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8621 (8621) Fair Value & Analysis

Financial Services · Market cap HK$31.7M

8 8621 8621 · HK
PriceHK$0.0330
Fair ValueHK$0.0439
Upside+33.0%
Quality49/100
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Evidence: Low Range HK$0.0366 – HK$0.0497

Fair value as of: Jul 3, 2026

From 1 valuation models · updated today

Share price −15.4% over the past month.

Price vs Fair Value (12 months)

HK$0.0540 HK$0.0240 Fair Value HK$0.0439 Jun 2025 Jul 2026

12‑month range HK$0.0240 – HK$0.0540 · fair‑value band HK$0.0366 – HK$0.0497 · the HK$0.0330 price screens below the HK$0.0439 fair value. As of Jul 3, 2026.

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Analysis

8621 (8621) currently trades at HK$0.0330, while our model-based Fair Value estimate is HK$0.0439 — implying the stock looks roughly 33.0% undervalued today. We read business quality at 49/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

Trailing-twelve-month revenue stands at HK$11.0M. Revenue declined 0.4% year over year. It earns a return on equity of -14.3%. The balance sheet holds a net cash position of HK$92.6M. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) HK$11.0M
Revenue growth (YoY) -0.4%
Net margin -226%
Return on equity -14.3%
Free cash flow −HK$4.8M FY2025
Operating margin -256%
More key figures
EPS (TTM) HK$-0.0200
EPS growth (YoY) -70.5%
Net cash HK$92.6M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

8621 reported revenue of HK$29.7M in FY2025 versus HK$44.1M in FY2021, a compound −9.4%/yr. Reported net income was −HK$24.2M in FY2025.

Revenue −9.4%/yr
FY21 HK$44.1M
FY22 HK$48.6M
FY23 HK$49.9M
FY24 HK$52.2M
FY25 HK$29.7M
Net income
FY21 HK$2.0M
FY22 −HK$3.6M
FY23 −HK$6.1M
FY24 −HK$10.3M
FY25 −HK$24.2M

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Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).

Stock Price Fair Value vs Fair Value
Visa Inc V 5,663 MXN 3,002 MXN -47%
Mastercard Incorporated MA C$29.95 C$17.76 -41%
M4I M4I €430.50 €367.81 -15%
American Express Company AXP C$28.87 C$24.27 -16%
Capital One Financial Corporation COF $200.70 $125.08 -38%
Bajaj Finance Limited BAJFINANCE ₹884.10 ₹604.72 -32%

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Frequently asked questions

Is 8621 (8621) undervalued?
As of Jul 3, 2026, our model estimates a fair value of HK$0.0439 versus a price of HK$0.0330 — about +33% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 8621?
Our model-based fair value for 8621 is HK$0.0439 (as of Jul 3, 2026), built from audited fundamentals. The current price is HK$0.0330.
What is the quality score of 8621?
8621 has a Quality Score of 49/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of 8621 (8621)?
8621 reported trailing-twelve-month revenue of about HK$11.0M (latest available figure, as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.