 300-day average. As of Aug 6, 2026.

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Analysis

ZACD Group Ltd (8313) currently trades at HK$0.0250, while our model-based Fair Value estimate is HK$0.0278, implying the stock looks roughly 10.1% undervalued today. The Quality Score stands at 40/100 (below-average quality), in the Financial Services sector. How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the evidence level at low.

Trailing-twelve-month revenue stands at HK$2.9M. Revenue declined 61.6% year over year. It earns a return on equity of −32.1%. The balance sheet holds a net cash position of HK$3.5M. Fundamentals as of Aug 6, 2026

Our scenario range runs from HK$0.0251 (bear case) to HK$0.0305 (bull case); at HK$0.0250, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 42% below its 52-week high and 56% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at 11%, 8313 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
NCAV (Graham) best evidence HK$0.0100 51
All 1 models by family
Asset-Based
NCAV (Graham) best evidence HK$0.0100 51

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Key figures & financial health

P/S ratio 18.4 TTM
Net margin −189% TTM
Return on equity −32.1% TTM
Return on assets (EBIT) 0.5% avg 5y
Operating margin −329% TTM
Revenue (TTM) HK$2.9M TTM
More key figures
Growth
Revenue growth (YoY) −61.6% 3y avg −7.5%
EPS growth (YoY) +71.0%
Balance sheet & cash flow
Free cash flow −HK$1.4M FY2025
Net cash HK$3.5M FY2025

Figures from reported company fundamentals · as of Aug 6, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 40/100

Of which business quality 41 · Market factors (momentum, volatility) 36

Profitability 3
Margins and returns on capital today
Quality Growth 27
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 70
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 30
Price trend over the last 3–12 months (market factor)
52W Momentum 29
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

ZACD Group is a real estate investment firm. The firm seeks to invest in industrial properties, data centers, and high-end residential segment with a focus on discounted luxury homes in Singapore and student accommodation in Australia. It typically invests in the Asia Pacific.

Full company description

ZACD Group is a real estate investment firm. The firm seeks to invest in industrial properties, data centers, and high-end residential segment with a focus on discounted luxury homes in Singapore and student accommodation in Australia. It typically invests in the Asia Pacific. ZACD Group was founded in 2005 and is based in Singapore with an additional office in Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

ZACD Group Ltd reported revenue of 3.1M SGD in FY2025 versus 5.6M SGD in FY2021, a compound −13.4%/yr. Reported net income was −5.5M SGD in FY2025.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
HK$3.1M
Latest YoY
−36.6%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−7.5%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−10.0%
Avg. revenue growth/yr (10Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−9.7%
EBIT margin (trend) Operating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−16.4% (2020) → −182.0% (2025)
Value creation/yr We only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Revenue −13.4%/yr
FY21 5.6M SGD
FY22 4.0M SGD
FY23 10.6M SGD
FY24 5.0M SGD
FY25 3.1M SGD
Net income
FY21 7.5M SGD
FY22 −2.7M SGD
FY23 1.7M SGD
FY24 −1.2M SGD
FY25 −5.5M SGD

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Cite: Fair Value Calculator (2026). "ZACD Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/8313.HK

Peer Group

Asset Management · 695 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 41 · Bottom 25%
Fair Value upside +20% · Above median
Return on assets −12% · Bottom 25%
Net margin (TTM) −189% · Bottom 25%
Revenue growth −62% · Bottom 25%

Valuation Multiples vs Asset Management median · lower = cheaper

P/B 0.48× · Cheaper than 75% of peers
P/S (TTM) 2.34× · Cheaper than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE60 · sector 40
FUTURE0 · sector 15
PAST0 · sector 24
HEALTH100 · sector 95
DIVIDEND0 · sector 81

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 6, 2026).

Stock Price Fair Value vs Fair Value
Blackstone Inc BX $142.39 $52.88 −63%
Investor AB INVEB kr 408.05 kr 827.56 +103%
Brookfield Corporation BN C$55.74 C$10.67 −81%
KKR & Co KKR $108.68 $19.97 −82%
Apollo Global Management, Inc APO $135.04 $101.04 −25%
State Street Corporation STT $193.33 $138.33 −28%
Ameriprise Financial, Inc AMP $559.32 $515.24 −8%
Ares Management Corporation ARES $143.10 $30.88 −78%
Northern Trust Corporation NTRS $186.79 $122.02 −35%
Raymond James Financial, Inc RJF $181.10 $142.42 −21%

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Frequently asked questions

Is ZACD Group Ltd (8313) overvalued or undervalued?
As of Aug 6, 2026, our model estimates a fair value of HK$0.0278 versus a price of HK$0.0250, about +11% upside (undervalued).
What is the fair value of 8313?
Our model-based fair value for ZACD Group Ltd is HK$0.0278 (as of Aug 6, 2026), built from audited fundamentals. The current price: HK$0.0250.
What is the quality score of 8313?
ZACD Group Ltd has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for ZACD Group Ltd (8313)?
Our model-based price target is the fair value of HK$0.0278 (as of Aug 6, 2026) from 1 valuation models. Cautious scenario HK$0.0251, optimistic scenario HK$0.0305. It is a calculation from audited fundamentals, not an analyst target.
What is the ZACD Group Ltd stock forecast for 2026?
Our models put fair value at HK$0.0278, about +11% upside versus a price of HK$0.0250 (undervalued). Cautious scenario HK$0.0251, optimistic scenario HK$0.0305. The calculation is refreshed regularly with new filings.
What is the revenue of ZACD Group Ltd (8313)?
ZACD Group Ltd reported trailing-twelve-month revenue of about HK$2.9M (latest available figure, as of Aug 6, 2026).
What is the net profit margin of 8313?
The net profit margin of ZACD Group Ltd is about −189.5%, meaning it is currently running at a net loss. Based on the latest reported figures.
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